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United Bancorp (UBCP)
NASDAQ:UBCP
Total Valuation
United Bancorp has a market cap or net worth of $83.96M. The enterprise value is $37.71M.
Market Cap$83.96M
Enterprise Value$37.71M
Share Statistics
United Bancorp has 5,774,011 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding5,774,011
Owned by Insiders8.05%
Owned by Institutions6.90%
Financial Efficiency
United Bancorp’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 0.90%.
Return on Equity (ROE)0.11
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.90%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee413.02K
Profits Per Employee67.41K
Employee Count115
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of United Bancorp is 10.3. United Bancorp’s PEG ratio is 0.92.
PE Ratio10.3
PS Ratio1.66
PB Ratio1.12
Price to Fair Value1.12
Price to FCF0.00
Price to Operating Cash Flow10.58
PEG Ratio0.92
Income Statement
In the last 12 months, United Bancorp had revenue of 47.50M and earned 7.75M in profits. Earnings per share was 1.41.
Revenue47.50M
Gross Profit31.99M
Operating Income8.27M
Pretax Income8.27M
Net Income7.75M
EBITDA9.26M
Earnings Per Share (EPS)1.41
Cash Flow
In the last 12 months, operating cash flow was 8.01M and capital expenditures 0.00, giving a free cash flow of 8.01M billion.
Operating Cash Flow8.01M
Free Cash Flow8.01M
Free Cash Flow per Share1.39
Dividends & Yields
United Bancorp pays an annual dividend of $0.19, resulting in a dividend yield of 6.51%
Dividend Per Share$0.19
Dividend Yield6.51%
Payout Ratio70.77%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.05
52-Week Price Change20.80%
50-Day Moving Average14.12
200-Day Moving Average13.54
Relative Strength Index (RSI)60.73
Average Volume (3m)4.31K
Important Dates
United Bancorp upcoming earnings date is Apr 30, 2026, Before Open (Confirmed).
Last Earnings DateFeb 3, 2026
Next Earnings DateApr 30, 2026
Ex-Dividend Date―
Financial Position
United Bancorp as a current ratio of 0.00, with Debt / Equity ratio of 0.00%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap0.00
Net Debt to EBITDA-5.02
Interest Coverage Ratio0.55
Taxes
In the past 12 months, United Bancorp has paid 516.65K in taxes.
Income Tax516.65K
Effective Tax Rate0.06
Enterprise Valuation
United Bancorp EV to EBITDA ratio is 3.49, with an EV/FCF ratio of 0.00.
EV to Sales0.68
EV to EBITDA3.49
EV to Free Cash Flow0.00
EV to Operating Cash Flow0.00
Balance Sheet
United Bancorp has $46.53M in cash and marketable securities with $0.00 in debt, giving a net cash position of $46.53M billion.
Cash & Marketable Securities$46.53M
Total Debt$0.00
Net Cash$46.53M
Net Cash Per Share$8.06
Tangible Book Value Per Share$12.84
Margins
Gross margin is 67.36%, with operating margin of 17.41%, and net profit margin of 16.32%.
Gross Margin67.36%
Operating Margin17.41%
Pretax Margin17.41%
Net Profit Margin16.32%
EBITDA Margin19.50%
EBIT Margin17.41%
Analyst Forecast
The average price target for United Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast6.31%
EPS Growth Forecast-5.00%