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UMB Financial Corp (UMBF)
NASDAQ:UMBF
Earnings Data
Report Date
Feb 03, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
2.68Last Year’s EPS
2.49Same Quarter Last Year
Strong Buy
Based on 9 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflected a strong quarter for UMB Financial, with significant achievements in loan production, fee income, and successful integration of Heartland Financial. Despite some challenges like increased acquisition expenses and market valuation impacts, the positive aspects and strategic growth initiatives outweighed the negatives.Company Guidance
Successful Acquisition and Integration of Heartland Financial
Successfully completed the full systems and brand conversion of all HTLF locations. This milestone was reached early in October, which marked a smooth transition for clients and associates.
Record Loan Production and Income Growth
Quarterly top-line loan production surpassed $2 billion for the first time, with 8% linked-quarter annualized growth in both average loans and deposits.
Strong Fee Income and Trust Services Performance
Fee income increased by 12.4% on a linked-quarter basis. Trust and securities processing income saw solid contributions, with a 49% increase in new business year-to-date in the Specialty Trust and Agency Solutions team.
Positive Credit Quality Metrics
Net charge-offs on legacy UMB loans decreased to 8 basis points of average loans, down from 13 basis points in the prior quarter. Total net charge-offs were 20 basis points, remaining near or below historical averages.
Dividend Increase
Board of Directors declared a quarterly dividend of $0.43 per share, representing a 7.5% increase from the prior quarter and marking the 23rd dividend increase in the past 20 years.
UMBF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
UMBF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Sep 30, 2025 | $118.35 | $118.30 | -0.04% |
Jul 31, 2025 | $109.63 | $108.04 | -1.45% |
Apr 29, 2025 | $97.13 | $93.90 | -3.33% |
Jan 28, 2025 | $120.30 | $121.22 | +0.76% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does UMB Financial Corp (UMBF) report earnings?
UMB Financial Corp (UMBF) is schdueled to report earning on Feb 03, 2026, After Close (Confirmed).
What is UMB Financial Corp (UMBF) earnings time?
UMB Financial Corp (UMBF) earnings time is at Feb 03, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is UMBF EPS forecast?
UMBF EPS forecast for the fiscal quarter 2025 (Q4) is 2.68.