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Currency Exch Intl J (TSE:CXI)
TSX:CXI
Canadian Market
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Currency Exchange International (CXI) Price & Analysis

24 Followers

CXI Stock Chart & Stats

C$22.94
-C$0.01(-0.04%)
At close: 4:00 PM EST
C$22.94
-C$0.01(-0.04%)

Bulls Say, Bears Say

Bulls Say
Balance Sheet StrengthVery low leverage gives CXI durable financial flexibility: with debt-to-equity around 0.07 TTM and substantial equity, the company can fund banknote inventory, absorb FX and seasonal demand swings, invest in distribution, and avoid interest-driven margin pressure over time.
Strong Cash GenerationStrong operating and free cash flow in the TTM (~$22.1M OCF, ~$21.2M FCF, FCF up ~72%) with FCF roughly equal to net income (conversion ~0.96) means the business generates real distributable cash for reinvestment, supporting capital allocation even in modest growth periods.
High Margins And Improved ReturnsHigh TTM margins (net ~16%, EBIT ~29%) and a rebound in ROE (~13%) indicate the FX spread/fee model has strong unit economics and operating leverage. Durable margin ability supports cash generation and return on capital if volume remains stable and sourcing remains efficient.
Bears Say
Revenue DeclineTop-line weakness (TTM revenue down ~5.5% and FY2025 flat) indicates demand headwinds for banknote and payment services. Persistent revenue declines would force reliance on margin gains to sustain earnings, limiting durable growth and increasing sensitivity to volume cycles.
Cash Flow VolatilityHistorical swings in operating and free cash flow (including negative OCF/FCF in FY2023) point to working-capital and timing risk inherent in banknote sourcing and client flows. This unpredictability can constrain capital allocation and stress liquidity in adverse periods despite current FCF strength.
Multi-year Profitability VolatilityMulti-year volatility—FY2023 cash weakness and FY2024 margin compression—shows earnings and margins can reverse. Given the business depends on spreads and transaction volumes, cyclicality and currency-rate variability make margin sustainability and forecastability less reliable over a 2–6 month horizon.

Currency Exchange International News

CXI FAQ

What was Currency Exch Intl J’s price range in the past 12 months?
Currency Exch Intl J lowest stock price was C$19.55 and its highest was C$29.00 in the past 12 months.
    What is Currency Exch Intl J’s market cap?
    Currency Exch Intl J’s market cap is C$148.59M.
      When is Currency Exch Intl J’s upcoming earnings report date?
      Currency Exch Intl J’s upcoming earnings report date is Jun 16, 2026 which is in 47 days.
        How were Currency Exch Intl J’s earnings last quarter?
        Currency Exch Intl J released its earnings results on Mar 11, 2026. The company reported C$0.438 earnings per share for the quarter, missing the consensus estimate of C$0.465 by -C$0.027.
          Is Currency Exch Intl J overvalued?
          According to Wall Street analysts Currency Exch Intl J’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Currency Exch Intl J pay dividends?
            Currency Exch Intl J does not currently pay dividends.
            What is Currency Exch Intl J’s EPS estimate?
            Currency Exch Intl J’s EPS estimate is 0.38.
              How many shares outstanding does Currency Exch Intl J have?
              Currency Exch Intl J has 5,943,423 shares outstanding.
                What happened to Currency Exch Intl J’s price movement after its last earnings report?
                Currency Exch Intl J reported an EPS of C$0.438 in its last earnings report, missing expectations of C$0.465. Following the earnings report the stock price went down -1.51%.
                  Which hedge fund is a major shareholder of Currency Exch Intl J?
                  Currently, no hedge funds are holding shares in TSE:CXI
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Currency Exchange International Stock Smart Score

                    5
                    Neutral
                    1
                    2
                    3
                    4
                    5
                    6
                    7
                    8
                    9
                    10

                    Technicals

                    SMA
                    Positive
                    20 days / 200 days
                    Momentum
                    -5.00%
                    12-Months-Change

                    Fundamentals

                    Return on Equity
                    7.24%
                    Trailing 12-Months
                    Asset Growth
                    -18.68%
                    Trailing 12-Months

                    Company Description

                    Currency Exch Intl J

                    Currency Exchange International, Corp., together with its subsidiaries, engages in the money service and payment businesses in the United States and Canada. It offers financial institutions, international wire payments, foreign check clearing, foreign bank note exchange, and foreign draft issuance solutions; corporate, hedge and risk management, and international payment solutions; and international traveler's, foreign currency exchange, bitcoin and ether cryptocurrencies, gold bullion coins and bars, multi-currency cash passport, and American Express traveler's cheque solutions. The company serves financial institutions, and money service businesses, as well as travel, technology, payroll, healthcare, and nonprofit sectors. It operates a network of 35 branches. The company was formerly known as Currency Exchange International, Inc. and changed its name to Currency Exchange International, Corp. in October 2007. Currency Exchange International, Corp. was incorporated in 1998 and is headquartered in Orlando, Florida.

                    Currency Exchange International (CXI) Earnings & Revenues

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