UOL Group (SG:U14)
SGX:U14
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UOL Group
(SGX:U14)
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Rating:73Outperform
Price Target:
S$10.50
▲(9.60% Upside)
Action:UpgradedDate:02/28/26
The score is driven primarily by solid financial performance (healthy latest-year margins, improving leverage, and strong 2025 cash generation) and supportive technical trends (price above major moving averages with positive MACD). These positives are moderated by only average valuation support (P/E ~19.8 and ~1.6% yield) and the company’s historically volatile earnings/cash flows with modest ROE.
Positive Factors
Diversified income streams
UOL's mix of development, recurring rental income and hospitality earnings reduces reliance on any single cash source. Over the medium term, recurring rents and hotel cashflows provide baseline cash coverage while development projects deliver periodic upside if executed and timed well.
Negative Factors
Choppy historical cash flows
History of volatile cash flows and a negative FCF year (2022) reduces earnings visibility and complicates multi-year planning. Such swings can force opportunistic asset disposals, interrupt dividends or delay projects, raising execution and financing risk over cycles.
Read all positive and negative factors
Positive Factors
Negative Factors
Diversified income streams
UOL's mix of development, recurring rental income and hospitality earnings reduces reliance on any single cash source. Over the medium term, recurring rents and hotel cashflows provide baseline cash coverage while development projects deliver periodic upside if executed and timed well.
Read all positive factors
UOL Group (U14) vs. iShares MSCI Singapore ETF (EWS)
Market Cap
S$8.11B
Dividend Yield2.06%
Average Volume (3M)1.96M
Price to Earnings (P/E)15.3
Beta (1Y)0.69
Revenue Growth18.74%
EPS Growth-38.36%
CountrySG
Employees1,900
SectorReal Estate
Sector Strength53
IndustryReal Estate - Development
Share Statistics
EPS (TTM)0.10
Shares Outstanding846,879,200
10 Day Avg. Volume1,270,530
30 Day Avg. Volume1,956,003
Financial Highlights & Ratios
PEG Ratio0.43
Price to Book (P/B)0.63
Price to Sales (P/S)2.28
P/FCF Ratio6.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
S$12.21Price Target Upside27.43% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)0.54
Revenue Forecast (FY)S$2.84B
UOL Group Business Overview & Revenue Model
Company Description
UOL Group Limited primarily engages in property development and investment, and hotel businesses. Its property development projects include residential units, commercial offices, shopping malls, and hotels and serviced suites. The company also own...
How the Company Makes Money
UOL Group primarily makes money through a mix of (1) development profits, (2) recurring rental/asset income, and (3) hospitality-related earnings, supplemented by investment and other property-related income.
1) Property development (lumpy, proje...
UOL Group Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
78
Positive
Cash Flow
71
Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 3.23B | 2.79B | 2.68B | 3.20B | 2.50B |
| Gross Profit | 1.28B | 1.11B | 1.06B | 1.07B | 807.58M |
| EBITDA | 943.09M | 816.18M | 1.31B | 1.13B | 765.20M |
| Net Income | 481.73M | 358.19M | 707.71M | 491.87M | 307.41M |
Balance Sheet | |||||
| Total Assets | 22.48B | 22.84B | 22.20B | 21.94B | 21.27B |
| Cash, Cash Equivalents and Short-Term Investments | 1.25B | 1.51B | 1.39B | 1.47B | 1.57B |
| Total Debt | 4.68B | 5.21B | 5.13B | 5.43B | 5.28B |
| Total Liabilities | 5.81B | 6.44B | 6.40B | 6.65B | 6.66B |
| Stockholders Equity | 11.78B | 11.53B | 11.04B | 10.64B | 10.17B |
Cash Flow | |||||
| Free Cash Flow | 1.16B | 663.27M | 285.10M | -102.90M | 521.70M |
| Operating Cash Flow | 1.26B | 811.26M | 808.80M | 141.71M | 751.26M |
| Investing Cash Flow | -737.52M | -351.29M | -211.65M | -88.98M | -99.34M |
| Financing Cash Flow | -770.70M | -347.36M | -708.44M | -3.79M | -160.46M |
UOL Group Technical Analysis
Negative
9.58
Price Trends
10.61
Negative
9.61
Negative
8.42
Positive
Market Momentum
-0.29
Positive
37.86
Neutral
28.32
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:U14, the sentiment is Negative. The current price of 9.58 is below the 20-day moving average (MA) of 10.32, below the 50-day MA of 10.61, and above the 200-day MA of 8.42, indicating a neutral trend. The MACD of -0.29 indicates Positive momentum. The RSI at 37.86 is Neutral, neither overbought nor oversold. The STOCH value of 28.32 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SG:U14.
UOL Group Peers Comparison
UnderperformOutperform
Sector (65)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | S$8.11B | 15.33 | 4.14% | 2.06% | 18.74% | -38.36% | |
67 Neutral | S$3.81B | ― | 2.24% | 4.02% | -18.20% | 40.87% | |
65 Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% | |
63 Neutral | S$2.63B | ― | 2.22% | 3.20% | 4.58% | -14.92% | |
59 Neutral | S$576.28M | -15.94 | -2.34% | 2.05% | -39.12% | -326.51% | |
58 Neutral | S$7.51B | 11.35 | 6.76% | 1.23% | -10.52% | -39.75% |
* Real Estate Sector Average
SG:U14
UOL Group
9.58
3.86
67.54%
SG:C09
City Developments
8.28
3.35
68.09%
SG:TQ5
Frasers Property
0.97
0.17
20.80%
SG:F17
GuocoLand Limited
2.37
0.94
65.62%
SG:F1E
Low Keng Huat Singapore Ltd
0.78
0.48
160.00%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.