The earnings call presented a mixed sentiment with notable achievements in adjusted net income and operating income, along with growth in the payments segment. However, these are counterbalanced by the challenges in banknotes revenue, net loss from discontinued operations, and anticipated increase in operating costs due to the discontinuance of EBC.

Company Guidance -

Q3 2025

During the Currency Exchange International Q2 2025 financial results conference call, several key metrics and guidance points were discussed. The company reported $2.7 million in net income from continuing operations and a net loss of $0.7 million from discontinued operations related to the Exchange Bank of Canada. Adjusted net income increased by 18% to $2.3 million, while adjusted diluted earnings per share rose by 24% to $0.36. Revenue from continuing operations was approximately $16 million, a 3% decrease from the prior year, attributed to a decline in the Banknotes product line despite a 5% increase in the Payments product line. Operating expenses decreased by 10%, leading to a 16% increase in operating income to $5.1 million. The company highlighted a foreign exchange gain of $780,000 due to a weaker U.S. dollar. Net income, including discontinued operations, was $2 million, up from $506,000 in the prior period. Adjusted EBITDA for the quarter was $5.1 million, a 15% increase. The company anticipates $3 million in additional operating expenses post the Exchange Bank of Canada's exit. These expenses will be absorbed by CXI, with management actively working to reduce them. The call also highlighted strategic focuses on growing the Payments and Banknotes businesses within the U.S. market.

Increase in Adjusted Net Income

The group's adjusted net income increased by 18% to $2.3 million compared to $2 million in the prior year, with adjusted diluted earnings per share up 24%.

Improved Operating Income

Operating income increased by 16% to $5.1 million compared to $4.4 million in the previous year, despite a decline in revenues.

Growth in Payments Product Line

Payments revenue increased by 5%, supported by a 13% increase in trading volume activity from existing customers and new customer onboarding.

Successful Expansion in Louisville

The expansion in Louisville has been successful, improving processing times and efficiency through automation and strategic location benefits.

Currency Exchange International (TSE:CXI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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TSE:CXI Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Sep 10, 2025	2025 (Q3)	0.56 / -	0.813	―	―	―
Jun 11, 2025	2025 (Q2)	- / 0.58	0.413	40.00% (+0.17)	―	―
Mar 12, 2025	2025 (Q1)	0.37 / 0.23	0.179	30.77% (+0.06)	―	―
Jan 22, 2025	2024 (Q4)	0.90 / 0.58	0.468	23.53% (+0.11)	―	―
Sep 11, 2024	2024 (Q3)	0.92 / 0.81	0.826	-1.67% (-0.01)	―	―
Jun 12, 2024	2024 (Q2)	0.39 / 0.41	0.455	-9.09% (-0.04)	―	―
Mar 13, 2024	2024 (Q1)	0.36 / 0.18	0.331	-45.83% (-0.15)	―	―
Jan 24, 2024	2023 (Q4)	0.77 / 0.47	0.909	-48.48% (-0.44)	―	―
Sep 14, 2023	2023 (Q3)	1.10 / 0.83	0.978	-15.49% (-0.15)	―	―
Jun 13, 2023	2023 (Q2)	0.34 / 0.45	0.262	73.68% (+0.19)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

TSE:CXI Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jun 11, 2025	C$20.75	C$20.29	-2.22%
Mar 12, 2025	C$21.20	C$21.50	+1.42%
Jan 22, 2025	C$22.90	C$22.50	-1.75%
Sep 11, 2024	C$26.00	C$24.77	-4.73%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Currency Exch Intl J (TSE:CXI) report earnings?

Currency Exch Intl J (TSE:CXI) is schdueled to report earning on Sep 10, 2025, TBA (Confirmed).

What is Currency Exch Intl J (TSE:CXI) earnings time?

Currency Exch Intl J (TSE:CXI) earnings time is at Sep 10, 2025, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is TSE:CXI EPS forecast?

TSE:CXI EPS forecast for the fiscal quarter 2025 (Q3) is 0.56.

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