The earnings call presented a mixed picture with notable revenue growth and strategic retail expansion, but also faced challenges with the discontinuation of Exchange Bank of Canada operations impacting adjusted net income. The increased operating expenses further added to the challenges.

Company Guidance

During the Currency Exchange International Q3 2025 financial results conference call, the company reported a net income of $4.2 million for the third quarter, marking an 8% increase from the previous year. Revenue for the quarter grew to $21.3 million, reflecting a 7% increase. The company's EBITDA increased to $8 million, representing a 4% growth. However, the adjusted group net income saw a decline of 10% due to a tapering in Exchange Bank of Canada's (EBC) revenue resulting from its operational discontinuance. Revenue growth was primarily driven by a 24% increase in the payments product line and a 4% rise in Banknotes revenue. Operating expenses rose by 8% to $13.1 million. The company is preparing for the discontinuance of EBC, with the application expected in Q4 2025, subject to regulatory approval. CXI's focus for the fiscal year 2026 will be on revenue growth, efficiency through automation, and strategic expansion in the U.S. market.

Revenue Growth

Revenue grew to $21.3 million by roughly $1.3 million or 7% compared to the prior year.

Net Income Increase

Group reported net income of $4.2 million for the third quarter, 8% higher than the prior year.

Payments Revenue Surge

Payments revenue grew $650,000 or 24%, supported by a 30% increase in trading volume activity for existing financial institution customers.

Successful Retail Expansion

Increased demand for exotic and foreign currencies and addition of 138 new airport agents contributed to growth in direct-to-consumer banknotes.

Share Buyback Program

Total repurchase of 282,400 common shares, equivalent to roughly USD 4.25 million.

Currency Exchange International (TSE:CXI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

TSE:CXI Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Jan 28, 2026	2025 (Q4)	0.90 / -	0.578	―	―	―
Sep 10, 2025	2025 (Q3)	0.56 / 0.91	0.813	11.86% (+0.10)	―	―
Jun 11, 2025	2025 (Q2)	- / 0.58	0.413	40.00% (+0.17)	―	―
Mar 12, 2025	2025 (Q1)	0.37 / 0.23	0.179	30.77% (+0.06)	―	―
Jan 22, 2025	2024 (Q4)	0.90 / 0.58	0.468	23.53% (+0.11)	―	―
Sep 11, 2024	2024 (Q3)	0.92 / 0.81	0.826	-1.67% (-0.01)	―	―
Jun 12, 2024	2024 (Q2)	0.39 / 0.41	0.454	-9.09% (-0.04)	―	―
Mar 13, 2024	2024 (Q1)	0.36 / 0.18	0.331	-45.83% (-0.15)	―	―
Jan 24, 2024	2023 (Q4)	0.77 / 0.47	0.909	-48.48% (-0.44)	―	―
Sep 14, 2023	2023 (Q3)	1.10 / 0.83	0.978	-15.49% (-0.15)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

TSE:CXI Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Sep 10, 2025	C$23.20	C$23.00	-0.86%
Jun 11, 2025	C$20.75	C$20.29	-2.22%
Mar 12, 2025	C$21.20	C$21.50	+1.42%
Jan 22, 2025	C$22.90	C$22.50	-1.75%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Currency Exch Intl J (TSE:CXI) report earnings?

Currency Exch Intl J (TSE:CXI) is schdueled to report earning on Jan 28, 2026, TBA (Confirmed).

What is Currency Exch Intl J (TSE:CXI) earnings time?

Currency Exch Intl J (TSE:CXI) earnings time is at Jan 28, 2026, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is TSE:CXI EPS forecast?

TSE:CXI EPS forecast for the fiscal quarter 2025 (Q4) is 0.9.

Become an Expert with TipRanks Premium

What am I Missing?

Make informed decisions based on Top Analysts' activity

Know what industry insiders are buying

Get actionable alerts from top Wall Street Analysts

Find out before anyone else which stock is going to shoot up

Get powerful stock screeners & detailed portfolio analysis

Subscribe Now See Plans & Pricing