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United Bancorp (UBCP)
NASDAQ:UBCP
Total Valuation
United Bancorp has a market cap or net worth of $84.01M. The enterprise value is $185.42M.
Market Cap$84.01M
Enterprise Value$185.42M
Share Statistics
United Bancorp has 5,794,011 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding5,794,011
Owned by Insiders8.03%
Owned by Institutions6.40%
Financial Efficiency
United Bancorp’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 3.64%.
Return on Equity (ROE)0.12
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)3.64%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee382.44K
Profits Per Employee64.37K
Employee Count115
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of United Bancorp is 9.73. United Bancorp’s PEG ratio is -4.59.
PE Ratio9.73
PS Ratio0.00
PB Ratio1.30
Price to Fair Value1.13
Price to FCF-39.97
Price to Operating Cash Flow13.38
PEG Ratio-4.59
Income Statement
In the last 12 months, United Bancorp had revenue of 43.98M and earned 7.40M in profits. Earnings per share was 1.25.
Revenue43.98M
Gross Profit28.96M
Operating Income7.29M
Pretax Income7.29M
Net Income7.40M
EBITDA8.52M
Earnings Per Share (EPS)1.25
Cash Flow
In the last 12 months, operating cash flow was 5.90M and capital expenditures -7.96M, giving a free cash flow of -2.06M billion.
Operating Cash Flow5.90M
Free Cash Flow-2.06M
Free Cash Flow per Share-0.36
Dividends & Yields
United Bancorp pays an annual dividend of $0.185, resulting in a dividend yield of 5.1%
Dividend Per Share$0.185
Dividend Yield5.1%
Payout Ratio72.58%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.14
52-Week Price Change22.26%
50-Day Moving Average13.15
200-Day Moving Average12.69
Relative Strength Index (RSI)62.34
Average Volume (3m)6.76K
Important Dates
United Bancorp upcoming earnings date is Jul 30, 2025, Before Open (Confirmed).
Last Earnings DateMay 9, 2025
Next Earnings DateJul 30, 2025
Ex-Dividend DateJun 10, 2025
Financial Position
United Bancorp as a current ratio of 0.22, with Debt / Equity ratio of 229.14%
Current Ratio0.22
Quick Ratio0.22
Debt to Market Cap1.80
Net Debt to EBITDA13.21
Interest Coverage Ratio0.50
Taxes
In the past 12 months, United Bancorp has paid -107.00K in taxes.
Income Tax-107.00K
Effective Tax Rate-0.01
Enterprise Valuation
United Bancorp EV to EBITDA ratio is 21.66, with an EV/FCF ratio of -148.05.
EV to Sales4.20
EV to EBITDA21.66
EV to Free Cash Flow-148.05
EV to Operating Cash Flow21.85
Balance Sheet
United Bancorp has $266.25M in cash and marketable securities with $139.32M in debt, giving a net cash position of -$126.92M billion.
Cash & Marketable Securities$266.25M
Total Debt$139.32M
Net Cash-$126.92M
Net Cash Per Share-$21.91
Tangible Book Value Per Share$11.31
Margins
Gross margin is 65.92%, with operating margin of 16.59%, and net profit margin of 16.83%.
Gross Margin65.92%
Operating Margin16.59%
Pretax Margin16.59%
Net Profit Margin16.83%
EBITDA Margin19.38%
EBIT Margin16.59%
Analyst Forecast
The average price target for United Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast5.81%
EPS Growth Forecast-22.37%