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Security National Financial Corp. (SNFCA)
NASDAQ:SNFCA
US Market
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Security National Financial (SNFCA) Ratios

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Security National Financial Ratios

SNFCA's free cash flow for Q2 2025 was $0.45. For the 2025 fiscal year, SNFCA's free cash flow was decreased by $ and operating cash flow was $4.07. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
23.32 2.05 9.47 37.12 41.97
Quick Ratio
23.32 2.05 12.81 50.79 56.83
Cash Ratio
12.73 1.35 2.31 11.51 10.43
Solvency Ratio
0.02 0.02 0.03 0.05 0.05
Operating Cash Flow Ratio
1.54K 0.57 2.49 12.67 -12.73
Short-Term Operating Cash Flow Coverage
0.00 6.97 2.07 0.90 -0.52
Net Current Asset Value
$ -1.04B$ -924.11M$ -672.97M$ -824.02M$ -857.61M
Leverage Ratios
Debt-to-Assets Ratio
0.08 0.07 0.11 0.16 0.19
Debt-to-Equity Ratio
0.35 0.34 0.55 0.84 1.13
Debt-to-Capital Ratio
0.26 0.25 0.36 0.46 0.53
Long-Term Debt-to-Capital Ratio
0.26 0.24 0.25 0.23 0.16
Financial Leverage Ratio
4.35 4.57 4.99 5.16 5.87
Debt Service Coverage Ratio
6.22 1.88 0.62 0.38 0.30
Interest Coverage Ratio
6.82 4.35 8.31 1.30 4.64
Debt to Market Cap
0.59 0.53 1.11 1.42 1.99
Interest Debt Per Share
5.15 4.76 7.73 11.64 14.04
Net Debt to EBITDA
1.25 -0.84 0.77 1.58 2.04
Profitability Margins
Gross Profit Margin
98.99%100.00%100.00%100.00%100.00%
EBIT Margin
13.28%5.12%10.54%12.52%16.62%
EBITDA Margin
13.75%8.02%13.50%16.09%19.51%
Operating Profit Margin
12.32%6.65%16.66%1.97%8.27%
Pretax Profit Margin
11.47%5.12%8.81%11.01%14.84%
Net Profit Margin
8.95%4.55%6.58%8.40%11.55%
Continuous Operations Profit Margin
8.95%4.55%6.58%8.40%11.55%
Net Income Per EBT
78.04%88.92%74.73%76.29%77.81%
EBT Per EBIT
93.09%77.01%52.85%558.90%179.41%
Return on Assets (ROA)
1.47%1.01%1.76%2.55%3.59%
Return on Equity (ROE)
6.53%4.63%8.77%13.18%21.06%
Return on Capital Employed (ROCE)
2.03%1.58%4.62%0.60%2.59%
Return on Invested Capital (ROIC)
1.58%1.34%9.14%0.75%2.98%
Return on Tangible Assets
1.47%1.02%1.78%2.68%3.71%
Earnings Yield
10.88%7.29%17.68%22.39%37.09%
Efficiency Ratios
Receivables Turnover
8.66 10.55 8.95 14.19 18.19
Payables Turnover
0.75 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
8.67 11.24 13.15 15.43 22.67
Asset Turnover
0.16 0.22 0.27 0.30 0.31
Working Capital Turnover Ratio
1.48 3.98 0.91 1.13 1.04
Cash Conversion Cycle
-441.88 34.60 40.78 25.72 20.07
Days of Sales Outstanding
42.17 34.60 40.78 25.72 20.07
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
484.05 0.00 0.00 0.00 0.00
Operating Cycle
42.17 34.60 40.78 25.72 20.07
Cash Flow Ratios
Operating Cash Flow Per Share
388.71 2.32 5.94 6.51 -5.94
Free Cash Flow Per Share
370.78 2.28 5.87 6.28 -6.02
CapEx Per Share
17.93 0.05 0.07 0.24 0.07
Free Cash Flow to Operating Cash Flow
0.95 0.98 0.99 0.96 1.01
Dividend Paid and CapEx Coverage Ratio
21.68 48.54 81.52 27.71 -79.49
Capital Expenditure Coverage Ratio
21.68 48.54 81.52 27.71 -79.49
Operating Cash Flow Coverage Ratio
78.32 0.51 0.81 0.58 -0.44
Operating Cash Flow to Sales Ratio
38.08 0.17 0.33 0.31 -0.27
Free Cash Flow Yield
4443.85%26.55%88.69%78.98%-87.57%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
9.19 13.71 5.66 4.47 2.70
Price-to-Sales (P/S) Ratio
0.82 0.62 0.37 0.38 0.31
Price-to-Book (P/B) Ratio
0.59 0.64 0.50 0.59 0.57
Price-to-Free Cash Flow (P/FCF) Ratio
0.02 3.77 1.13 1.27 -1.14
Price-to-Operating Cash Flow Ratio
0.02 3.69 1.11 1.22 -1.16
Price-to-Earnings Growth (PEG) Ratio
-2.23 -0.32 -0.18 -0.15 <0.01
Price-to-Fair Value
0.59 0.64 0.50 0.59 0.57
Enterprise Value Multiple
7.20 6.95 3.53 3.92 3.63
Enterprise Value
250.27M 177.33M 186.08M 296.45M 341.49M
EV to EBITDA
7.20 6.95 3.53 3.92 3.63
EV to Sales
0.99 0.56 0.48 0.63 0.71
EV to Free Cash Flow
0.03 3.36 1.44 2.13 -2.60
EV to Operating Cash Flow
0.03 3.29 1.43 2.05 -2.63
Tangible Book Value Per Share
14.00 12.99 12.37 10.34 9.85
Shareholders’ Equity Per Share
14.32 13.49 13.34 13.50 12.10
Tax and Other Ratios
Effective Tax Rate
0.22 0.11 0.25 0.24 0.22
Revenue Per Share
10.21 13.74 17.79 21.20 22.07
Net Income Per Share
0.91 0.63 1.17 1.78 2.55
Tax Burden
0.78 0.89 0.75 0.76 0.78
Interest Burden
0.86 1.00 0.84 0.88 0.89
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.45 0.38 0.39 0.34 0.29
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
596.94 3.72 5.08 3.66 -2.33
Currency in USD
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