UOL Group (SG:U14)
SGX:U14
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UOL Group
(SGX:U14)
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Rating:73Outperform
Price Target:
S$11.00
â–²(8.27% Upside)
Action:Upgraded
Date:02/28/26
The score is driven primarily by solid financial performance (healthy latest-year margins, improving leverage, and strong 2025 cash generation) and supportive technical trends (price above major moving averages with positive MACD). These positives are moderated by only average valuation support (P/E ~19.8 and ~1.6% yield) and the company’s historically volatile earnings/cash flows with modest ROE.
Positive Factors
Strong cash generation
Improved and sizeable operating and free cash flow in 2025 shows strong cash conversion from operations. Sustained FCF near net income enhances financial flexibility to service debt, fund development or distributions, and provides a durable buffer versus cyclical revenue swings.
Negative Factors
Historic earnings/cash volatility
Earnings and cash flow volatility driven by project timing, sales cycles and working-capital swings reduces medium-term visibility. This unpredictability complicates capital allocation, increases the need for liquidity buffers, and raises execution risk across 2–6 month horizons.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong cash generation
Improved and sizeable operating and free cash flow in 2025 shows strong cash conversion from operations. Sustained FCF near net income enhances financial flexibility to service debt, fund development or distributions, and provides a durable buffer versus cyclical revenue swings.
Read all positive factors
UOL Group (U14) vs. iShares MSCI Singapore ETF (EWS)
Market Cap
S$8.41B
Dividend Yield2.06%
Average Volume (3M)1.96M
Price to Earnings (P/E)17.6
Beta (1Y)0.62
Revenue Growth15.72%
EPS Growth34.49%
CountrySG
Employees1,900
SectorReal Estate
Sector Strength53
IndustryReal Estate - Development
Share Statistics
EPS (TTM)0.57
Shares Outstanding847,393,250
10 Day Avg. Volume1,270,530
30 Day Avg. Volume1,956,003
Financial Highlights & Ratios
PEG Ratio0.43
Price to Book (P/B)0.63
Price to Sales (P/S)2.28
P/FCF Ratio6.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
S$13.00Price Target Upside27.95% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.56
Revenue Forecast (FY)S$2.82B
UOL Group Business Overview & Revenue Model
Company Description
UOL Group Limited, a Singapore-based company founded in 1963, primarily focuses on real estate development and investment, alongside its significant hospitality operations. Its real estate portfolio spans residential developments, commercial offic...
How the Company Makes Money
UOL Group primarily earns money from two broad sources: (1) property-related activities and (2) hospitality-related activities.
1) Property development (largely non-recurring/project-based): The group develops residential and other property proje...
UOL Group Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
78
Positive
Cash Flow
71
Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 3.23B | 2.79B | 2.68B | 3.20B | 2.50B |
| Gross Profit | 1.28B | 1.11B | 1.06B | 1.07B | 807.58M |
| EBITDA | 1.08B | 816.18M | 1.31B | 1.13B | 765.20M |
| Net Income | 481.73M | 358.19M | 707.71M | 491.87M | 307.41M |
Balance Sheet | |||||
| Total Assets | 22.48B | 22.84B | 22.20B | 21.94B | 21.27B |
| Cash, Cash Equivalents and Short-Term Investments | 1.25B | 1.51B | 1.39B | 1.47B | 1.57B |
| Total Debt | 4.68B | 5.21B | 5.13B | 5.43B | 5.28B |
| Total Liabilities | 5.81B | 6.44B | 6.40B | 6.65B | 6.66B |
| Stockholders Equity | 11.78B | 11.53B | 11.04B | 10.64B | 10.17B |
Cash Flow | |||||
| Free Cash Flow | 1.16B | 663.27M | 285.10M | -102.90M | 521.70M |
| Operating Cash Flow | 1.26B | 811.26M | 808.80M | 141.71M | 751.26M |
| Investing Cash Flow | -499.76M | -351.29M | -211.65M | -88.98M | -99.34M |
| Financing Cash Flow | -836.40M | -347.36M | -708.44M | -3.79M | -160.46M |
UOL Group Technical Analysis
Negative
10.16
Price Trends
10.16
Negative
10.24
Negative
9.21
Positive
Market Momentum
-0.04
Negative
44.21
Neutral
60.49
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:U14, the sentiment is Negative. The current price of 10.16 is above the 20-day moving average (MA) of 10.05, above the 50-day MA of 10.16, and above the 200-day MA of 9.21, indicating a neutral trend. The MACD of -0.04 indicates Negative momentum. The RSI at 44.21 is Neutral, neither overbought nor oversold. The STOCH value of 60.49 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SG:U14.
UOL Group Peers Comparison
UnderperformOutperform
Sector (65)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | S$8.41B | 17.58 | 4.14% | 2.06% | 15.72% | 34.49% | |
72 Outperform | S$4.73B | 17.25 | 3.20% | 1.42% | 6.89% | -4.23% | |
67 Neutral | S$4.28B | 32.44 | 1.48% | 4.02% | -21.12% | -34.48% | |
65 Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% | |
63 Neutral | S$2.43B | 39.99 | 1.51% | 3.20% | -2.64% | -9.64% | |
59 Neutral | S$12.77B | 43.58 | 2.29% | 4.44% | -24.20% | -69.37% | |
58 Neutral | S$7.49B | 11.88 | 6.76% | 1.23% | 10.19% | 226.12% |
* Real Estate Sector Average
SG:U14
UOL Group
9.92
4.11
70.74%
SG:C09
City Developments
8.26
3.40
69.99%
SG:TQ5
Frasers Property
1.09
0.29
35.74%
SG:U06
Singapore Land Group Limited
3.30
1.18
55.37%
SG:F17
GuocoLand Limited
2.19
0.80
57.33%
SG:9CI
CapitaLand Investment Limited
2.56
0.14
5.79%
UOL Group Corporate Events
UOL Shareholders Approve 2025 Results, Dividends and Board Mandates at AGM
May 25, 2026
UOL Group Limited held its 63rd annual general meeting in Singapore, where shareholders received and adopted the audited financial statements for the year ended 31 December 2025. The company also reported on its 2025 performance via a video presen...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.