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Security National Financial Corp. (SNFCA)
NASDAQ:SNFCA
US Market

Security National Financial (SNFCA) Ratios

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Security National Financial Ratios

SNFCA's free cash flow for Q3 2025 was $0.57. For the 2025 fiscal year, SNFCA's free cash flow was decreased by $ and operating cash flow was $4.49. See a summary of the company’s cash flow.
Ratios
TTM
Mar 25Mar 24Mar 23Mar 22
Liquidity Ratios
Current Ratio
28.40 17.88 50.49 7.48 2.47
Quick Ratio
28.40 17.88 50.49 7.48 2.47
Cash Ratio
18.13 10.39 11.90 1.77 0.77
Solvency Ratio
0.02 0.03 0.02 0.04 0.05
Operating Cash Flow Ratio
9.03 4.24 5.05 1.91 0.84
Short-Term Operating Cash Flow Coverage
0.00 5.41 6.97 2.07 0.90
Net Current Asset Value
$ -1.04B$ -909.19M$ -578.99M$ -657.94M$ -824.02M
Leverage Ratios
Debt-to-Assets Ratio
0.08 0.07 0.07 0.11 0.16
Debt-to-Equity Ratio
0.34 0.32 0.34 0.55 0.84
Debt-to-Capital Ratio
0.25 0.24 0.25 0.36 0.46
Long-Term Debt-to-Capital Ratio
0.25 0.22 0.24 0.25 0.23
Financial Leverage Ratio
4.28 4.40 4.57 4.99 5.16
Debt Service Coverage Ratio
5.47 2.67 2.27 0.72 0.40
Interest Coverage Ratio
5.24 8.02 3.35 4.39 7.27
Debt to Market Cap
0.61 0.38 0.53 1.05 1.36
Interest Debt Per Share
5.17 4.76 4.76 7.28 11.08
Net Debt to EBITDA
0.75 -0.72 -0.70 0.68 1.51
Profitability Margins
Gross Profit Margin
94.75%48.07%49.04%18.99%24.06%
EBIT Margin
31.79%468.22%221.68%436.65%627.87%
EBITDA Margin
33.79%575.44%318.34%619.52%845.15%
Operating Profit Margin
26.69%416.29%170.73%355.64%551.93%
Pretax Profit Margin
26.69%416.29%170.73%355.64%551.93%
Net Profit Margin
20.76%323.91%151.82%265.78%421.07%
Continuous Operations Profit Margin
20.76%323.91%151.82%265.78%421.07%
Net Income Per EBT
77.77%77.81%88.92%74.73%76.29%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
1.19%1.78%1.01%1.76%2.55%
Return on Equity (ROE)
5.30%7.83%4.63%8.77%13.18%
Return on Capital Employed (ROCE)
1.54%2.31%1.15%2.47%3.76%
Return on Invested Capital (ROIC)
1.20%1.78%1.02%1.76%2.57%
Return on Tangible Assets
1.20%1.80%1.02%1.77%2.66%
Earnings Yield
8.37%9.46%7.29%16.65%21.32%
Efficiency Ratios
Receivables Turnover
3.11 0.28 0.32 0.22 0.28
Payables Turnover
0.85 1.45 1.66 1.46 0.70
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
3.00 0.28 0.34 0.33 0.31
Asset Turnover
0.06 <0.01 <0.01 <0.01 <0.01
Working Capital Turnover Ratio
0.62 0.02 0.02 0.03 0.04
Cash Conversion Cycle
-312.16 1.07K 933.89 1.40K 769.22
Days of Sales Outstanding
117.28 1.32K 1.15K 1.65K 1.29K
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
429.44 252.02 220.33 249.91 520.63
Operating Cycle
117.28 1.32K 1.15K 1.65K 1.29K
Cash Flow Ratios
Operating Cash Flow Per Share
2.02 2.46 2.32 5.60 6.20
Free Cash Flow Per Share
1.88 2.35 2.28 5.53 5.98
CapEx Per Share
0.14 0.11 0.05 0.07 0.22
Free Cash Flow to Operating Cash Flow
0.93 0.96 0.98 0.99 0.96
Dividend Paid and CapEx Coverage Ratio
14.34 23.21 48.54 81.52 27.71
Capital Expenditure Coverage Ratio
14.34 23.21 48.54 81.52 27.71
Operating Cash Flow Coverage Ratio
0.41 0.54 0.51 0.81 0.58
Operating Cash Flow to Sales Ratio
0.56 7.00 5.64 13.50 15.41
Free Cash Flow Yield
23.06%19.56%26.55%83.52%75.22%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
11.94 10.57 13.71 6.01 4.69
Price-to-Sales (P/S) Ratio
2.25 34.24 20.81 15.96 19.75
Price-to-Book (P/B) Ratio
0.61 0.83 0.64 0.53 0.62
Price-to-Free Cash Flow (P/FCF) Ratio
4.34 5.11 3.77 1.20 1.33
Price-to-Operating Cash Flow Ratio
4.45 4.89 3.69 1.18 1.28
Price-to-Earnings Growth (PEG) Ratio
-0.65 0.14 -0.32 -0.17 -0.16
Price-to-Fair Value
0.61 0.83 0.64 0.53 0.62
Enterprise Value Multiple
7.40 5.23 5.83 3.26 3.85
Enterprise Value
224.29M 246.67M 177.33M 195.07M 305.28M
EV to EBITDA
7.40 5.23 5.83 3.26 3.85
EV to Sales
2.50 30.11 18.57 20.18 32.53
EV to Free Cash Flow
4.82 4.50 3.36 1.51 2.19
EV to Operating Cash Flow
4.49 4.30 3.29 1.50 2.11
Tangible Book Value Per Share
14.47 14.00 12.99 12.07 10.21
Shareholders’ Equity Per Share
14.79 14.53 13.49 12.56 12.86
Tax and Other Ratios
Effective Tax Rate
0.22 0.22 0.11 0.25 0.24
Revenue Per Share
3.63 0.35 0.41 0.41 0.40
Net Income Per Share
0.75 1.14 0.63 1.10 1.70
Tax Burden
0.78 0.78 0.89 0.75 0.76
Interest Burden
0.84 0.89 0.77 0.81 0.88
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
1.29 14.39 12.78 15.81 17.16
Stock-Based Compensation to Revenue
0.00 0.10 0.06 0.62 0.01
Income Quality
11.63 2.16 3.72 5.08 3.66
Currency in USD