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goeasy Ltd (TSE:GSY)
TSX:GSY
Canadian Market

goeasy (GSY) Ratios

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goeasy Ratios

TSE:GSY's free cash flow for Q3 2025 was C$0.93. For the 2025 fiscal year, TSE:GSY's free cash flow was decreased by C$ and operating cash flow was C$0.28. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 278.22 10.62 17.49 4.51
Quick Ratio
0.00 284.01 10.62 -0.31 -0.16
Cash Ratio
3.75 9.35 0.13 0.72 0.23
Solvency Ratio
0.06 0.11 0.34 0.37 0.52
Operating Cash Flow Ratio
-1.31 -36.75 -2.00 -0.68 0.27
Short-Term Operating Cash Flow Coverage
0.00 0.00 -3.40 0.00 0.38
Net Current Asset Value
C$ -4.97BC$ 471.96MC$ 260.14MC$ 208.34MC$ 194.98M
Leverage Ratios
Debt-to-Assets Ratio
0.76 0.69 0.70 0.62 0.63
Debt-to-Equity Ratio
3.84 2.74 2.65 2.05 2.12
Debt-to-Capital Ratio
0.79 0.73 0.73 0.67 0.68
Long-Term Debt-to-Capital Ratio
0.79 0.73 0.72 0.66 0.67
Financial Leverage Ratio
5.04 3.95 3.80 3.29 3.39
Debt Service Coverage Ratio
2.17K 0.00 2.51 6.91 1.47
Interest Coverage Ratio
1.65K 0.00 6.21 6.80 7.32
Debt to Market Cap
2.31 1.06 1.37 0.53 0.76
Interest Debt Per Share
286.78 171.37 147.31 103.98 66.72
Net Debt to EBITDA
4.90 4.68 3.42 2.90 2.15
Profitability Margins
Gross Profit Margin
75.00%68.12%78.08%75.24%72.33%
EBIT Margin
47.05%52.33%51.26%47.59%45.99%
EBITDA Margin
52.03%47.33%65.18%64.01%62.50%
Operating Profit Margin
35.78%38.12%57.20%54.46%52.58%
Pretax Profit Margin
19.24%26.95%19.21%38.33%28.06%
Net Profit Margin
14.07%19.83%13.75%29.63%20.91%
Continuous Operations Profit Margin
14.07%19.83%13.75%29.63%20.91%
Net Income Per EBT
73.11%73.57%71.59%77.30%74.52%
EBT Per EBIT
53.76%70.71%33.58%70.37%53.35%
Return on Assets (ROA)
3.75%5.95%4.24%9.43%9.09%
Return on Equity (ROE)
19.42%23.52%16.12%31.01%30.78%
Return on Capital Employed (ROCE)
9.76%11.48%19.12%18.15%28.06%
Return on Invested Capital (ROIC)
-323.72%8.44%13.05%14.03%17.99%
Return on Tangible Assets
3.93%6.43%4.70%10.86%9.38%
Earnings Yield
11.25%9.30%8.09%8.43%9.53%
Efficiency Ratios
Receivables Turnover
0.32 0.36 0.00 0.00 0.00
Payables Turnover
0.00 4.67 3.65 3.14 3.71
Inventory Turnover
0.00 -5.35 0.00 0.10 0.14
Fixed Asset Turnover
14.02 8.77 6.79 5.92 5.14
Asset Turnover
0.27 0.30 0.31 0.32 0.43
Working Capital Turnover Ratio
0.70 0.42 0.47 0.58 0.69
Cash Conversion Cycle
1.15K 869.23 -100.12 3.54K 2.52K
Days of Sales Outstanding
1.15K 1.02K 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 -68.28 0.00 3.66K 2.62K
Days of Payables Outstanding
0.00 78.12 100.12 116.39 98.30
Operating Cycle
1.15K 947.34 0.00 3.66K 2.62K
Cash Flow Ratios
Operating Cash Flow Per Share
-10.63 -28.06 -31.08 -4.87 5.02
Free Cash Flow Per Share
-12.10 -29.09 -32.80 -6.56 3.09
CapEx Per Share
1.47 1.03 1.71 1.69 1.94
Free Cash Flow to Operating Cash Flow
1.14 1.04 1.06 1.35 0.61
Dividend Paid and CapEx Coverage Ratio
-1.62 -6.04 -6.36 -1.21 1.42
Capital Expenditure Coverage Ratio
-7.23 -27.26 -18.14 -2.87 2.60
Operating Cash Flow Coverage Ratio
-0.04 -0.16 -0.22 -0.05 0.08
Operating Cash Flow to Sales Ratio
-0.11 -0.38 -0.50 -0.10 0.11
Free Cash Flow Yield
-9.88%-18.40%-30.81%-3.66%3.19%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
8.89 10.75 12.36 11.86 10.49
Price-to-Sales (P/S) Ratio
1.22 2.13 1.70 3.51 2.19
Price-to-Book (P/B) Ratio
1.68 2.53 1.99 3.68 3.23
Price-to-Free Cash Flow (P/FCF) Ratio
-10.12 -5.43 -3.25 -27.31 31.31
Price-to-Operating Cash Flow Ratio
-11.82 -5.63 -3.42 -36.82 19.25
Price-to-Earnings Growth (PEG) Ratio
-0.51 0.15 -0.29 0.18 0.10
Price-to-Fair Value
1.68 2.53 1.99 3.68 3.23
Enterprise Value Multiple
7.24 9.19 6.03 8.39 5.66
Enterprise Value
6.24B 5.44B 4.00B 4.44B 2.31B
EV to EBITDA
7.24 9.19 6.03 8.39 5.66
EV to Sales
3.77 4.35 3.93 5.37 3.54
EV to Free Cash Flow
-31.31 -11.08 -7.50 -41.76 50.52
EV to Operating Cash Flow
-35.64 -11.49 -7.91 -56.29 31.05
Tangible Book Value Per Share
63.73 44.36 33.79 27.74 26.79
Shareholders’ Equity Per Share
74.71 62.49 53.44 48.76 29.93
Tax and Other Ratios
Effective Tax Rate
0.27 0.26 0.28 0.23 0.25
Revenue Per Share
100.49 74.11 62.63 51.03 44.07
Net Income Per Share
14.13 14.70 8.61 15.12 9.21
Tax Burden
0.73 0.74 0.72 0.77 0.75
Interest Burden
0.41 0.52 0.37 0.81 0.61
Research & Development to Revenue
0.00 0.02 0.02 0.02 0.02
SG&A to Revenue
0.04 0.05 0.06 0.06 0.07
Stock-Based Compensation to Revenue
<0.01 0.01 <0.01 0.01 0.01
Income Quality
-0.75 -1.91 -3.61 -0.32 0.55
Currency in CAD