Urbanfund (UFC) AI Stock Analysis

• Market Cap: C$45.11M
• Dividend Yield: 5.78%
• Average Volume (3M): 951.00
• Price to Earnings (P/E): 5.0
• Beta (1Y): 0.04
• Revenue Growth: 89.98%
• EPS Growth: 27.59%
• Country: CA
• Employees: N/A
• Sector: Real Estate
• Sector Strength: 60
• Industry: Real Estate - Diversified
• EPS (TTM): 0.02
• Shares Outstanding: 53,706,320
• 10 Day Avg. Volume: 1,050
• 30 Day Avg. Volume: 951
• PEG Ratio: -0.92
• Price to Book (P/B): 0.55
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 4.71
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: C$1.00
• Price Target Upside: 14.94% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 0

• Rating: 74 Outperform
• Price Target: C$1.00 ▲(14.94%Upside)

Urbanfund exhibits a strong financial foundation and appealing valuation metrics, boosted by positive technical indicators. The company’s ability to manage assets strategically and offer dividends adds further strength. However, attention is needed to address recent revenue declines and stabilize cash flow growth.

Urbanfund Business Overview & Revenue Model

Company Description

Urbanfund Corp. owns, develops, and operates a real estate portfolio for residential and commercial properties in Canada. The company focuses on identifying and investing in real estate and real estate related projects. Its assets are located in Toronto, Brampton, Belleville, Kitchener, and London, Ontario; Quebec City and Montreal, Quebec; and Dartmouth, Nova Scotia. Urbanfund Corp. was incorporated in 1997 and is headquartered in Toronto, Canada.

How the Company Makes Money

Urbanfund makes money through multiple revenue streams, primarily driven by its real estate investment activities. The company generates income through rental revenues from its residential and commercial properties, which are strategically located in high-demand urban areas. Additionally, Urbanfund earns fees from asset management services provided to investors and partners. The firm also benefits from capital appreciation of its property portfolio, realizing gains through property sales or refinancing when market conditions are favorable. Urbanfund may also form strategic partnerships or joint ventures to co-invest in large-scale projects, thereby sharing costs and risks while leveraging complementary expertise and resources. The company's earnings are significantly influenced by market trends, property value fluctuations, and the overall economic environment.

Urbanfund Financial Statement Overview

Summary

Urbanfund demonstrates strong profitability with a solid balance sheet and efficient operational management. However, recent revenue declines and inconsistent free cash flow growth require attention.

Income Statement

Urbanfund demonstrates strong profitability with a high gross profit margin and a solid net profit margin in the TTM period. The company shows significant revenue growth over the years, particularly from 2023 to 2024. However, the revenue has declined recently, indicating potential market challenges. The EBIT and EBITDA margins are healthy, reflecting efficient operational management.

Balance Sheet

The balance sheet is robust with a favorable equity ratio, indicating a solid financial foundation. The debt-to-equity ratio is moderate, suggesting manageable leverage levels. Return on equity is strong, showcasing effective use of equity to generate profits. Despite these strengths, the company has seen fluctuations in total assets and equity, which could signal volatility in asset management.

Cash Flow

Cash flow analysis reveals a positive operating cash flow, which is a good indicator of internal liquidity. However, free cash flow growth has been inconsistent, reflecting possible investment variations or changes in capital expenditure. The operating cash flow to net income ratio is solid, showing efficient cash conversion from profits. The company should focus on stabilizing free cash flow growth to enhance financial stability.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	22.09M	8.64M	23.81M	6.45M	10.16M
Gross Profit	9.35M	5.10M	9.90M	3.43M	4.17M
EBITDA	8.85M	4.57M	12.13M	8.46M	10.72M
Net Income	9.62M	6.38M	7.34M	10.30M	8.00M
Balance Sheet
Total Assets	155.60M	155.41M	150.78M	144.47M	124.09M
Cash, Cash Equivalents and Short-Term Investments	12.28M	3.57M	13.24M	10.62M	6.78M
Total Debt	55.51M	65.10M	65.07M	65.78M	54.55M
Total Liabilities	70.60M	77.69M	77.63M	76.76M	65.85M
Stockholders Equity	83.12M	75.90M	71.67M	66.47M	57.37M
Cash Flow
Free Cash Flow	14.22M	1.23M	5.24M	-6.99M	-14.68M
Operating Cash Flow	14.22M	2.48M	8.05M	-2.24M	5.60M
Investing Cash Flow	-237.49K	-4.79M	-2.40M	-4.25M	-21.38M
Financing Cash Flow	-3.99M	-7.48M	-3.02M	10.33M	14.98M

Urbanfund Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.87
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:UFC, the sentiment is Positive. The current price of 0.87 is above the 20-day moving average (MA) of 0.85, above the 50-day MA of 0.83, and above the 200-day MA of 0.81, indicating a bullish trend. The MACD of <0.01 indicates Negative momentum. The RSI at 57.53 is Neutral, neither overbought nor oversold. The STOCH value of 73.33 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:UFC.

Urbanfund Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
UFC	74 Outperform	C$45.11M	4.98	11.24%	5.78%	89.98%	27.59%
Sector *	63 Neutral	$6.74B	18.39	-1.93%	7.18%	4.59%	-25.63%
MR.UN	56 Neutral	$71.17M	―	-16.65%	0.73%	-2.12%	-287.56%
RPR.UN	53 Neutral	C$36.06M	―	-162.05%	1.79%	0.66%	-178.71%
INO.UN	46 Neutral	C$30.91M	―	-25.21%	7.55%	-22.78%	-19.14%
MPCT.UN	37 Underperform	C$44.55M	―	-5.93%	1.95%	-2.06%	43.41%
NXLV	―	C$60.48M	2.78	15.55%	2.16%	―	―

Urbanfund Corporate Events

Urbanfund Corp. Declares Quarterly Dividend and Offers Reinvestment Plans

Urbanfund Corp. has announced a dividend of $0.0125 per common share and Series A, first preferred share for the quarter ending June 30, 2025, payable on July 15, 2025. This dividend, classified as an eligible dividend under Canadian tax law, allows Canadian residents to benefit from an enhanced dividend tax credit. The company also offers Dividend Reinvestment Plans (DRIPs) for shareholders to reinvest dividends at a 5% discount on the trading price. The declaration of dividends is subject to the board’s discretion based on financial results and other factors.

Urbanfund Corp. Reports Q1 2025 Financial Results with Strategic Asset Sales

Urbanfund Corp. announced its financial results for the first quarter of 2025, highlighting the sale of commercial units in Toronto and Markham, which contributed to its revenue. The company’s strategic partnerships and asset sales are pivotal in its operational strategy, impacting its financial performance and positioning within the real estate market.

Urbanfund Corp. Engages in $3 Million Loan Agreement with Westdale

Urbanfund Corp. has announced a loan agreement with Westdale Construction Co. Limited, a related party, for a principal amount of $3 million, repayable by July 29, 2025, at an interest rate of 5.95% per annum. The transaction is exempt from certain regulatory requirements due to its nature and the company’s market capitalization, indicating a strategic financial maneuver within its operations, potentially impacting its financial positioning and stakeholder relations.

Urbanfund Corp. Reports Strong Financial Results for 2024

Urbanfund Corp. has reported its financial results for the year ended December 31, 2024, highlighting significant achievements in its real estate investments. The company successfully sold multiple commercial units across various projects, resulting in substantial returns and profit distributions. These activities underscore Urbanfund’s strategic partnerships and its ability to leverage its investments to generate revenue and enhance its market position.