tiprankstipranks
Trending News
More News >
United Fire Group (UFCS)
NASDAQ:UFCS
US Market

United Fire Group (UFCS) Earnings Dates, Call Summary & Reports

Compare
49 Followers

Earnings Data

Report Date
Aug 12, 2025
Before Open (Confirmed)
Period Ending
2025 (Q2)
Consensus EPS Forecast
0.51
Last Year’s EPS
-0.07
Same Quarter Last Year
Based on 1 Analysts Ratings

Earnings Call Summary

Q1 2025
Earnings Call Date:May 06, 2025|
% Change Since: 0.04%|
Earnings Call Sentiment|Positive
The earnings call reflected a generally positive outlook with significant achievements in net written premium and investment performance, despite challenges such as increased underwriting expenses and catastrophe losses.
Company Guidance -
Q1 2025
During United Fire Group Insurance's 2025 first quarter conference call, the company reported key financial metrics highlighting a promising start to the year. The net written premium grew by 4% to $335.4 million, although the growth rate was somewhat suppressed due to unusual reinsurance premium adjustments. The combined ratio increased slightly to 99.4%, while the underlying loss ratio improved by 2.9 points to 56.5%. Catastrophe losses accounted for 5 points of the combined ratio, with $8.2 million attributed to California wildfires. The underwriting expense ratio rose by 3 points to 37.9% due to additional costs from their new policy administration system development and increased performance-based compensation for agents. Net investment income improved to $23.5 million, driven by a $21 million rise in fixed maturity income. The reported book value per share increased to $32.13, with an adjusted book value per share of $34.16. The company also declared and paid a $0.16 per share cash dividend.
Record Net Written Premium and Increased Net Income
The company achieved its third consecutive quarter of underwriting profitability, with net written premium growing 4% to $335.4 million and a significant increase in net income despite industry challenges.
Strong Investment Performance
Net investment income improved to $23.5 million, driven by a sustainable increase in fixed maturity income and favorable valuations on the limited partnership portfolio.
Improvement in Loss Ratios
The underlying loss ratio improved by 2.9 points to 56.5% due to strong earned rate achievement and disciplined portfolio management. Severity trends remained stable.
Positive Trends in Core Commercial Business
Core commercial business experienced a net written premium growth of 6%, with 11.7% renewal premium change and rates up 9.7%, exceeding loss trends.

United Fire Group (UFCS) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

UFCS Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Aug 12, 2025
2025 (Q2)
0.51 / -
-0.07
May 06, 2025
2025 (Q1)
0.64 / 0.70
0.5625.00% (+0.14)
Feb 11, 2025
2024 (Q4)
0.75 / 1.25
0.6592.31% (+0.60)
Nov 05, 2024
2024 (Q3)
0.33 / 0.81
0.31161.29% (+0.50)
Aug 06, 2024
2024 (Q2)
-0.02 / -0.07
-2.2796.92% (+2.20)
May 07, 2024
2024 (Q1)
0.47 / 0.56
0.08600.00% (+0.48)
Feb 13, 2024
2023 (Q4)
0.55 / 0.65
0.18261.11% (+0.47)
Nov 01, 2023
2023 (Q3)
>-0.01 / 0.31
-0.47165.96% (+0.78)
Aug 07, 2023
2023 (Q2)
-2.27 / -2.27
0.24-1045.83% (-2.51)
May 08, 2023
2023 (Q1)
0.56 / 0.08
1.13-92.92% (-1.05)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

UFCS Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
May 06, 2025
$28.44$27.13-4.61%
Feb 11, 2025
$24.78$25.33+2.22%
Nov 05, 2024
$19.60$24.33+24.13%
Aug 06, 2024
$19.96$18.22-8.72%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does United Fire Group (UFCS) report earnings?
United Fire Group (UFCS) is schdueled to report earning on Aug 12, 2025, Before Open (Confirmed).
    What is United Fire Group (UFCS) earnings time?
    United Fire Group (UFCS) earnings time is at Aug 12, 2025, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is UFCS EPS forecast?
          UFCS EPS forecast for the fiscal quarter 2025 (Q2) is 0.51.
            What am I Missing?
            Make informed decisions based on Top Analysts' activity
            Know what industry insiders are buying
            Get actionable alerts from top Wall Street Analysts
            Find out before anyone else which stock is going to shoot up
            Get powerful stock screeners & detailed portfolio analysis