Urbanfund (UFC) AI Stock Analysis

• Market Cap: C$44.35M
• Dividend Yield: 6.06%
• Average Volume (3M): 984.00
• Price to Earnings (P/E): 5.1
• Beta (1Y): 0.24
• Revenue Growth: -17.79%
• EPS Growth: 15.08%
• Country: CA
• Employees: N/A
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Diversified
• EPS (TTM): 0.02
• Shares Outstanding: 53,756,810
• 10 Day Avg. Volume: 1,202
• 30 Day Avg. Volume: 984
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: C$1.00
• Price Target Upside: 21.95% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 65 Neutral
• Price Target: C$1.00 ▲(21.95% Upside)

Urbanfund's overall stock score is driven by its strong valuation metrics, indicating potential undervaluation and attractive dividend yield. However, the financial performance shows mixed results with strong profitability but challenges in revenue growth and cash flow. Technical analysis suggests a stable outlook with potential upward momentum. The absence of earnings call and corporate events data limits further insights.

Urbanfund Business Overview & Revenue Model

Company Description

Urbanfund Corp. owns, develops, and operates a real estate portfolio for residential and commercial properties in Canada. The company focuses on identifying and investing in real estate and real estate related projects. Its assets are located in Toronto, Brampton, Belleville, Kitchener, and London, Ontario; Quebec City and Montreal, Quebec; and Dartmouth, Nova Scotia. Urbanfund Corp. was incorporated in 1997 and is headquartered in Toronto, Canada.

How the Company Makes Money

Urbanfund generates revenue primarily through its real estate investment activities, which include rental income from managed properties and profits from property sales. The company earns additional revenue by charging management fees for overseeing property operations and development projects. Key revenue streams include leasing residential and commercial spaces, capital gains from selling properties after value appreciation, and consulting fees from clients seeking investment advice. Urbanfund also engages in strategic partnerships with local governments and private investors, which can provide access to funding and enhance project viability, thereby contributing to its overall earnings.

Urbanfund Financial Statement Overview

Summary

Urbanfund shows strong profitability with high gross and net profit margins, and a solid balance sheet with a favorable equity ratio. However, recent revenue declines and inconsistent free cash flow growth indicate areas for improvement.

Income Statement

Urbanfund demonstrates strong profitability with a high gross profit margin and a solid net profit margin in the TTM period. The company shows significant revenue growth over the years, particularly from 2023 to 2024. However, the revenue has declined recently, indicating potential market challenges. The EBIT and EBITDA margins are healthy, reflecting efficient operational management.

Balance Sheet

The balance sheet is robust with a favorable equity ratio, indicating a solid financial foundation. The debt-to-equity ratio is moderate, suggesting manageable leverage levels. Return on equity is strong, showcasing effective use of equity to generate profits. Despite these strengths, the company has seen fluctuations in total assets and equity, which could signal volatility in asset management.

Cash Flow

Cash flow analysis reveals a positive operating cash flow, which is a good indicator of internal liquidity. However, free cash flow growth has been inconsistent, reflecting possible investment variations or changes in capital expenditure. The operating cash flow to net income ratio is solid, showing efficient cash conversion from profits. The company should focus on stabilizing free cash flow growth to enhance financial stability.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	14.47M	22.09M	8.64M	23.81M	6.45M	10.16M
Gross Profit	6.41M	9.35M	5.10M	9.90M	3.43M	4.17M
EBITDA	7.76M	8.85M	4.57M	12.13M	8.46M	10.72M
Net Income	8.63M	9.62M	6.38M	7.34M	10.30M	8.00M
Balance Sheet
Total Assets	154.92M	155.60M	155.41M	150.78M	144.47M	124.09M
Cash, Cash Equivalents and Short-Term Investments	8.82M	12.28M	3.57M	13.24M	10.62M	6.78M
Total Debt	54.72M	55.51M	65.10M	65.07M	65.78M	54.55M
Total Liabilities	69.02M	70.60M	77.69M	77.63M	76.76M	65.85M
Stockholders Equity	83.98M	83.12M	75.90M	71.67M	66.47M	57.37M
Cash Flow
Free Cash Flow	4.87M	11.42M	1.23M	5.24M	-6.99M	-14.68M
Operating Cash Flow	5.94M	12.94M	2.48M	8.05M	-2.24M	5.60M
Investing Cash Flow	-1.62M	-237.49K	-4.79M	-2.40M	-4.25M	-21.38M
Financing Cash Flow	-4.34M	-3.99M	-7.48M	-3.02M	10.33M	14.98M

Urbanfund Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.82
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:UFC, the sentiment is Negative. The current price of 0.82 is below the 20-day moving average (MA) of 0.83, below the 50-day MA of 0.83, and above the 200-day MA of 0.81, indicating a neutral trend. The MACD of >-0.01 indicates Positive momentum. The RSI at 47.25 is Neutral, neither overbought nor oversold. The STOCH value of 50.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:UFC.

Urbanfund Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
UFC	65 Neutral	C$44.35M	5.12	10.65%	6.06%	-17.79%	15.08%
RPR.UN	53 Neutral	34.77M	-0.11	―	―	-5.30%	-16.47%
INO.UN	50 Neutral	26.88M	-0.59	-37.98%	―	-10.79%	34.71%
MPCT.UN	41 Neutral	35.72M	-0.98	-9.49%	―	-28.04%	18.47%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%

Urbanfund Corporate Events

Urbanfund Corp. Reports Strong Financial Results for First Half of 2025

Urbanfund Corp. reported its financial results for the first half of 2025, highlighting significant sales of commercial units across multiple properties, which contributed to a strong return of capital and profit distribution. The company continues to maintain liquidity and capital resources to meet its obligations and fund future acquisitions, relying on cash flows from operating activities and occupancy levels of its properties.

The most recent analyst rating on (TSE:UFC) stock is a Buy with a C$1.00 price target. To see the full list of analyst forecasts on Urbanfund stock, see the TSE:UFC Stock Forecast page.

Urbanfund Corp. Declares Quarterly Dividend and Offers Reinvestment Plans

Urbanfund Corp. has announced a dividend of $0.0125 per common share and Series A, first preferred share for the quarter ending June 30, 2025, payable on July 15, 2025. This dividend, classified as an eligible dividend under Canadian tax law, allows Canadian residents to benefit from an enhanced dividend tax credit. The company also offers Dividend Reinvestment Plans (DRIPs) for shareholders to reinvest dividends at a 5% discount on the trading price. The declaration of dividends is subject to the board’s discretion based on financial results and other factors.