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United Fire Group (UFCS)
:UFCS
Total Valuation
United Fire Group has a market cap or net worth of $772.92M. The enterprise value is $874.57M.
Market Cap$772.92M
Enterprise Value$874.57M
Share Statistics
United Fire Group has 25,492,014 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding25,492,014
Owned by Insiders14.72%
Owned by Institutions0.23%
Financial Efficiency
United Fire Group’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is -7.35%.
Return on Equity (ROE)0.08
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)-7.35%
Return on Capital Employed (ROCE)0.05
Revenue Per Employee1.43M
Profits Per Employee70.65K
Employee Count877
Asset Turnover0.36
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of United Fire Group is 8.5. United Fire Group’s PEG ratio is -0.04.
PE Ratio8.5
PS Ratio0.58
PB Ratio0.92
Price to Fair Value0.92
Price to FCF2.19
Price to Operating Cash Flow2.60
PEG Ratio-0.04
Income Statement
In the last 12 months, United Fire Group had revenue of 1.25B and earned 61.96M in profits. Earnings per share was 2.45.
Revenue1.25B
Gross Profit225.92M
Operating Income84.31M
Pretax Income77.03M
Net Income61.96M
EBITDA95.22M
Earnings Per Share (EPS)2.45
Cash Flow
In the last 12 months, operating cash flow was 301.88M and capital expenditures -10.26M, giving a free cash flow of 291.61M billion.
Operating Cash Flow301.88M
Free Cash Flow291.61M
Free Cash Flow per Share11.44
Dividends & Yields
United Fire Group pays an annual dividend of $0.16, resulting in a dividend yield of 2.13%
Dividend Per Share$0.16
Dividend Yield2.13%
Payout Ratio17.49%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.61
52-Week Price Change57.75%
50-Day Moving Average30.94
200-Day Moving Average28.29
Relative Strength Index (RSI)45.74
Average Volume (3m)107.68K
Important Dates
United Fire Group upcoming earnings date is Nov 4, 2025, Before Open (Confirmed).
Last Earnings DateAug 5, 2025
Next Earnings DateNov 4, 2025
Ex-Dividend DateAug 29, 2025
Financial Position
United Fire Group as a current ratio of 0.37, with Debt / Equity ratio of 13.85%
Current Ratio0.37
Quick Ratio0.37
Debt to Market Cap0.18
Net Debt to EBITDA-0.88
Interest Coverage Ratio11.58
Taxes
In the past 12 months, United Fire Group has paid 15.08M in taxes.
Income Tax15.08M
Effective Tax Rate0.20
Enterprise Valuation
United Fire Group EV to EBITDA ratio is 6.68, with an EV/FCF ratio of 1.94.
EV to Sales0.51
EV to EBITDA6.68
EV to Free Cash Flow1.94
EV to Operating Cash Flow1.87
Balance Sheet
United Fire Group has $202.40M in cash and marketable securities with $117.16M in debt, giving a net cash position of $85.24M billion.
Cash & Marketable Securities$202.40M
Total Debt$117.16M
Net Cash$85.24M
Net Cash Per Share$3.34
Tangible Book Value Per Share$30.71
Margins
Gross margin is 20.82%, with operating margin of 6.74%, and net profit margin of 4.95%.
Gross Margin20.82%
Operating Margin6.74%
Pretax Margin6.15%
Net Profit Margin4.95%
EBITDA Margin7.61%
EBIT Margin6.74%
Analyst Forecast
The average price target for United Fire Group is $33.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$33.00
Price Target Upside8.09% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast14.28%
EPS Growth Forecast148.61%