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TowneBank (TOWN)
NASDAQ:TOWN
Total Valuation
TowneBank has a market cap or net worth of $2.65B. The enterprise value is $2.83B.
Market Cap$2.65B
Enterprise Value$2.83B
Share Statistics
TowneBank has 75,152,570 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding75,152,570
Owned by Insiders―
Owned by Institutions9.76%
Financial Efficiency
TowneBank’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 4.79%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.79%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee256.10K
Profits Per Employee59.82K
Employee Count2,704
Asset Turnover0.04
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of TowneBank is 15.78. TowneBank’s PEG ratio is 1.47.
PE Ratio15.78
PS Ratio0.00
PB Ratio1.11
Price to Fair Value1.19
Price to FCF31.08
Price to Operating Cash Flow18.28
PEG Ratio1.47
Income Statement
In the last 12 months, TowneBank had revenue of 692.51M and earned 161.76M in profits. Earnings per share was 2.16.
Revenue692.51M
Gross Profit692.51M
Operating Income190.48M
Pretax Income190.38M
Net Income161.76M
EBITDA225.55M
Earnings Per Share (EPS)2.16
Cash Flow
In the last 12 months, operating cash flow was 139.10M and capital expenditures -57.27M, giving a free cash flow of 81.83M billion.
Operating Cash Flow139.10M
Free Cash Flow81.83M
Free Cash Flow per Share1.09
Dividends & Yields
TowneBank pays an annual dividend of $0.27, resulting in a dividend yield of 2.83%
Dividend Per Share$0.27
Dividend Yield2.83%
Payout Ratio42.02%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.92
52-Week Price Change32.43%
50-Day Moving Average33.35
200-Day Moving Average33.86
Relative Strength Index (RSI)57.51
Average Volume (3m)250.65K
Important Dates
TowneBank upcoming earnings date is Jul 24, 2025, TBA Not Confirmed.
Last Earnings DateApr 23, 2025
Next Earnings DateJul 24, 2025
Ex-Dividend DateJun 27, 2025
Financial Position
TowneBank as a current ratio of 0.10, with Debt / Equity ratio of 12.41%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap0.10
Net Debt to EBITDA-4.77
Interest Coverage Ratio0.57
Taxes
In the past 12 months, TowneBank has paid 27.65M in taxes.
Income Tax27.65M
Effective Tax Rate0.15
Enterprise Valuation
TowneBank EV to EBITDA ratio is 6.54, with an EV/FCF ratio of 18.20.
EV to Sales2.13
EV to EBITDA6.54
EV to Free Cash Flow18.20
EV to Operating Cash Flow10.67
Balance Sheet
TowneBank has $3.69B in cash and marketable securities with $263.22M in debt, giving a net cash position of -$3.43B billion.
Cash & Marketable Securities$3.69B
Total Debt$263.22M
Net Cash-$3.43B
Net Cash Per Share-$45.64
Tangible Book Value Per Share$21.86
Margins
Gross margin is 79.83%, with operating margin of 27.51%, and net profit margin of 23.36%.
Gross Margin79.83%
Operating Margin27.51%
Pretax Margin27.49%
Net Profit Margin23.36%
EBITDA Margin32.57%
EBIT Margin27.51%
Analyst Forecast
The average price target for TowneBank is $40.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$40.00
Price Target Upside15.64% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast6.93%
EPS Growth Forecast17.97%