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USBC
(NYSE MKT:USBC)
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Rating:50Neutral
Price Target:
$0.32
▼(-32.85% Downside)
Action:Reiterated
Date:06/20/26
Weighed down by poor financial performance with no revenue and heavy losses, alongside challenging valuation from negative P/E; partially lifted by positive corporate events in product development and compliance, with mixed technical signals adding uncertainty.
Positive Factors
Regulatory/listing remediation
Regaining NYSE American compliance materially lowers delisting and regulatory risk, preserving access to public capital markets and institutional counterparties. Over months this improves the company's ability to raise external capital and maintain partner confidence, reducing execution risk.
Negative Factors
Severe cash burn
Persistent and very large negative operating and free cash flows mean the business cannot self-fund growth. Over a multi-month horizon this necessitates continual external financing, heightens dilution risk, and constrains strategic options if capital markets or major investors become less supportive.
Read all positive and negative factors
Positive Factors
Negative Factors
Regulatory/listing remediation
Regaining NYSE American compliance materially lowers delisting and regulatory risk, preserving access to public capital markets and institutional counterparties. Over months this improves the company's ability to raise external capital and maintain partner confidence, reducing execution risk.
Read all positive factors
USBC (USBC) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$125.37M
Dividend YieldN/A
Average Volume (3M)608.13K
Price to Earnings (P/E)―
Beta (1Y)2.32
Revenue GrowthN/A
EPS Growth88.87%
CountryUS
Employees24
SectorTechnology
Sector Strength88
IndustryHardware, Equipment & Parts
Share Statistics
EPS (TTM)N/A
Shares Outstanding388,144,440
10 Day Avg. Volume280,969
30 Day Avg. Volume608,129
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)0.87
Price to Sales (P/S)0.00
P/FCF Ratio-11.12
Enterprise Value/Market Cap1.17
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit-3.84K
Enterprise Value/Ebitda-1.65
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
USBC Business Overview & Revenue Model
Company Description
USBC, Inc., along with its affiliated companies, operates within the digital financial technology industry across the United States. The firm is dedicated to creating groundbreaking financial services, such as digital assets and advanced banking s...
How the Company Makes Money
null...
USBC Financial Statement Overview
Summary
Income Statement
5
Very Negative
Balance Sheet
45
Neutral
Cash Flow
10
Very Negative
| Breakdown | TTM | Sep 2025 | Sep 2024 | Sep 2023 | Sep 2022 | Sep 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 0.00 | 0.00 | 0.00 | 0.00 | 4.36M | 0.00 |
| Gross Profit | -38.20K | 0.00 | -270.17K | -313.02K | 4.04M | -200.81K |
| EBITDA | -89.08M | -19.31M | -14.80M | -14.59M | -11.73M | -10.25M |
| Net Income | -66.89M | -22.12M | -16.58M | -15.29M | -20.07M | -25.36M |
Balance Sheet | ||||||
| Total Assets | 72.28M | 125.08M | 3.66M | 8.27M | 13.76M | 12.89M |
| Cash, Cash Equivalents and Short-Term Investments | 2.04M | 8.82M | 3.11M | 8.02M | 12.59M | 12.26M |
| Total Debt | 5.21M | 342.79K | 5.08M | 2.92M | 2.56M | 9.91M |
| Total Liabilities | 12.38M | 27.96M | 5.82M | 4.52M | 3.90M | 11.65M |
| Stockholders Equity | 59.90M | 97.12M | -2.16M | 3.74M | 9.86M | 1.24M |
Cash Flow | ||||||
| Free Cash Flow | -16.09M | -7.60M | -12.90M | -10.43M | -7.78M | -7.15M |
| Operating Cash Flow | -16.09M | -7.60M | -12.83M | -10.35M | -6.92M | -6.85M |
| Investing Cash Flow | 0.00 | 0.00 | -66.35K | -80.80K | -855.47K | -299.52K |
| Financing Cash Flow | 17.68M | 13.31M | 7.98M | 5.86M | 8.11M | 15.11M |
USBC Technical Analysis
Negative
0.48
Price Trends
0.34
Negative
0.37
Negative
0.52
Negative
Market Momentum
>-0.01
Negative
44.71
Neutral
42.47
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For USBC, the sentiment is Negative. The current price of 0.480979 is above the 20-day moving average (MA) of 0.33, above the 50-day MA of 0.34, and below the 200-day MA of 0.52, indicating a bearish trend. The MACD of >-0.01 indicates Negative momentum. The RSI at 44.71 is Neutral, neither overbought nor oversold. The STOCH value of 42.47 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for USBC.
USBC Risk Analysis
USBC disclosed 33 risk factors in its most recent earnings report. USBC reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
USBC Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
54 Neutral | $688.16M | -20.87 | -41.18% | ― | 86.66% | -97.48% | |
50 Neutral | $125.37M | -1.07 | -114.46% | ― | ― | 88.87% | |
47 Neutral | $122.57M | -1.74 | -56.90% | ― | 62.35% | -46.70% | |
46 Neutral | $530.71M | -6.54 | 402.23% | ― | ― | ― | |
45 Neutral | $192.45M | -0.54 | -257.31% | ― | 5.62% | 76.20% | |
39 Underperform | $93.17M | -0.87 | -139.20% | ― | -64.10% | 31.45% |
* Technology Sector Average
USBC
USBC
0.32
-2.22
-87.28%
LPTH
Lightpath Technologies
10.37
7.08
215.68%
MVIS
Microvision
0.27
-0.82
-75.60%
KULR
KULR Technology Group
2.65
-2.68
-50.28%
SLNH
Soluna Holdings
1.22
0.76
165.22%
SATL
Satellogic
3.58
0.20
5.92%
USBC Corporate Events
Business Operations and StrategyStock Split
USBC Approves Reverse Stock Split to Support Capital Raising
Neutral
Jun 22, 2026
USBC, Inc., a growth-stage fintech focused on a U.S.-dollar denominated tokenized deposit built on blockchain and embedded with digital identity, has progressed its multi-phase delivery strategy since March 10, 2026, by completing core infrastruct...
Business Operations and StrategyProduct-Related Announcements
USBC Advances Tokenized Deposit Platform Development and Testing
Positive
Jun 4, 2026
Since initiating Phase 1 of its tokenized deposit product delivery strategy on March 10, 2026, USBC has built core infrastructure and completed initial technical readiness testing with internal users, validating features such as onboarding, identi...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.