Education
About Us
Working with TipRanks
Follow Us
United Fire Group (UFCS)
NASDAQ:UFCS
Total Valuation
United Fire Group has a market cap or net worth of $948.62M. The enterprise value is $948.23M.
Market Cap$948.62M
Enterprise Value$948.23M
Share Statistics
United Fire Group has 25,514,330 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding25,514,330
Owned by Insiders14.71%
Owned by Institutions9.67%
Financial Efficiency
United Fire Group’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is -7.35%.
Return on Equity (ROE)0.08
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)-7.35%
Return on Capital Employed (ROCE)0.05
Revenue Per Employee1.43M
Profits Per Employee70.65K
Employee Count877
Asset Turnover0.36
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of United Fire Group is 8.8. United Fire Group’s PEG ratio is -0.04.
PE Ratio8.8
PS Ratio0.58
PB Ratio0.92
Price to Fair Value0.92
Price to FCF2.19
Price to Operating Cash Flow3.08
PEG Ratio-0.04
Income Statement
In the last 12 months, United Fire Group had revenue of 1.25B and earned 61.96M in profits. Earnings per share was 2.45.
Revenue1.25B
Gross Profit225.92M
Operating Income77.03M
Pretax Income77.03M
Net Income61.96M
EBITDA95.22M
Earnings Per Share (EPS)2.45
Cash Flow
In the last 12 months, operating cash flow was 306.26M and capital expenditures -8.73M, giving a free cash flow of 297.53M billion.
Operating Cash Flow306.26M
Free Cash Flow297.53M
Free Cash Flow per Share11.66
Dividends & Yields
United Fire Group pays an annual dividend of $0.16, resulting in a dividend yield of 1.73%
Dividend Per Share$0.16
Dividend Yield1.73%
Payout Ratio14.71%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.58
52-Week Price Change26.33%
50-Day Moving Average32.60
200-Day Moving Average29.28
Relative Strength Index (RSI)67.79
Average Volume (3m)116.24K
Important Dates
United Fire Group upcoming earnings date is Feb 17, 2026, Before Open (Confirmed).
Last Earnings DateNov 4, 2025
Next Earnings DateFeb 17, 2026
Ex-Dividend DateAug 29, 2025
Financial Position
United Fire Group as a current ratio of 0.37, with Debt / Equity ratio of 0.00%
Current Ratio0.37
Quick Ratio0.37
Debt to Market Cap0.18
Net Debt to EBITDA-0.88
Interest Coverage Ratio11.58
Taxes
In the past 12 months, United Fire Group has paid 15.08M in taxes.
Income Tax15.08M
Effective Tax Rate0.20
Enterprise Valuation
United Fire Group EV to EBITDA ratio is 6.68, with an EV/FCF ratio of 1.94.
EV to Sales0.51
EV to EBITDA6.68
EV to Free Cash Flow1.94
EV to Operating Cash Flow1.87
Balance Sheet
United Fire Group has $1.24B in cash and marketable securities with $146.13M in debt, giving a net cash position of $1.09B billion.
Cash & Marketable Securities$1.24B
Total Debt$146.13M
Net Cash$1.09B
Net Cash Per Share$42.83
Tangible Book Value Per Share$30.71
Margins
Gross margin is 5.80%, with operating margin of 6.74%, and net profit margin of 4.95%.
Gross Margin5.80%
Operating Margin6.74%
Pretax Margin6.15%
Net Profit Margin4.95%
EBITDA Margin7.61%
EBIT Margin6.74%
Analyst Forecast
The average price target for United Fire Group is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast12.22%
EPS Growth Forecast120.73%