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Canadian Life Companies Split Corp. Class A (TSE:LFE)
TSX:LFE
Canadian Market
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Canadian Life Companies Split Corp. Class A (LFE) AI Stock Analysis

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TSE:LFE

Canadian Life Companies Split Corp. Class A

(TSX:LFE)

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Outperform 70 (OpenAI - 5.2)
Rating:70Outperform
Price Target:
C$9.50
▲(24.84% Upside)
Action:Upgraded
Date:07/03/26
The score is supported most by attractive valuation (very low P/E and high dividend yield) and a strong uptrend with positive momentum. Offsetting this, financial performance is uneven: revenue is volatile, leverage is meaningful, and the latest year shows weaker and less predictable cash generation versus reported profitability.
Positive Factors
Split-share structural leverage
The split-share structure is a durable business feature that embeds leverage into Class A returns via preferred-share priority and residual NAV. Over a multi-month horizon this structural exposure can amplify equity upside from portfolio gains, supporting higher long-term returns for Class A holders when insurer equities perform.
Negative Factors
Meaningful leverage
Sustained debt-to-equity above 1x leaves the vehicle highly sensitive to declines in underlying asset values and changes in financing conditions. Over a 2–6 month horizon, elevated leverage magnifies NAV volatility, raises refinancing and covenant risk, and reduces financial flexibility during market stress, pressuring long-term stability.
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Positive Factors
Negative Factors
Split-share structural leverage
The split-share structure is a durable business feature that embeds leverage into Class A returns via preferred-share priority and residual NAV. Over a multi-month horizon this structural exposure can amplify equity upside from portfolio gains, supporting higher long-term returns for Class A holders when insurer equities perform.
Read all positive factors

Canadian Life Companies Split Corp. Class A (LFE) vs. iShares MSCI Canada ETF (EWC)

Canadian Life Companies Split Corp. Class A Business Overview & Revenue Model

Company Description
Managed by Quadravest Capital Management Inc., Canadian Life Companies Split Corp. functions as a closed-ended equity mutual fund dedicated to investing in the public equity markets of Canada. Its strategy primarily involves targeting companies wi...
How the Company Makes Money
The company does not operate an operating business; it generates economic returns primarily from investment income and changes in the market value of its portfolio holdings. Key sources include: (1) Dividends received from the underlying life insu...

Canadian Life Companies Split Corp. Class A Financial Statement Overview

Summary
Financials show high volatility: 2025 delivered strong reported margins and positive net income, but revenue fell sharply (-24.8% YoY). Leverage remains meaningful (debt-to-equity above 1x recently), and 2025 cash generation deteriorated significantly (free cash flow down ~72% YoY), creating a notable earnings vs. cash-flow disconnect.
Income Statement
58
Neutral
Balance Sheet
52
Neutral
Cash Flow
45
Neutral
BreakdownNov 2025Nov 2024Nov 2023Nov 2022Nov 2021
Income Statement
Total Revenue10.41M55.94M8.22M9.95M8.51M
Gross Profit8.68M54.77M6.77M8.52M6.91M
EBITDA30.82M54.19M21.29M3.22M27.18M
Net Income21.57M45.58M11.74M3.43M18.67M
Balance Sheet
Total Assets285.94M193.96M167.87M170.81M174.85M
Cash, Cash Equivalents and Short-Term Investments284.38M12.64M166.17M20.41M172.75M
Total Debt165.53M107.13M116.24M124.73M124.35M
Total Liabilities168.74M109.33M117.52M128.75M125.25M
Stockholders Equity117.20M84.63M50.35M42.07M49.60M
Cash Flow
Free Cash Flow4.94M31.77M10.05M20.02M25.65M
Operating Cash Flow4.94M31.77M10.05M20.02M25.65M
Investing Cash Flow0.000.000.000.000.00
Financing Cash Flow62.77M-28.00M-21.53M-10.43M-21.38M

Canadian Life Companies Split Corp. Class A Technical Analysis

Technical Analysis Sentiment
Positive
Last Price7.61
Price Trends
50DMA
7.92
Positive
100DMA
7.37
Positive
200DMA
6.84
Positive
Market Momentum
MACD
0.38
Negative
RSI
85.18
Negative
STOCH
92.70
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:LFE, the sentiment is Positive. The current price of 7.61 is below the 20-day moving average (MA) of 8.59, below the 50-day MA of 7.92, and above the 200-day MA of 6.84, indicating a bullish trend. The MACD of 0.38 indicates Negative momentum. The RSI at 85.18 is Negative, neither overbought nor oversold. The STOCH value of 92.70 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:LFE.

Canadian Life Companies Split Corp. Class A Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
80
Outperform
C$16.10M1.6549.20%1.96%3258.17%325.40%
70
Outperform
C$200.99M5.3123.31%16.43%-49.30%-54.15%
70
Outperform
C$8.32M4.8242.23%7.52%-51.64%-29.34%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
65
Neutral
C$120.81M9.94%17.81%109.66%
C$29.54M2.9746.99%8.54%226.71%115.90%
63
Neutral
C$63.23M26.15%10.21%184.08%-45.01%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
TSE:LFE
Canadian Life Companies Split Corp. Class A
9.24
4.02
77.11%
TSE:ELC
Elysee Development
0.57
0.22
63.32%
TSE:PDV
Prime Dividend Cl A
15.51
7.79
100.78%
TSE:RS
Real Estate & E-Commerce Split Corp. Class A
10.40
1.70
19.51%
TSE:BNK
Big Banc Split
18.37
6.57
55.63%
TSE:PWI
Sustainable Power & Infrastructure Split
12.66
4.26
50.64%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 03, 2026