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Usio Inc (USIO)
NASDAQ:USIO
US Market
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Usio (USIO) Ratios

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Usio Ratios

USIO's free cash flow for Q2 2025 was $0.23. For the 2025 fiscal year, USIO's free cash flow was decreased by $ and operating cash flow was $-0.01. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
1.11 1.09 1.07 1.08 1.09
Quick Ratio
1.11 1.09 1.06 1.07 1.09
Cash Ratio
0.09 0.08 0.07 0.06 0.08
Solvency Ratio
0.06 0.02 -0.03 0.02 -0.02
Operating Cash Flow Ratio
0.08 0.17 -0.21 0.26 0.10
Short-Term Operating Cash Flow Coverage
9.04 139.05 -301.91 543.92 18.14
Net Current Asset Value
$ 7.20M$ 5.38M$ 3.43M$ 6.25M$ 3.13M
Leverage Ratios
Debt-to-Assets Ratio
0.03 0.03 0.03 0.02 0.03
Debt-to-Equity Ratio
0.19 0.22 0.22 0.17 0.17
Debt-to-Capital Ratio
0.16 0.18 0.18 0.14 0.15
Long-Term Debt-to-Capital Ratio
0.03 0.05 <0.01 <0.01 0.00
Financial Leverage Ratio
5.78 7.10 7.03 7.16 4.95
Debt Service Coverage Ratio
6.05 14.33 -45.37 39.38 -6.52
Interest Coverage Ratio
-32.62 -369.57 -1.29K -34.18 0.00
Debt to Market Cap
0.03 0.02 <0.01 <0.01 <0.01
Interest Debt Per Share
0.13 0.17 0.15 0.16 0.18
Net Debt to EBITDA
-1.68 -1.98 1.09 -1.66 0.97
Profitability Margins
Gross Profit Margin
23.19%22.52%21.02%25.24%22.87%
EBIT Margin
0.35%-0.21%-7.49%-0.24%-11.65%
EBITDA Margin
2.85%2.31%-3.55%4.03%-6.94%
Operating Profit Margin
-1.93%-2.33%-7.51%-0.24%-11.65%
Pretax Profit Margin
0.29%-0.22%-7.49%-0.25%-8.94%
Net Profit Margin
3.43%-0.58%-7.90%-0.52%-9.01%
Continuous Operations Profit Margin
3.43%-0.58%-7.90%-0.52%-9.01%
Net Income Per EBT
1185.73%260.22%105.38%211.92%100.80%
EBT Per EBIT
-15.02%9.50%99.79%102.93%76.74%
Return on Assets (ROA)
2.66%-0.44%-5.60%-0.24%-3.52%
Return on Equity (ROE)
15.19%-3.15%-39.35%-1.72%-17.40%
Return on Capital Employed (ROCE)
-7.54%-10.86%-32.01%-0.70%-19.57%
Return on Invested Capital (ROIC)
-86.25%-27.12%-32.40%-1.44%-19.04%
Return on Tangible Assets
2.67%-0.45%-5.75%-0.25%-3.79%
Earnings Yield
6.72%-1.37%-16.31%-0.37%-7.05%
Efficiency Ratios
Receivables Turnover
17.14 14.84 15.88 12.44 11.26
Payables Turnover
101.79 62.06 63.86 33.08 29.22
Inventory Turnover
169.29 151.35 108.08 106.57 140.97
Fixed Asset Turnover
13.64 13.58 11.54 9.66 5.58
Asset Turnover
0.77 0.77 0.71 0.46 0.39
Working Capital Turnover Ratio
8.35 11.97 9.52 8.59 9.27
Cash Conversion Cycle
19.86 21.12 20.64 21.73 22.51
Days of Sales Outstanding
21.29 24.59 22.98 29.34 32.41
Days of Inventory Outstanding
2.16 2.41 3.38 3.42 2.59
Days of Payables Outstanding
3.59 5.88 5.72 11.04 12.49
Operating Cycle
23.45 27.00 26.36 32.77 35.00
Cash Flow Ratios
Operating Cash Flow Per Share
0.27 0.74 -0.84 1.49 0.41
Free Cash Flow Per Share
0.24 0.70 -0.88 1.42 0.35
CapEx Per Share
0.02 0.04 0.04 0.06 0.06
Free Cash Flow to Operating Cash Flow
0.91 0.94 1.05 0.96 0.86
Dividend Paid and CapEx Coverage Ratio
11.58 17.86 -20.97 23.40 7.36
Capital Expenditure Coverage Ratio
11.58 17.86 -20.97 23.40 7.36
Operating Cash Flow Coverage Ratio
2.03 4.41 -5.63 9.59 2.21
Operating Cash Flow to Sales Ratio
0.08 0.18 -0.25 0.48 0.20
Free Cash Flow Yield
15.05%40.72%-53.08%32.65%13.20%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
14.89 -72.79 -6.13 -271.51 -14.17
Price-to-Sales (P/S) Ratio
0.51 0.42 0.48 1.41 1.28
Price-to-Book (P/B) Ratio
2.29 2.29 2.41 4.68 2.47
Price-to-Free Cash Flow (P/FCF) Ratio
6.64 2.46 -1.88 3.06 7.57
Price-to-Operating Cash Flow Ratio
6.06 2.32 -1.97 2.93 6.54
Price-to-Earnings Growth (PEG) Ratio
-0.86 0.80 >-0.01 2.97 0.28
Price-to-Fair Value
2.29 2.29 2.41 4.68 2.47
Enterprise Value Multiple
16.26 16.18 -12.56 33.32 -17.43
Enterprise Value
38.90M 30.81M 30.94M 83.18M 39.03M
EV to EBITDA
16.26 16.18 -12.56 33.32 -17.43
EV to Sales
0.46 0.37 0.45 1.34 1.21
EV to Free Cash Flow
6.02 2.19 -1.73 2.92 7.18
EV to Operating Cash Flow
5.50 2.07 -1.82 2.79 6.20
Tangible Book Value Per Share
0.69 0.66 0.55 0.72 0.69
Shareholders’ Equity Per Share
0.71 0.75 0.68 0.93 1.08
Tax and Other Ratios
Effective Tax Rate
-10.86 -1.60 -0.05 -1.12 >-0.01
Revenue Per Share
3.17 4.11 3.41 3.09 2.09
Net Income Per Share
0.11 -0.02 -0.27 -0.02 -0.19
Tax Burden
11.86 2.60 1.05 2.12 1.01
Interest Burden
0.83 1.03 1.00 1.03 0.77
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
<0.01 0.22 0.25 0.21 0.30
Stock-Based Compensation to Revenue
0.02 0.03 0.03 0.02 0.05
Income Quality
2.46 -31.40 3.11 -92.61 -2.17
Currency in USD
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