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Webster Financial Corp (WBS)
:WBS
Earnings Data
Report Date
Jul 17, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
1.44Last Year’s EPS
1.26Same Quarter Last Year
Strong Buy
Based on 10 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 24, 2025
|% Change Since: 1.57%
|Next Earnings Date:Jul 17, 2025
Earnings Call Sentiment|Neutral
Webster Financial Corporation demonstrated solid operational performance with growth in deposits and loans, and improvements in net interest margin. However, economic uncertainty and increased provisions for credit losses present significant challenges. Overall, the highlights are balanced with the lowlights.Company Guidance
During Webster Financial Corporation's first quarter 2025 earnings call, the company provided detailed guidance and performance metrics. Key highlights included a 1.3% growth in deposits, robust core deposit growth, and a loan-to-deposit ratio of 81%, which offers significant flexibility. The net interest margin (NIM) expanded by four basis points to 3.48%, while the efficiency ratio stood at a strong 45.8%, indicating high profitability. Reported earnings per share (EPS) were $1.30, with a return on assets (ROA) of 1.15% and a return on tangible common equity (ROATC) just below 16%. Webster repurchased 3.6 million shares during the quarter, reflecting confidence in its financial position. The company's allowance for credit losses increased due to a higher recession probability, resulting in a $20 million addition to provisions, which they deemed prudent amidst economic uncertainties. Despite market volatility, the company maintained its full-year 2025 outlook, assuming a stable operating environment.Positive Loan and Deposit Growth
Deposit growth was consistent at 1.3% with significant contributions from core deposits. Loan growth was 1%, outpacing the market with notable contributions across business lines and loan categories.
Net Interest Margin Improvement
Net interest margin (NIM) increased by four basis points to 3.48%, despite a challenging interest rate environment, and the efficiency ratio was maintained at 45.8%.
Share Repurchases Highlight Capital Strength
Webster repurchased 3,600,000 shares during the quarter, reflecting confidence in the company's capital position.
Strong Capital and Liquidity Position
The tangible book value per common share increased over 3% from the last quarter to $33.97, and the loan-to-deposit ratio remained favorable at 81%.
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WBS Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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WBS Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 24, 2025 | $47.16 | $47.90 | +1.57% |
| Jan 17, 2025 | $57.56 | $59.28 | +2.99% |
| Oct 17, 2024 | $47.93 | $53.48 | +11.58% |
| Jul 23, 2024 | $47.70 | $44.98 | -5.70% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Webster Financial Corp (WBS) report earnings?
Webster Financial Corp (WBS) is schdueled to report earning on Jul 17, 2025, TBA Not Confirmed.
What is Webster Financial Corp (WBS) earnings time?
Webster Financial Corp (WBS) earnings time is at Jul 17, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is WBS EPS forecast?
WBS EPS forecast for the fiscal quarter 2025 (Q2) is 1.44.
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