The earnings call reflected a strong financial performance with solid growth in loans and deposits, improved asset quality, and strategic expansions in healthcare and asset management. However, challenges remain with NIM pressure and a competitive deposit environment. Overall, the highlights significantly outweigh the lowlights.

Company Guidance -

Q3 2025

During Webster Financial Corporation's Second Quarter 2025 Earnings Call, the company reported a return on tangible common equity of 18% and a return on average assets (ROAA) of nearly 1.3%. Both loans and deposits grew over 1% from the previous quarter, contributing to an overall revenue increase of 1.6%. The common equity Tier 1 ratio improved, and the loan-to-deposit ratio remained stable. The Board authorized an additional $700 million in share repurchases, and the company repurchased 1.5 million shares during the quarter. Asset quality showed improvement with a net charge-off ratio of 27 basis points, within the long-term range of 25 to 35 basis points, and a decrease in criticized commercial loans and non-accruals. The company highlighted its strong capital position, diverse loan origination channels, and differentiated deposit profile, particularly within its Healthcare Financial Services segment. Webster anticipates that its asset management partnership with Marathon will enhance sponsor loan growth and drive fee revenue starting in 2026.

Strong Financial Performance

Webster Financial achieved a return on tangible common equity of 18% and ROAA of nearly 1.3% with growth in loans and deposits over 1% linked quarter. Revenue grew 1.6% over the prior quarter.

Share Repurchase Authorization

The Board authorized an additional $700 million in share repurchases, and 1.5 million shares were bought back in the quarter.

Improvement in Asset Quality

Criticized commercial loans and non-accruals were down in the quarter, with a net charge-off ratio of 27 basis points, within the long-term normalized range.

Expansion in Healthcare Financial Services

The reconciliation bill's provisions are expected to significantly increase the addressable market for HSA Bank, estimating a potential deposit opportunity of $1 billion to $2.5 billion over the next 5 years.

Operational Realization of Joint Venture with Marathon

Webster moved $242 million of loans to held-for-sale in the second quarter, setting the stage for enhanced sponsor loan growth and fee revenue in 2026.

Technological Advancements

Successfully transitioned to a new cloud-native general ledger, marking a significant investment in operational efficiency.

Webster Financial (WBS) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

WBS Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 16, 2025	2025 (Q3)	1.51 / -	1.34	―	―	―
Jul 17, 2025	2025 (Q2)	1.43 / 1.53	1.26	21.83% (+0.27)
Apr 24, 2025	2025 (Q1)	1.38 / 1.31	1.35	-2.59% (-0.04)
Jan 17, 2025	2024 (Q4)	1.35 / 1.43	1.46	-2.05% (-0.03)
Oct 17, 2024	2024 (Q3)	1.34 / 1.34	1.55	-13.55% (-0.21)
Jul 23, 2024	2024 (Q2)	1.34 / 1.26	1.5	-16.00% (-0.24)
Apr 23, 2024	2024 (Q1)	1.41 / 1.35	1.49	-9.40% (-0.14)
Jan 23, 2024	2023 (Q4)	1.48 / 1.46	1.6	-8.75% (-0.14)
Oct 19, 2023	2023 (Q3)	1.49 / 1.55	1.46	6.16% (+0.09)
Jul 20, 2023	2023 (Q2)	1.46 / 1.50	1.29	16.28% (+0.21)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

WBS Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 17, 2025	$58.44	$60.05	+2.75%
Apr 24, 2025	$46.78	$47.52	+1.58%
Jan 17, 2025	$57.10	$58.80	+2.98%
Oct 17, 2024	$47.54	$53.05	+11.59%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Webster Financial Corp (WBS) report earnings?

Webster Financial Corp (WBS) is schdueled to report earning on Oct 16, 2025, Before Open (Confirmed).

What is Webster Financial Corp (WBS) earnings time?

Webster Financial Corp (WBS) earnings time is at Oct 16, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is WBS EPS forecast?

WBS EPS forecast for the fiscal quarter 2025 (Q3) is 1.52.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing