USBC (USBC)
XASE:USBC
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USBC
(NYSE MKT:USBC)
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Rating:47Neutral
Price Target:
$0.42
▼(-13.51% Downside)
Action:Reiterated
Date:05/21/26
The score is primarily held down by very weak financial performance (large losses and sustained negative cash flow). Technicals are mixed with a weak longer-term trend, while recent corporate events are constructive (compliance restored and strategic refocus) but are offset by execution and spending intensity. Valuation is not a positive signal due to negative earnings and no stated dividend.
Positive Factors
Listing Compliance Restored
Restoring NYSE American compliance materially reduces delisting risk and preserves market access to institutional investors and capital markets. That credibility supports long-term fundraising, partner confidence, and regulatory dialogue critical to scaling a fintech product like tokenized deposits.
Negative Factors
Severe Cash Burn
Persistently large negative operating and free cash flows create an urgent funding requirement and shorten runway for commercialization. Ongoing cash burn raises dilution or financing risk, constrains discretionary investment, and forces management to prioritize short-term liquidity over long-term product development choices.
Read all positive and negative factors
Positive Factors
Negative Factors
Listing Compliance Restored
Restoring NYSE American compliance materially reduces delisting risk and preserves market access to institutional investors and capital markets. That credibility supports long-term fundraising, partner confidence, and regulatory dialogue critical to scaling a fintech product like tokenized deposits.
Read all positive factors
USBC (USBC) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$151.38M
Dividend YieldN/A
Average Volume (3M)608.13K
Price to Earnings (P/E)―
Beta (1Y)2.37
Revenue GrowthN/A
EPS Growth88.87%
CountryUS
Employees11
SectorTechnology
Sector Strength88
IndustryHardware, Equipment & Parts
Share Statistics
EPS (TTM)N/A
Shares Outstanding388,144,440
10 Day Avg. Volume280,969
30 Day Avg. Volume608,129
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)0.87
Price to Sales (P/S)0.00
P/FCF Ratio-11.12
Enterprise Value/Market Cap1.02
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit-4.05K
Enterprise Value/Ebitda-2.19
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
USBC Business Overview & Revenue Model
Company Description
USBC, Inc., together with its subsidiaries, operates in digital financial technologies business in United States. The company develops transformative financial services, including digital assets, banking solutions, and non-invasive health monitori...
How the Company Makes Money
null...
USBC Financial Statement Overview
Summary
Income Statement
6
Very Negative
Balance Sheet
62
Positive
Cash Flow
12
Very Negative
| Breakdown | TTM | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 4.36M | 0.00 |
| Gross Profit | -38.20K | 0.00 | -270.17K | -313.02K | 4.04M | -200.81K |
| EBITDA | -70.65M | -19.31M | -14.95M | -13.71M | -12.25M | -10.25M |
| Net Income | -66.89M | -22.12M | -16.58M | -15.29M | -20.07M | -25.36M |
Balance Sheet | ||||||
| Total Assets | 72.28M | 125.08M | 3.66M | 8.27M | 13.76M | 12.89M |
| Cash, Cash Equivalents and Short-Term Investments | 2.04M | 8.82M | 3.11M | 8.02M | 12.59M | 12.26M |
| Total Debt | 5.21M | 342.79K | 5.08M | 2.92M | 2.56M | 9.91M |
| Total Liabilities | 12.38M | 27.96M | 5.82M | 4.52M | 3.90M | 11.65M |
| Stockholders Equity | 59.90M | 97.12M | -2.16M | 3.74M | 9.86M | 1.24M |
Cash Flow | ||||||
| Free Cash Flow | -16.09M | -7.60M | -12.90M | -10.43M | -7.78M | -7.15M |
| Operating Cash Flow | -16.09M | -7.60M | -12.83M | -10.35M | -6.92M | -6.85M |
| Investing Cash Flow | 0.00 | 0.00 | -66.35K | -80.80K | -855.47K | -299.52K |
| Financing Cash Flow | 17.68M | 13.31M | 7.98M | 5.86M | 8.11M | 15.11M |
USBC Technical Analysis
Negative
0.48
Price Trends
0.39
Negative
0.44
Negative
0.71
Negative
Market Momentum
0.02
Positive
44.27
Neutral
2.84
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For USBC, the sentiment is Negative. The current price of 0.480979 is above the 20-day moving average (MA) of 0.45, above the 50-day MA of 0.39, and below the 200-day MA of 0.71, indicating a bearish trend. The MACD of 0.02 indicates Positive momentum. The RSI at 44.27 is Neutral, neither overbought nor oversold. The STOCH value of 2.84 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for USBC.
USBC Risk Analysis
USBC disclosed 33 risk factors in its most recent earnings report. USBC reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
USBC Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
61 Neutral | $1.06B | -35.80 | -41.18% | ― | 86.66% | -97.48% | |
58 Neutral | $213.23M | -0.97 | -56.90% | ― | 62.35% | -46.70% | |
54 Neutral | $1.57B | -1.62 | 402.23% | ― | ― | ― | |
51 Neutral | $269.75M | -0.85 | -260.79% | ― | 5.62% | 76.20% | |
47 Neutral | $151.38M | -1.47 | -114.46% | ― | ― | 88.87% | |
45 Neutral | $206.63M | -1.96 | -139.20% | ― | -64.10% | 31.45% |
* Technology Sector Average
USBC
USBC
0.40
-0.08
-16.07%
LPTH
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16.24
13.86
582.35%
MVIS
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0.65
-0.53
-44.75%
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4.43
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-53.85%
SLNH
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1.93
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SATL
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10.74
6.57
157.55%
USBC Corporate Events
Business Operations and StrategyProduct-Related Announcements
USBC Advances Phase 1 Rollout of Tokenized Deposits
Positive
May 1, 2026
On March 10, 2026, USBC began Phase 1 of a multi-phase strategy to deliver its tokenized deposit product, initially limiting usage to internal testers to validate onboarding, identity recovery, ACH funding, spending, treasury conversion, messaging...
Business Operations and StrategyExecutive/Board ChangesM&A Transactions
USBC Finalizes Executive Separation and Severance Agreement Terms
Neutral
Apr 15, 2026
USBC, Inc. completed the divestiture of its legacy non-invasive sensor technology business on March 27, 2026, transferring the operation of subsidiary Particle, Inc. to Particle Acquisition Corporation, an entity affiliated with former chairman, p...
Business Operations and StrategyExecutive/Board ChangesM&A TransactionsPrivate Placements and Financing
USBC Divests Legacy Sensor Unit to Focus on Fintech
Positive
Apr 2, 2026
USBC, Inc. is a publicly traded technology company focused on transformative financial services, including digital assets and banking solutions, with a key emphasis on developing a U.S.-dollar denominated tokenized deposit that runs on blockchain ...
Business Operations and StrategyDelistings and Listing ChangesM&A TransactionsPrivate Placements and FinancingRegulatory Filings and Compliance
USBC Regains NYSE American Compliance After Equity Remediation
Positive
Mar 31, 2026
On March 27, 2026, USBC, Inc. regained full compliance with all NYSE American continued listing standards, resolving stockholders’ equity deficiencies first identified by the exchange on September 27, 2024. The exchange has removed the ̶...
Business Operations and StrategyExecutive/Board Changes
USBC Reprices Stock Options to Refresh Equity Incentives
Neutral
Mar 24, 2026
On March 18, 2026, USBC’s board approved the repricing of all 83.0 million outstanding stock options under its Amended and Restated 2021 Equity Incentive Plan, resetting the exercise price to $0.37 per share, the closing price of the company...
Business Operations and StrategyProduct-Related Announcements
USBC Begins Pilot Phase for Tokenized Deposit Launch
Neutral
Mar 10, 2026
USBC, Inc. has begun Phase 1 of a multi-stage delivery strategy to launch its USBC tokenized deposit product, starting with an extended pilot involving a limited group of internal employees in a non-production environment. The results from this in...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.