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TowneBank (TOWN)
NASDAQ:TOWN
Total Valuation
TowneBank has a market cap or net worth of $3.04B. The enterprise value is $2.64B.
Market Cap$3.04B
Enterprise Value$2.64B
Share Statistics
TowneBank has 92,247,390 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding92,247,390
Owned by Insiders―
Owned by Institutions4.07%
Financial Efficiency
TowneBank’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 2.74%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.74%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee372.75K
Profits Per Employee63.16K
Employee Count2,704
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of TowneBank is 15.1. TowneBank’s PEG ratio is 5.44.
PE Ratio15.1
PS Ratio2.54
PB Ratio1.06
Price to Fair Value1.06
Price to FCF12.09
Price to Operating Cash Flow10.05
PEG Ratio5.44
Income Statement
In the last 12 months, TowneBank had revenue of 1.01B and earned 169.53M in profits. Earnings per share was 2.22.
Revenue1.01B
Gross Profit701.33M
Operating Income210.22M
Pretax Income210.22M
Net Income169.53M
EBITDA210.22M
Earnings Per Share (EPS)2.22
Cash Flow
In the last 12 months, operating cash flow was 261.47M and capital expenditures -49.80M, giving a free cash flow of 211.67M billion.
Operating Cash Flow261.47M
Free Cash Flow211.67M
Free Cash Flow per Share2.29
Dividends & Yields
TowneBank pays an annual dividend of $0.27, resulting in a dividend yield of 3.04%
Dividend Per Share$0.27
Dividend Yield3.04%
Payout Ratio36.24%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.89
52-Week Price Change-2.27%
50-Day Moving Average35.10
200-Day Moving Average34.41
Relative Strength Index (RSI)35.32
Average Volume (3m)311.39K
Important Dates
TowneBank upcoming earnings date is Apr 23, 2026, Before Open (Confirmed).
Last Earnings DateJan 28, 2026
Next Earnings DateApr 23, 2026
Ex-Dividend Date―
Financial Position
TowneBank as a current ratio of 0.10, with Debt / Equity ratio of 15.32%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap0.14
Net Debt to EBITDA0.56
Interest Coverage Ratio0.74
Taxes
In the past 12 months, TowneBank has paid 39.42M in taxes.
Income Tax39.42M
Effective Tax Rate0.19
Enterprise Valuation
TowneBank EV to EBITDA ratio is 12.74, with an EV/FCF ratio of 12.65.
EV to Sales2.66
EV to EBITDA12.74
EV to Free Cash Flow12.65
EV to Operating Cash Flow10.24
Balance Sheet
TowneBank has $253.49M in cash and marketable securities with $371.14M in debt, giving a net cash position of -$117.64M billion.
Cash & Marketable Securities$253.49M
Total Debt$371.14M
Net Cash-$117.64M
Net Cash Per Share-$1.28
Tangible Book Value Per Share$22.66
Margins
Gross margin is 71.64%, with operating margin of 20.86%, and net profit margin of 16.82%.
Gross Margin71.64%
Operating Margin20.86%
Pretax Margin20.86%
Net Profit Margin16.82%
EBITDA Margin20.86%
EBIT Margin20.86%
Analyst Forecast
The average price target for TowneBank is $41.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$41.00
Price Target Upside24.28% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast9.48%
EPS Growth Forecast12.83%