OxPay Financial Limited (TVV) Price & Analysis

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TVV Stock Chart & Stats

S$0.05

>-S$0.01(-3.33%)

At close: Jan 08 4:00 PM EST

S$0.05

>-S$0.01(-3.33%)

Day’s Range― - ―

52-Week RangeS$0.01 - S$0.07

Previous CloseN/A

Volume87.90K

Average Volume (3M)1.00M

Market Cap

S$14.32M

Enterprise ValueS$11.67M

Total Cash (Recent Filing)S$1.01M

Total Debt (Recent Filing)S$7.17M

Price to Earnings (P/E)―

Beta0.06

Next Earnings

Mar 04, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend YieldN/A

Share Statistics

EPS (TTM)>-0.01

Shares Outstanding311,253,140

10 Day Avg. Volume1,585,830

30 Day Avg. Volume1,003,446

Financial Highlights & Ratios

PEG Ratio-0.02

Price to Book (P/B)6.13

Price to Sales (P/S)2.13

P/FCF Ratio-1.44

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

High Gross MarginA gross margin near 64% indicates the core payment processing and digital services have strong unit economics. That margin provides durable capacity to cover fixed costs and invest in product development, supporting long-term scalability if revenue stabilizes or grows.

Improving Free Cash FlowMaterial improvement in free cash flow growth signals improving cash conversion and operational leverage. Sustained FCF growth can fund product investment, reduce reliance on external capital, and provide runway to execute strategy even while profits are still negative.

Diverse Revenue Mix & PartnershipsMultiple monetization streams (transaction fees, subscriptions, bank partnerships) diversify revenue and reduce concentration risk. Bank partnerships broaden distribution and can embed OxPay into merchant flows, supporting durable customer acquisition and cross-sell opportunities.

Bears Say

Sharp Recent Revenue DeclineA 56% revenue drop materially reduces scale and undermines operating leverage. Sustained top-line contraction impairs the company's ability to absorb fixed costs, invest in growth, and realize the benefits of its high gross margins, risking market share loss over months.

Severe Operating LossesVery large negative margins show the business is far from profitability; recurring operating losses erode equity and limit strategic flexibility. Persistent deficits constrain reinvestment, necessitate external funding, and increase execution risk over the medium term.

High Leverage & Capital DestructionNear 1:1 leverage and a deeply negative ROE indicate the company is burning shareholder capital while carrying material debt. This structure raises refinancing and solvency risk, reducing capacity to fund growth internally and increasing likelihood of dilutive or costly financing.

OxPay Financial Limited News

OxPay Wins More Time to Secure Bhutan Money Services Licence

OxPay Financial Limited ( ($SG:TVV) ) has issued an update. OxPay Financial has received an extension from Bhutan’s...

18d ago

TVV

OxPay Fully Utilises S$395,000 Share Subscription Proceeds for Working Capital

OxPay Financial Limited ( ($SG:TVV) ) has shared an update. OxPay Financial Limited has fully utilised the approximately...

2M ago

TVV

OxPay Obtains MAS Approval to Trim Unused Payment Services from Licence

OxPay Financial Limited ( ($SG:TVV) ) just unveiled an update. OxPay Financial’s subsidiary OxPay SG has obtained approval...

2M ago

TVV

OxPay Expands into Crypto Payments with Approval in Bhutan

An announcement from OxPay Financial Limited ( ($SG:TVV) ) is now available. OxPay Financial Limited has received in-principle...

3M ago

TVV

OxPay Financial Extends Convertible Loan Agreement Conditions

The latest update is out from OxPay Financial Limited ( ($SG:TVV) ). OxPay Financial Limited has announced an...

3M ago

TVV

OxPay Financial Unveils Strategic Recovery Plan with New Leadership

OxPay Financial Limited ( ($SG:TVV) ) just unveiled an update. OxPay Financial Limited has announced a phased recovery...

4M ago

TVV

OxPay Financial Completes Utilization of Convertible Loan Proceeds

The latest announcement is out from OxPay Financial Limited ( ($SG:TVV) ). OxPay Financial Limited announced the full...

4M ago

TVV

OxPay Financial Updates on Convertible Loan Proceeds Utilization

An announcement from OxPay Financial Limited ( ($SG:TVV) ) is now available. OxPay Financial Limited announced an update...

7M ago

TVV

OxPay Financial Limited Updates on Convertible Loan Proceeds Utilization

OxPay Financial Limited ( ($SG:TVV) ) just unveiled an announcement. OxPay Financial Limited announced an update on the...

8M ago

TVV

OxPay SG Faces Penalty for AML/CFT Lapses, Implements Remedial Measures

OxPay Financial Limited ( ($SG:TVV) ) has provided an announcement. OxPay Financial Limited’s subsidiary, OxPay SG Pte. Ltd.,...

8M ago

TVV

TVV FAQ

What was OxPay Financial Limited’s price range in the past 12 months?

OxPay Financial Limited lowest share price was S$0.01 and its highest was S$0.07 in the past 12 months.

What is OxPay Financial Limited’s market cap?

OxPay Financial Limited’s market cap is S$14.32M.

When is OxPay Financial Limited’s upcoming earnings report date?

OxPay Financial Limited’s upcoming earnings report date is Mar 04, 2026 which is in 9 days.

How were OxPay Financial Limited’s earnings last quarter?

OxPay Financial Limited released its earnings results on Nov 06, 2025. The company reported -S$0.002 earnings per share for the quarter, missing the consensus estimate of N/A by -S$0.002.

Is OxPay Financial Limited overvalued?

According to Wall Street analysts OxPay Financial Limited’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does OxPay Financial Limited pay dividends?

OxPay Financial Limited does not currently pay dividends.

What is OxPay Financial Limited’s EPS estimate?

OxPay Financial Limited’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does OxPay Financial Limited have?

OxPay Financial Limited has 311,253,140 shares outstanding.

What happened to OxPay Financial Limited’s price movement after its last earnings report?

OxPay Financial Limited reported an EPS of -S$0.002 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 5.769%.

Which hedge fund is a major shareholder of OxPay Financial Limited?

Currently, no hedge funds are holding shares in SG:TVV

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

OxPay Financial Limited

OxPay Financial Limited provides merchant payment and digital commerce enabling solutions in Singapore, Malaysia, and Thailand. It offers online-to-offline financial services through its integrated platform with a focus on servicing merchants in the retail, transportation, and food and beverage industries. The company's products include payment solutions, such as card acceptance and alternative payment; cross border and local payout solutions; and online and offline solutions. It also engages in the provision of proprietary and licensed software-as-a-service, as well as tokenisation/detokenization services; development of bespoke software solutions; and sale and lease of smart POS terminals. In addition, the company offline POS payment, on-the-go virtual terminal, buy now pay later, and e-commerce and social media live selling; and POS hardware, order management, capital lending, customer data analytics, customer relationship management, card and loyalty program aggregation, omni-channel brand management, and expense and inventory management solutions. Further, it acts as an aggregator and master merchant for electronic payment processing; and provides financial and blockchain technology services, as well as engages in e-commerce, and hardware sale activities. The company was founded in 2005 and is based in Singapore.