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STOCKS

Truist Financial (TFC)

NYSE:TFC

TFC

Truist Financial

RESEARCH TOOLSreports

Truist Financial (TFC) Ratios

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2,487 Followers

Truist Financial Ratios

TFC's free cash flow for Q4 2025 was $0.68. For the 2025 fiscal year, TFC's free cash flow was decreased by $ and operating cash flow was $0.20. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	0.87	0.87	0.14	0.26	0.24
Quick Ratio	0.87	0.87	0.14	0.26	0.24
Cash Ratio	0.08	0.08	0.10	0.07	0.05
Solvency Ratio	0.01	0.01	0.01	<0.01	0.02
Operating Cash Flow Ratio	0.01	0.01	<0.01	0.02	0.03
Short-Term Operating Cash Flow Coverage	0.21	0.21	0.08	0.37	0.51
Net Current Asset Value	$ -111.53B	$ -111.53B	$ -408.84B	$ -366.44B	$ -388.56B
Leverage Ratios
Debt-to-Assets Ratio	0.13	0.13	0.12	0.12	0.12
Debt-to-Equity Ratio	1.07	1.07	0.98	1.05	1.08
Debt-to-Capital Ratio	0.52	0.52	0.49	0.51	0.52
Long-Term Debt-to-Capital Ratio	0.39	0.39	0.35	0.40	0.42
Financial Leverage Ratio	8.40	8.40	8.34	9.06	9.18
Debt Service Coverage Ratio	0.16	0.16	0.02	>-0.01	0.30
Interest Coverage Ratio	0.63	0.63	-0.05	-0.08	3.03
Debt to Market Cap	1.27	1.12	1.08	1.26	1.14
Interest Debt Per Share	63.06	63.06	55.02	54.09	50.74
Net Debt to EBITDA	4.74	4.74	59.52	70.87	5.20
Profitability Margins
Gross Profit Margin	62.21%	62.21%	47.04%	59.81%	86.10%
EBIT Margin	20.86%	20.86%	-2.48%	-2.55%	31.53%
EBITDA Margin	23.17%	23.17%	1.56%	1.50%	37.66%
Operating Profit Margin	20.86%	20.86%	-2.48%	-2.55%	31.53%
Pretax Profit Margin	20.86%	20.86%	-2.48%	-2.55%	31.53%
Net Profit Margin	17.44%	17.44%	19.87%	-3.64%	28.08%
Continuous Operations Profit Margin	17.44%	17.44%	-0.19%	-5.02%	25.92%
Net Income Per EBT	83.59%	83.59%	-801.66%	142.61%	89.06%
EBT Per EBIT	100.00%	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	0.97%	0.97%	0.91%	-0.20%	1.13%
Return on Equity (ROE)	8.15%	8.14%	7.57%	-1.85%	10.34%
Return on Capital Employed (ROCE)	5.32%	5.32%	-0.53%	-0.66%	5.86%
Return on Invested Capital (ROIC)	3.61%	3.61%	-0.03%	-0.55%	4.08%
Return on Tangible Assets	1.00%	1.00%	0.95%	-0.21%	1.20%
Earnings Yield	9.55%	8.51%	8.34%	-2.22%	10.95%
Efficiency Ratios
Receivables Turnover	0.09	0.09	1.83	2.73	1.89
Payables Turnover	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	9.60	9.60	4.34	4.99	3.24
Asset Turnover	0.06	0.06	0.05	0.06	0.04
Working Capital Turnover Ratio	-0.14	-0.15	-0.07	-0.09	-0.08
Cash Conversion Cycle	3.90K	3.90K	199.80	133.81	192.73
Days of Sales Outstanding	3.90K	3.90K	199.80	133.81	192.73
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	0.00	0.00	0.00
Operating Cycle	3.90K	3.90K	199.80	133.81	192.73
Cash Flow Ratios
Operating Cash Flow Per Share	4.53	4.53	1.63	6.48	8.34
Free Cash Flow Per Share	4.53	4.53	1.63	6.48	7.92
CapEx Per Share	0.00	0.00	0.00	0.00	0.42
Free Cash Flow to Operating Cash Flow	1.00	1.00	1.00	1.00	0.95
Dividend Paid and CapEx Coverage Ratio	1.92	1.92	0.69	2.76	3.12
Capital Expenditure Coverage Ratio	0.00	0.00	0.00	0.00	19.65
Operating Cash Flow Coverage Ratio	0.08	0.08	0.03	0.14	0.17
Operating Cash Flow to Sales Ratio	0.19	0.19	0.09	0.29	0.50
Free Cash Flow Yield	10.48%	9.20%	3.75%	17.55%	18.40%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	10.47	11.75	11.98	-45.07	9.13
Price-to-Sales (P/S) Ratio	1.80	2.05	2.38	1.64	2.56
Price-to-Book (P/B) Ratio	0.85	0.96	0.91	0.83	0.94
Price-to-Free Cash Flow (P/FCF) Ratio	9.54	10.87	26.68	5.70	5.43
Price-to-Operating Cash Flow Ratio	9.68	10.87	26.68	5.70	5.16
Price-to-Earnings Growth (PEG) Ratio	3.94	0.79	-0.03	0.36	-8.23
Price-to-Fair Value	0.85	0.96	0.91	0.83	0.94
Enterprise Value Multiple	12.50	13.58	212.27	180.15	12.01
Enterprise Value	88.18B	95.79B	80.24B	81.07B	100.80B
EV to EBITDA	12.50	13.58	212.27	180.15	12.01
EV to Sales	2.90	3.15	3.31	2.71	4.52
EV to Free Cash Flow	15.36	16.69	37.08	9.39	9.58
EV to Operating Cash Flow	15.36	16.69	37.08	9.39	9.10
Tangible Book Value Per Share	36.93	36.93	31.02	27.64	19.65
Shareholders’ Equity Per Share	51.44	51.44	47.84	44.37	45.56
Tax and Other Ratios
Effective Tax Rate	0.16	0.16	0.93	-0.96	0.18
Revenue Per Share	24.02	24.02	18.22	22.49	16.79
Net Income Per Share	4.19	4.19	3.62	-0.82	4.71
Tax Burden	0.84	0.84	-8.02	1.43	0.89
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.25	0.25	0.27	0.22	0.29
Stock-Based Compensation to Revenue	0.00	0.00	0.00	0.00	0.00
Income Quality	1.08	1.08	0.45	-8.24	1.77

Currency in USD