UOL Group (U14) AI Stock Analysis

• Market Cap: $5.10B
• Dividend Yield: 2.98%
• Average Volume (3M): 1.20M
• Price to Earnings (P/E): 14.2
• Beta (1Y): 0.79
• Revenue Growth: 4.22%
• EPS Growth: -49.39%
• Country: SG
• Employees: 1,900
• Sector: Real Estate
• Sector Strength: 69
• Industry: Real Estate - Development
• EPS (TTM): 0.11
• Shares Outstanding: 844,935,240
• 10 Day Avg. Volume: 1,887,730
• 30 Day Avg. Volume: 1,201,486
• PEG Ratio: 0.05
• Price to Book (P/B): 0.53
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -55.16
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: $5.50
• Price Target Upside: -8.87% Downside
• Rating Consensus: Moderate Sell
• Number of Analyst Covering: 1

• Rating: 72 Outperform
• Price Target: S$6.50 ▲(7.62%Upside)

UOL Group's stock score is driven by its strong financial stability and solid cash flow performance. While technical analysis indicates a bullish trend, potential overbought conditions may pose a risk. The valuation is fair, providing a balanced perspective on the stock's attractiveness.

Positive Factors

Property Development

The 1,193-unit Parktown Residence, launched in Feb 2025, generated 87% take-up rate in the first weekend of launch.

Revenue Growth

UOL Group reported a 16% yoy rise in 2H24 revenue to S$1.52bn, thanks to higher contributions across all its business segments, particularly property development and rental income.

Negative Factors

Construction Costs

Downside risks: cost over-runs from AEIs, and rising residential construction cost that would erode its development margins.

Interest Rates

Rising interest rates are expected to crimp returns for its residential and commercial properties, posing a refinancing risk.

UOL Group Business Overview & Revenue Model

Company Description

UOL Group Limited primarily engages in property development and investment, and hotel businesses. Its property development projects include residential units, commercial offices, shopping malls, and hotels and serviced suites. The company also owns and/or manages approximately 30 hotels, resorts, and services suites under the Pan Pacific, PARKROYAL COLLECTION, and PARKROYAL brands in Asia, Oceania, and North America with approximately 10,000 rooms in its portfolio. In addition, it is involved in the rental and management of serviced suites; leasing of commercial properties and serviced suites; operation of restaurants; and management and operation of health and beauty retreats and facilities. Further, the company engages in the retail of computer hardware and software, as well as provision of systems integration and networking infrastructure services; property trading business; management and licensing of trademarks; and business development activity. Additionally, it provides treasury, retail management consultancy, project and property management, property management agency, and trustee services; technical, accounting, administrative, and marketing and related services to hotels and serviced suites; and information technology-related products and services, as well as invests in quoted and unquoted financial assets. It has operations in Singapore, Australia, Vietnam, Malaysia, the People's Republic of China, Myanmar, the United Kingdom, and internationally. The company was formerly known as United Overseas Land Limited and changed its name to UOL Group Limited in 2006. UOL Group Limited was incorporated in 1963 and is based in Singapore.

How the Company Makes Money

UOL Group makes money primarily through three key revenue streams: property development, property investments, and hotel operations. In property development, the company generates revenue by developing and selling residential and commercial properties. Property investments contribute to the company's earnings through rental income from its extensive portfolio of office buildings, shopping malls, and serviced suites. The hotel operations segment, managed under its wholly-owned subsidiary Pan Pacific Hotels Group, provides revenue through room bookings, food and beverage sales, and event hosting services. Strategic partnerships and joint ventures in various markets enhance UOL's ability to leverage local expertise and expand its footprint, further contributing to its revenue growth.

UOL Group Financial Statement Overview

Summary

UOL Group's financial statements show a robust cash flow and a strong balance sheet, with a solid equity ratio and manageable debt levels. However, recent declines in net income and return on equity highlight areas of concern.

Income Statement

UOL Group's income statement shows a solid gross profit margin of 39.9% and a stable revenue growth rate of 4.2% from 2023 to 2024. However, the net profit margin decreased to 12.8% from 26.4% the previous year, primarily due to a significant drop in net income. The absence of EBIT data for 2024 limits further margin analysis.

Balance Sheet

The company maintains a strong balance sheet with an equity ratio of 50.5% and a return on equity of 3.1%, although significantly lower compared to 6.4% in 2023. The debt-to-equity ratio remains manageable at 0.45, indicating a conservative approach to leveraging.

Cash Flow

UOL Group's cash flow statement highlights a substantial free cash flow growth of 132.7% from 2023 to 2024, supported by consistent operating cash flows. The operating cash flow to net income ratio is 2.27, reflecting efficient cash generation relative to reported profits.

Breakdown
Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
2.79B	2.68B	3.20B	2.50B	1.98B
	Gross Profit
1.11B	1.06B	1.07B	807.58M	727.59M
	EBIT
691.31M	776.81M	1.02B	462.48M	432.38M
	EBITDA
816.18M	1.31B	1.13B	765.20M	319.56M
	Net Income Common Stockholders
358.19M	707.71M	768.95M	307.41M	13.14M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
1.51B	1.39B	1.47B	1.57B	990.26M
	Total Assets
22.84B	22.20B	21.94B	21.27B	20.37B
	Total Debt
5.21B	5.13B	5.43B	5.28B	5.13B
	Net Debt
3.70B	3.74B	3.96B	3.79B	4.15B
	Total Liabilities
6.44B	6.40B	6.65B	6.66B	6.27B
	Stockholders Equity
11.53B	11.04B	10.64B	10.17B	9.79B
Cash Flow		Free Cash Flow
663.27M	285.10M	-102.90M	521.70M	374.04M
	Operating Cash Flow
811.26M	808.80M	141.71M	751.26M	579.59M
	Investing Cash Flow
-351.29M	-211.65M	-88.98M	-99.34M	-147.46M
	Financing Cash Flow
-347.36M	-708.44M	-3.79M	-160.46M	-175.07M

UOL Group Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 6.04
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:U14, the sentiment is Positive. The current price of 6.04 is above the 20-day moving average (MA) of 5.86, above the 50-day MA of 5.68, and above the 200-day MA of 5.33, indicating a bullish trend. The MACD of 0.12 indicates Negative momentum. The RSI at 65.22 is Neutral, neither overbought nor oversold. The STOCH value of 76.54 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SG:U14.

UOL Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
U14	72 Outperform	$5.10B	14.25	3.19%	2.98%	4.22%	-49.39%
Sector *	61 Neutral	$2.83B	10.72	0.40%	6.10%	5.80%	-21.26%
CDEVF		$3.63B	25.09	2.21%	1.54%	―	―
FSRPF		$2.57B	13.04	2.80%	3.83%	―	―
FS8		€1.11B	13.33	2.74%	4.18%	―	―
A26	74 Outperform	S$1.49B	6.57	6.96%	0.21%	11.38%	-10.78%
F1E	68 Neutral	S$229.03M	110.71	0.35%	4.84%	31.28%	―

UOL Group Corporate Events

UOL Group Limited Hosts 62nd Annual General Meeting

UOL Group Limited held its 62nd Annual General Meeting, where key company figures and stakeholders gathered to discuss the company’s performance and future resolutions. The meeting included a video presentation of the company’s 2024 performance and addressed shareholder questions, emphasizing transparency and engagement with stakeholders.

The most recent analyst rating on (SG:U14) stock is a Sell with a S$5.50 price target. To see the full list of analyst forecasts on UOL Group stock, see the SG:U14 Stock Forecast page.