The earnings call highlighted strong performance in several areas, including significant profit growth in Global Wealth Management and record performance in the Investment Bank. However, the overall group profit declined slightly, with challenges in Personal and Corporate Banking due to interest rate impacts. The call also noted ongoing integration efforts and regulatory uncertainties. Despite these challenges, the company remains optimistic about its growth strategy and cost management successes.

Company Guidance -

Q3 2025

In the first quarter of 2025, UBS delivered a strong financial performance with a net profit of $1.7 billion and an underlying return on CET1 capital of 11.3%, supported by positive operating leverage across core businesses. The group reported $32 billion in net new assets in Global Wealth Management and $7 billion in asset management. UBS's CET1 capital ratio stood at 14.3%, aligning with guidance, while the group maintained a cost/income ratio of 77.4%. Operating expenses were stable at $9.2 billion, and group revenues remained flat at $12 billion, with core franchises experiencing a 6% increase. UBS also achieved $900 million in gross run rate cost savings during the quarter, contributing to a cumulative total of $8.4 billion since the end of 2022. The investment bank reported its best quarter on record for global markets, while the group continued to integrate Credit Suisse, with substantial progress in client migrations and data integration. Despite market volatility and economic uncertainties, UBS remained focused on executing its growth strategy and enhancing client offerings across regions.

Strong First Quarter Net Profit

First quarter net profit reached $1.7 billion, with a return on CET1 capital of 11.3% and robust net new inflows including $32 billion in Global Wealth Management and $7 billion in asset management.

Investment Bank Performance

Global markets achieved its best quarter on record, with a 24% increase in revenues driven by equities and FX. The Investment Bank delivered a pretax profit of $696 million, up 72% year-over-year.

Cost Management and Savings

Achieved an additional $900 million in gross run rate cost saves, with overall costs down by 10% from the 2022 baseline and underlying expenses reduced by more than 20%.

Positive Developments in Global Wealth Management

Global Wealth Management's pretax profit was $1.5 billion, up 21% year-over-year with significant growth in the Americas and APAC regions.

Asset Management Growth

Asset Management showed a 15% increase in pretax profit, with strong net new commitments and a 13% growth in invested assets year-over-year.

UBS Group AG (UBS) Earnings, Revenues Date & History

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UBS Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 29, 2025	2025 (Q3)	0.49 / -	0.43	―	―	―
Jul 30, 2025	2025 (Q2)	0.69 / 0.72	0.34	111.76% (+0.38)
Apr 30, 2025	2025 (Q1)	0.53 / 0.51	0.52	-1.92% (-0.01)
Feb 04, 2025	2024 (Q4)	0.29 / 0.23	-0.09	355.56% (+0.32)
Oct 30, 2024	2024 (Q3)	0.34 / 0.43	-0.24	279.17% (+0.67)
Aug 14, 2024	2024 (Q2)	0.29 / 0.34	8.99	-96.22% (-8.65)
May 07, 2024	2024 (Q1)	0.25 / 0.52	0.32	62.50% (+0.20)
Feb 06, 2024	2023 (Q4)	0.11 / -0.09	0.5	-118.00% (-0.59)
Nov 07, 2023	2023 (Q3)	0.07 / -0.24	0.52	-146.15% (-0.76)
Aug 31, 2023	2023 (Q2)	0.51 / 8.99	0.61	1373.77% (+8.38)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

UBS Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 30, 2025	$38.00	$37.93	-0.18%
Apr 30, 2025	$30.51	$30.23	-0.92%
Feb 04, 2025	$33.85	$31.40	-7.24%
Oct 30, 2024	$31.80	$30.37	-4.50%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.