UOL Group (SG:U14)
SGX:U14
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UOL Group
(SGX:U14)
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Rating:73Outperform
Price Target:
S$11.00
▲(7.53% Upside)
Action:UpgradedDate:02/28/26
The score is driven primarily by solid financial performance (healthy latest-year margins, improving leverage, and strong 2025 cash generation) and supportive technical trends (price above major moving averages with positive MACD). These positives are moderated by only average valuation support (P/E ~19.8 and ~1.6% yield) and the company’s historically volatile earnings/cash flows with modest ROE.
Positive Factors
Cash generation
Sustained, substantial operating and free cash flow in 2025 indicates the business can internally fund development cycles, service debt and maintain distributions. Strong cash conversion versus net income improves durability of operations, supports capital allocation and reduces reliance on external financing over the medium term.
Negative Factors
Volatile earnings & cash flow
Historical swings in operating and free cash flow reflect project timing, working-capital swings and development cycle exposure. This structural volatility undermines forecasting reliability for investment planning, dividend consistency and capital allocation, requiring higher buffers and conservative liquidity planning.
Read all positive and negative factors
Positive Factors
Negative Factors
Cash generation
Sustained, substantial operating and free cash flow in 2025 indicates the business can internally fund development cycles, service debt and maintain distributions. Strong cash conversion versus net income improves durability of operations, supports capital allocation and reduces reliance on external financing over the medium term.
Read all positive factors
UOL Group (U14) vs. iShares MSCI Singapore ETF (EWS)
Market Cap
S$8.66B
Dividend Yield2.06%
Average Volume (3M)1.96M
Price to Earnings (P/E)6.7
Beta (1Y)0.71
Revenue Growth18.74%
EPS Growth-38.36%
CountrySG
Employees1,900
SectorReal Estate
Sector Strength53
IndustryReal Estate - Development
Share Statistics
EPS (TTM)0.10
Shares Outstanding846,973,200
10 Day Avg. Volume1,270,530
30 Day Avg. Volume1,956,003
Financial Highlights & Ratios
PEG Ratio0.43
Price to Book (P/B)0.63
Price to Sales (P/S)2.28
P/FCF Ratio6.38
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
S$12.21Price Target Upside19.38% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)0.54
Revenue Forecast (FY)S$2.85B
UOL Group Business Overview & Revenue Model
Company Description
UOL Group Limited primarily engages in property development and investment, and hotel businesses. Its property development projects include residential units, commercial offices, shopping malls, and hotels and serviced suites. The company also own...
How the Company Makes Money
UOL Group primarily makes money through a mix of (1) development profits, (2) recurring rental/asset income, and (3) hospitality-related earnings, supplemented by investment and other property-related income.
1) Property development (lumpy, proje...
UOL Group Financial Statement Overview
Summary
Income Statement
74
Positive
Balance Sheet
78
Positive
Cash Flow
71
Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 3.23B | 2.79B | 2.68B | 3.20B | 2.50B |
| Gross Profit | 1.28B | 1.11B | 1.06B | 1.07B | 807.58M |
| EBITDA | 943.09M | 816.18M | 1.31B | 1.13B | 765.20M |
| Net Income | 481.73M | 358.19M | 707.71M | 491.87M | 307.41M |
Balance Sheet | |||||
| Total Assets | 22.48B | 22.84B | 22.20B | 21.94B | 21.27B |
| Cash, Cash Equivalents and Short-Term Investments | 1.25B | 1.51B | 1.39B | 1.47B | 1.57B |
| Total Debt | 4.68B | 5.21B | 5.13B | 5.43B | 5.28B |
| Total Liabilities | 5.81B | 6.44B | 6.40B | 6.65B | 6.66B |
| Stockholders Equity | 11.78B | 11.53B | 11.04B | 10.64B | 10.17B |
Cash Flow | |||||
| Free Cash Flow | 1.16B | 663.27M | 285.10M | -102.90M | 521.70M |
| Operating Cash Flow | 1.26B | 811.26M | 808.80M | 141.71M | 751.26M |
| Investing Cash Flow | -737.52M | -351.29M | -211.65M | -88.98M | -99.34M |
| Financing Cash Flow | -770.70M | -347.36M | -708.44M | -3.79M | -160.46M |
UOL Group Technical Analysis
Positive
10.23
Price Trends
10.49
Negative
9.81
Positive
8.67
Positive
Market Momentum
-0.06
Negative
53.07
Neutral
73.79
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:U14, the sentiment is Positive. The current price of 10.23 is above the 20-day moving average (MA) of 9.90, below the 50-day MA of 10.49, and above the 200-day MA of 8.67, indicating a neutral trend. The MACD of -0.06 indicates Negative momentum. The RSI at 53.07 is Neutral, neither overbought nor oversold. The STOCH value of 73.79 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SG:U14.
UOL Group Peers Comparison
UnderperformOutperform
Sector (65)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
73 Outperform | S$8.66B | 6.69 | 4.14% | 2.06% | 18.74% | -38.36% | |
67 Neutral | S$4.08B | ― | 2.24% | 4.02% | -18.20% | 40.87% | |
65 Neutral | $2.17B | 12.19 | 3.79% | 4.94% | 3.15% | 1.96% | |
63 Neutral | S$2.77B | ― | 2.32% | 3.20% | 4.58% | -14.92% | |
59 Neutral | S$576.28M | -15.94 | -2.34% | 2.05% | -39.12% | -326.51% | |
58 Neutral | S$7.60B | 11.35 | 6.76% | 1.23% | -10.52% | -39.75% |
* Real Estate Sector Average
SG:U14
UOL Group
10.20
4.73
86.61%
SG:C09
City Developments
8.36
3.77
82.02%
SG:TQ5
Frasers Property
1.07
0.33
43.62%
SG:F17
GuocoLand Limited
2.51
1.16
85.38%
SG:F1E
Low Keng Huat Singapore Ltd
0.78
0.48
163.51%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.