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Shinhan Financial (SHG)
NYSE:SHG
US Market

Shinhan Financial Group Co (SHG) Ratios

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Shinhan Financial Group Co Ratios

SHG's free cash flow for Q3 2025 was ₩1.00. For the 2025 fiscal year, SHG's free cash flow was decreased by ₩ and operating cash flow was ₩0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.33 0.00 42.61 7.80
Quick Ratio
0.00 0.33 0.00 145.97 11.70
Cash Ratio
0.00 0.09 0.00 43.51 2.10
Solvency Ratio
<0.01 <0.01 <0.01 <0.01 <0.01
Operating Cash Flow Ratio
0.00 <0.01 0.00 10.81 0.79
Short-Term Operating Cash Flow Coverage
0.00 0.40 15.55 157.94 261.11
Net Current Asset Value
₩ -10.00T>₩ -10.00T>₩ -10.00T>₩ -10.00T>₩ -10.00T>
Leverage Ratios
Debt-to-Assets Ratio
0.17 0.20 0.18 0.18 0.17
Debt-to-Equity Ratio
2.24 2.68 2.35 2.46 2.39
Debt-to-Capital Ratio
0.69 0.73 0.70 0.71 0.71
Long-Term Debt-to-Capital Ratio
0.69 0.71 0.70 0.71 0.71
Financial Leverage Ratio
13.53 13.20 12.88 13.95 13.71
Debt Service Coverage Ratio
0.47 0.20 0.34 -0.21 -0.37
Interest Coverage Ratio
0.51 0.34 0.51 1.82 1.39
Debt to Market Cap
3.20 6.09 6.07 6.34 5.77
Interest Debt Per Share
285.46K 332.00K 274.95K 238.90K 219.25K
Net Debt to EBITDA
11.41 14.86 12.64 0.00 0.00
Profitability Margins
Gross Profit Margin
44.09%44.03%100.26%100.00%100.00%
EBIT Margin
18.11%17.04%-8.36%-4.42%-4.13%
EBITDA Margin
20.95%20.66%50.41%0.00%0.00%
Operating Profit Margin
18.11%17.04%59.82%61.51%25.12%
Pretax Profit Margin
18.11%17.04%42.06%28.09%25.55%
Net Profit Margin
13.50%12.58%30.80%20.64%18.39%
Continuous Operations Profit Margin
13.81%12.89%31.57%21.04%18.82%
Net Income Per EBT
74.53%73.81%73.23%73.49%71.98%
EBT Per EBIT
100.00%100.00%70.30%45.66%101.70%
Return on Assets (ROA)
0.62%0.60%0.63%0.69%0.62%
Return on Equity (ROE)
8.58%7.94%8.13%9.63%8.50%
Return on Capital Employed (ROCE)
0.84%2.19%1.23%2.06%0.87%
Return on Invested Capital (ROIC)
0.64%1.59%0.66%25.82%1.41%
Return on Tangible Assets
0.63%0.61%0.64%0.70%0.63%
Earnings Yield
11.61%18.13%21.13%24.95%20.50%
Efficiency Ratios
Receivables Turnover
0.00 2.02 0.00 0.00 1.44K
Payables Turnover
0.00 1.31 >-0.01 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
9.10 8.51 2.34 3.80 4.02
Asset Turnover
0.05 0.05 0.02 0.03 0.03
Working Capital Turnover Ratio
-0.24 -0.12 0.23 0.36 0.23
Cash Conversion Cycle
0.00 -98.78 185.52K 0.00 0.25
Days of Sales Outstanding
0.00 180.32 0.00 0.00 0.25
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 279.10 -185.52K 0.00 0.00
Operating Cycle
0.00 180.32 0.00 0.00 0.25
Cash Flow Ratios
Operating Cash Flow Per Share
-2.61K 9.14K 1.02K 14.31K 20.75K
Free Cash Flow Per Share
-3.80K 7.60K -358.99 12.53K 19.08K
CapEx Per Share
1.19K 1.54K 1.38K 1.78K 1.67K
Free Cash Flow to Operating Cash Flow
1.45 0.83 -0.35 0.88 0.92
Dividend Paid and CapEx Coverage Ratio
-0.69 2.26 0.24 3.06 5.25
Capital Expenditure Coverage Ratio
-2.20 5.94 0.74 8.05 12.45
Operating Cash Flow Coverage Ratio
-0.01 0.03 <0.01 0.06 0.10
Operating Cash Flow to Sales Ratio
-0.04 0.13 0.04 0.34 0.51
Free Cash Flow Yield
-4.68%15.68%-0.90%35.55%51.96%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
8.61 5.51 4.73 4.01 4.88
Price-to-Sales (P/S) Ratio
1.12 0.69 1.46 0.83 0.90
Price-to-Book (P/B) Ratio
0.73 0.44 0.38 0.39 0.41
Price-to-Free Cash Flow (P/FCF) Ratio
-21.38 6.38 -110.91 2.81 1.92
Price-to-Operating Cash Flow Ratio
-32.27 5.30 39.02 2.46 1.77
Price-to-Earnings Growth (PEG) Ratio
2.25 1.13 -0.50 0.25 0.50
Price-to-Fair Value
0.73 0.44 0.38 0.39 0.41
Enterprise Value Multiple
16.76 18.21 15.53 0.00 0.00
Enterprise Value
10.00T> 10.00T> 10.00T> 10.00T> 10.00T>
EV to EBITDA
16.76 18.21 15.53 0.00 0.00
EV to Sales
3.51 3.76 7.83 4.75 4.72
EV to Free Cash Flow
-66.98 34.60 -595.71 16.13 10.13
EV to Operating Cash Flow
-97.45 28.78 209.56 14.13 9.32
Tangible Book Value Per Share
109.40K 104.10K 96.50K 85.41K 82.19K
Shareholders’ Equity Per Share
115.80K 110.73K 103.47K 91.28K 88.55K
Tax and Other Ratios
Effective Tax Rate
0.24 0.24 0.25 0.25 0.26
Revenue Per Share
72.50K 69.88K 27.32K 42.60K 40.92K
Net Income Per Share
9.79K 8.79K 8.41K 8.79K 7.53K
Tax Burden
0.75 0.74 0.73 0.73 0.72
Interest Burden
1.00 1.00 -5.03 -6.35 -6.19
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.14 0.13 0.50 0.61 0.54
Stock-Based Compensation to Revenue
<0.01 <0.01 0.00 <0.01 0.00
Income Quality
-0.26 1.01 0.12 1.20 1.98
Currency in KRW