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Total Valuation
TowneBank has a market cap or net worth of $3.30B. The enterprise value is $3.05B.
Market Cap$3.30B
Enterprise Value$3.05B
Share Statistics
TowneBank has 92,185,160 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding92,185,160
Owned by Insiders―
Owned by Institutions0.12%
Financial Efficiency
TowneBank’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 2.74%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.74%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee372.75K
Profits Per Employee63.16K
Employee Count2,704
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of TowneBank is 17.9. TowneBank’s PEG ratio is 5.41.
PE Ratio17.9
PS Ratio2.54
PB Ratio1.06
Price to Fair Value1.06
Price to FCF12.09
Price to Operating Cash Flow17.98
PEG Ratio5.41
Income Statement
In the last 12 months, TowneBank had revenue of 1.01B and earned 169.53M in profits. Earnings per share was 2.22.
Revenue1.01B
Gross Profit701.33M
Operating Income210.22M
Pretax Income210.22M
Net Income169.53M
EBITDA250.44M
Earnings Per Share (EPS)2.22
Cash Flow
In the last 12 months, operating cash flow was 180.03M and capital expenditures -52.15M, giving a free cash flow of 127.89M billion.
Operating Cash Flow180.03M
Free Cash Flow127.89M
Free Cash Flow per Share1.39
Dividends & Yields
TowneBank pays an annual dividend of $0.28, resulting in a dividend yield of 3.04%
Dividend Per Share$0.28
Dividend Yield3.04%
Payout Ratio36.24%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.84
52-Week Price Change5.41%
50-Day Moving Average34.67
200-Day Moving Average33.48
Relative Strength Index (RSI)55.81
Average Volume (3m)631.30K
Important Dates
TowneBank upcoming earnings date is Jul 23, 2026, Before Open (Confirmed).
Last Earnings DateApr 23, 2026
Next Earnings DateJul 23, 2026
Ex-Dividend Date―
Financial Position
TowneBank as a current ratio of 0.10, with Debt / Equity ratio of 17.37%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap0.14
Net Debt to EBITDA0.47
Interest Coverage Ratio0.74
Taxes
In the past 12 months, TowneBank has paid 39.42M in taxes.
Income Tax39.42M
Effective Tax Rate0.19
Enterprise Valuation
TowneBank EV to EBITDA ratio is 10.69, with an EV/FCF ratio of 12.65.
EV to Sales2.66
EV to EBITDA10.69
EV to Free Cash Flow12.65
EV to Operating Cash Flow10.24
Balance Sheet
TowneBank has $95.47M in cash and marketable securities with $512.48M in debt, giving a net cash position of -$417.01M billion.
Cash & Marketable Securities$95.47M
Total Debt$512.48M
Net Cash-$417.01M
Net Cash Per Share-$4.52
Tangible Book Value Per Share$22.66
Margins
Gross margin is 71.05%, with operating margin of 20.86%, and net profit margin of 16.82%.
Gross Margin71.05%
Operating Margin20.86%
Pretax Margin20.86%
Net Profit Margin16.82%
EBITDA Margin24.85%
EBIT Margin20.86%
Analyst Forecast
The average price target for TowneBank is $38.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$38.00
Price Target Upside4.65% Upside
Analyst ConsensusHold
Analyst Count2
Revenue Growth Forecast13.97%
EPS Growth Forecast-15.75%