UOL Group (U14) AI Stock Analysis

• Market Cap: $5.86B
• Dividend Yield: 2.59%
• Average Volume (3M): 2.22M
• Price to Earnings (P/E): 16.4
• Beta (1Y): 0.79
• Revenue Growth: 4.22%
• EPS Growth: -49.39%
• Country: SG
• Employees: 1,900
• Sector: Real Estate
• Sector Strength: 61
• Industry: Real Estate - Development
• EPS (TTM): 0.11
• Shares Outstanding: 844,935,240
• 10 Day Avg. Volume: 2,230,870
• 30 Day Avg. Volume: 2,217,490
• PEG Ratio: -6.81
• Price to Book (P/B): 0.49
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -49.45
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: $7.75
• Price Target Upside: 10.74% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 3

• Rating: 69 Neutral
• Price Target: S$7.50 ▲(7.14%Upside)

UOL Group's overall stock score reflects strong financial stability and growth potential, though tempered by a recent decline in net income and return on equity. The technical indicators suggest bullish momentum but also warn of potential overbought conditions. Valuation is fair, supported by a reasonable P/E ratio and a solid dividend yield.

Positive Factors

Property Development

The 1,193-unit Parktown Residence, launched in Feb 2025, generated 87% take-up rate in the first weekend of launch.

Revenue Growth

UOL Group reported a 16% yoy rise in 2H24 revenue to S$1.52bn, thanks to higher contributions across all its business segments, particularly property development and rental income.

Negative Factors

Construction Costs

Downside risks: cost over-runs from AEIs, and rising residential construction cost that would erode its development margins.

Interest Rates

Rising interest rates are expected to crimp returns for its residential and commercial properties, posing a refinancing risk.

UOL Group Business Overview & Revenue Model

Company Description

UOL Group Limited primarily engages in property development and investment, and hotel businesses. Its property development projects include residential units, commercial offices, shopping malls, and hotels and serviced suites. The company also owns and/or manages approximately 30 hotels, resorts, and services suites under the Pan Pacific, PARKROYAL COLLECTION, and PARKROYAL brands in Asia, Oceania, and North America with approximately 10,000 rooms in its portfolio. In addition, it is involved in the rental and management of serviced suites; leasing of commercial properties and serviced suites; operation of restaurants; and management and operation of health and beauty retreats and facilities. Further, the company engages in the retail of computer hardware and software, as well as provision of systems integration and networking infrastructure services; property trading business; management and licensing of trademarks; and business development activity. Additionally, it provides treasury, retail management consultancy, project and property management, property management agency, and trustee services; technical, accounting, administrative, and marketing and related services to hotels and serviced suites; and information technology-related products and services, as well as invests in quoted and unquoted financial assets. It has operations in Singapore, Australia, Vietnam, Malaysia, the People's Republic of China, Myanmar, the United Kingdom, and internationally. The company was formerly known as United Overseas Land Limited and changed its name to UOL Group Limited in 2006. UOL Group Limited was incorporated in 1963 and is based in Singapore.

How the Company Makes Money

UOL Group generates revenue primarily through its property development and investment activities. The company develops residential, commercial, and mixed-use properties, which it sells or leases to generate income. Property investment provides a steady stream of rental income from its portfolio of shopping malls, office towers, and other commercial properties. The hospitality segment contributes to earnings through the operation of hotels and serviced suites, often under well-known brand names. Additionally, UOL Group earns management fees for providing property and project management services. Strategic partnerships and joint ventures with other real estate companies further bolster its revenue streams and expand its market reach.

UOL Group Financial Statement Overview

Summary

UOL Group demonstrates financial stability with strong cash flows and a solid balance sheet, despite a decline in net income and return on equity. The company's income statement highlights a good gross profit margin but reflects a lower net profit margin due to reduced net income.

Income Statement

UOL Group's income statement shows a solid gross profit margin of 39.9% and a stable revenue growth rate of 4.2% from 2023 to 2024. However, the net profit margin decreased to 12.8% from 26.4% the previous year, primarily due to a significant drop in net income. The absence of EBIT data for 2024 limits further margin analysis.

Balance Sheet

The company maintains a strong balance sheet with an equity ratio of 50.5% and a return on equity of 3.1%, although significantly lower compared to 6.4% in 2023. The debt-to-equity ratio remains manageable at 0.45, indicating a conservative approach to leveraging.

Cash Flow

UOL Group's cash flow statement highlights a substantial free cash flow growth of 132.7% from 2023 to 2024, supported by consistent operating cash flows. The operating cash flow to net income ratio is 2.27, reflecting efficient cash generation relative to reported profits.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	2.79B	2.68B	3.20B	2.50B	1.98B
Gross Profit	1.11B	1.06B	1.07B	807.58M	727.59M
EBITDA	816.18M	1.31B	1.13B	765.20M	319.56M
Net Income	358.19M	707.71M	768.95M	307.41M	13.14M
Balance Sheet
Total Assets	22.84B	22.20B	21.94B	21.27B	20.37B
Cash, Cash Equivalents and Short-Term Investments	1.51B	1.39B	1.47B	1.57B	990.26M
Total Debt	5.21B	5.13B	5.43B	5.28B	5.13B
Total Liabilities	6.44B	6.40B	6.65B	6.66B	6.27B
Stockholders Equity	11.53B	11.04B	10.64B	10.17B	9.79B
Cash Flow
Free Cash Flow	663.27M	285.10M	-102.90M	521.70M	374.04M
Operating Cash Flow	811.26M	808.80M	141.71M	751.26M	579.59M
Investing Cash Flow	-351.29M	-211.65M	-88.98M	-99.34M	-147.46M
Financing Cash Flow	-347.36M	-708.44M	-3.79M	-160.46M	-175.07M

UOL Group Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 7.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:U14, the sentiment is Positive. The current price of 7 is above the 20-day moving average (MA) of 6.68, above the 50-day MA of 6.22, and above the 200-day MA of 5.50, indicating a bullish trend. The MACD of 0.22 indicates Negative momentum. The RSI at 73.58 is Negative, neither overbought nor oversold. The STOCH value of 87.78 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SG:U14.

UOL Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
U14	69 Neutral	$5.86B	16.42	3.19%	2.59%	4.22%	-49.39%
Sector *	64 Neutral	$6.87B	17.44	-1.93%	6.95%	4.65%	-24.33%
CDEVF	―	$4.40B	30.09	2.21%	0.48%	―	―
FSRPF	―	$2.90B	14.97	2.80%	4.72%	―	―
FS8	―	€1.27B	14.88	2.74%	3.87%	―	―
A26	74 Outperform	S$1.49B	6.57	6.96%	0.21%	11.38%	-10.78%
F1E	68 Neutral	S$317.69M	157.14	0.35%	3.49%	31.28%	―

UOL Group Corporate Events

UOL Group Expands Note Issuance to Strengthen Financial Position

UOL Group Limited, through its wholly-owned subsidiary UOL Treasury Services Pte. Ltd., has issued an additional S$75 million in fixed-rate notes due 2032, consolidating with an existing S$225 million issuance. This move, part of their S$2 billion Multicurrency Medium Term Note Programme, is expected to enhance UOL’s financial flexibility and support its strategic initiatives. The notes are set to be listed on the Singapore Exchange, reflecting UOL’s continued commitment to leveraging capital markets for growth.

The most recent analyst rating on (SG:U14) stock is a Buy with a S$9.60 price target. To see the full list of analyst forecasts on UOL Group stock, see the SG:U14 Stock Forecast page.

UOL Group Issues S$225 Million Fixed-Rate Notes Due 2032

UOL Group Limited’s subsidiary, UOL Treasury Services Pte. Ltd., has successfully issued S$225 million in fixed-rate notes due 2032 under its Multicurrency Medium Term Note Programme. The issuance, guaranteed by UOL Group, has received approval for listing on the Singapore Exchange, highlighting the company’s robust financial strategy and its commitment to leveraging capital markets for growth.

The most recent analyst rating on (SG:U14) stock is a Buy with a S$9.60 price target. To see the full list of analyst forecasts on UOL Group stock, see the SG:U14 Stock Forecast page.

UOL Group Prices S$75 Million Fixed Rate Notes Due 2032

UOL Group Limited has announced the pricing of S$75,000,000 in fixed rate notes due 2032 under its Multicurrency Medium Term Note Programme. The issuance, forming a single series with existing notes, is aimed at general corporate purposes, including refinancing and capital expenditure, and reflects UOL’s strategic financial management to maintain its industry positioning.

The most recent analyst rating on (SG:U14) stock is a Sell with a S$5.50 price target. To see the full list of analyst forecasts on UOL Group stock, see the SG:U14 Stock Forecast page.

UOL Group Prices S$225 Million Fixed Rate Notes Due 2032

UOL Group Limited has announced the pricing of S$225,000,000 in fixed rate notes due 2032 under its Multicurrency Medium Term Note Programme. The proceeds from this issuance will be used for general corporate purposes, including refinancing existing borrowings and financing working capital and capital expenditure requirements, thereby strengthening UOL’s financial position and operational capabilities.

The most recent analyst rating on (SG:U14) stock is a Sell with a S$5.50 price target. To see the full list of analyst forecasts on UOL Group stock, see the SG:U14 Stock Forecast page.

UOL Group Limited Hosts 62nd Annual General Meeting

UOL Group Limited held its 62nd Annual General Meeting, where key company figures and stakeholders gathered to discuss the company’s performance and future resolutions. The meeting included a video presentation of the company’s 2024 performance and addressed shareholder questions, emphasizing transparency and engagement with stakeholders.

The most recent analyst rating on (SG:U14) stock is a Sell with a S$5.50 price target. To see the full list of analyst forecasts on UOL Group stock, see the SG:U14 Stock Forecast page.