Jardine Cycle & Carriage (C07) AI Stock Analysis

• Market Cap: S$13.83B
• Dividend Yield: 4.33%
• Average Volume (3M): 188.33K
• Price to Earnings (P/E): 12.7
• Beta (1Y): 0.46
• Revenue Growth: 3.45%
• EPS Growth: -22.03%
• Country: SG
• Employees: 240,000
• Sector: Industrials
• Sector Strength: 72
• Industry: Auto - Manufacturers
• EPS (TTM): N/A
• Shares Outstanding: 395,236,300
• 10 Day Avg. Volume: 156,100
• 30 Day Avg. Volume: 188,330
• PEG Ratio: -0.39
• Price to Book (P/B): 0.99
• Price to Sales (P/S): 0.37
• P/FCF Ratio: 4.27
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 71 Outperform
• Price Target: S$36.00 ▲(3.84% Upside)

Jardine Cycle & Carriage is well-positioned with strong financial performance and attractive valuation. The stock's technical indicators suggest strong momentum, but caution is advised due to overbought conditions. The absence of recent earnings call insights and corporate events limits further analysis.

Positive Factors

Revenue Growth

Consistent revenue growth indicates a strong market position and effective business strategies, supporting long-term financial stability.

Cash Generation

Strong cash generation enhances Jardine's ability to invest in growth opportunities and maintain financial flexibility.

Balanced Debt Profile

A balanced debt profile ensures financial stability and reduces risk, supporting sustainable growth and investment capacity.

Negative Factors

Decreasing Net Profit Margin

A declining net profit margin may impact profitability, indicating challenges in cost control and efficiency that could affect long-term earnings.

Decreased Return on Equity

Decreased return on equity suggests less efficient use of shareholder capital, potentially impacting investor confidence and growth prospects.

Earnings Volatility

Volatility in profitability margins can lead to unpredictable earnings, affecting long-term financial planning and investor trust.

Jardine Cycle & Carriage Business Overview & Revenue Model

Company Description

Jardine Cycle & Carriage Limited, an investment holding company, engages in the automotive, financial services, heavy equipment, mining, construction and energy, agribusiness, infrastructure and logistics, information technology, and property businesses in Indonesia and internationally. The company produces, distributes, retails, and aftersales services of motor vehicles, as well as manufactures and distributes automotive components; manufactures, assembles, distributes, and owns dealership networks for Toyota, Daihatsu, Isuzu, Peugeot, and UD Trucks, as well as Honda motorcycles; and manufactures and retails BMW vehicles, and owns the Lexus cars dealership. It also offers financial services, such as financing for motorcycles, cars, heavy equipment, insurance protection for individual and commercial customers, lending products to retail consumers, and digital payment solutions. In addition, the company supplies heavy equipment and provides aftersales services for various sectors, including mining, plantation, construction, and forestry; distributes Komatsu, UD, SCANIA, Bomag, and Tadano heavy equipment; and owns and operates thermal and metallurgical coal, gold, and thermal power assets, as well as operates in the construction and renewable energy sectors. Further, it cultivates, harvests, and processes palm oil; develops and manages toll roads; provides printing and digital services solutions; and distributes FUJIFILM business products, as well as develops office and residential buildings. The company was formerly known as Cycle & Carriage Ltd. and changed its name to Jardine Cycle & Carriage Limited in 2004. The company was founded in 1899 and is based in Singapore. Jardine Cycle & Carriage Limited is a subsidiary of Jardine Strategic Singapore Pte Ltd.

How the Company Makes Money

Jardine Cycle & Carriage generates revenue through multiple key streams. The primary source of income is from the sale of automobiles and motorcycles, which includes both new and used vehicles from renowned brands like Mercedes-Benz, Honda, and Mitsubishi. The company also earns revenue from after-sales services, such as vehicle maintenance, repairs, and parts sales. Additionally, Jardine Cycle & Carriage has a financial services segment that provides financing solutions, insurance products, and car leasing, contributing significantly to its earnings. The company benefits from strategic partnerships with various automotive manufacturers, enabling it to offer exclusive models and promotions, which further bolster its sales. The combination of retail sales, after-sales service, and financial solutions creates a diversified revenue model that supports sustainable growth.

Jardine Cycle & Carriage Financial Statement Overview

Summary

Jardine Cycle & Carriage exhibits strong financial health with consistent revenue growth and efficient cash flow management. While profitability margins have shown some volatility, the company maintains a balanced debt profile and a solid equity base. Continued focus on improving net profit margins and return on equity will be crucial for sustaining long-term growth.

Income Statement

Jardine Cycle & Carriage has demonstrated consistent revenue growth over the years, with a 3.87% increase in the latest year. The gross profit margin is stable at around 21.8%, and the EBIT margin has improved to 15.85%, indicating efficient cost management. However, the net profit margin has decreased to 4.24%, suggesting potential challenges in controlling non-operating expenses.

Balance Sheet

The company maintains a moderate debt-to-equity ratio of 0.88, reflecting a balanced approach to leveraging. The return on equity has decreased to 11.41%, which is a concern compared to previous years. The equity ratio stands at 25.63%, indicating a solid equity base relative to total assets.

Cash Flow

Free cash flow has grown significantly by 30.18%, showcasing strong cash generation capabilities. The operating cash flow to net income ratio is healthy at 3.21, indicating robust cash flow relative to earnings. The free cash flow to net income ratio of 0.63 suggests efficient conversion of earnings into cash.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	22.39B	22.30B	22.23B	21.79B	17.69B	13.23B
Gross Profit	4.82B	4.87B	5.05B	4.91B	3.77B	2.82B
EBITDA	4.57B	4.68B	3.96B	3.52B	2.54B	2.37B
Net Income	836.39M	945.80M	1.22B	739.80M	660.60M	540.30M
Balance Sheet
Total Assets	33.19B	32.35B	32.39B	29.30B	29.05B	27.51B
Cash, Cash Equivalents and Short-Term Investments	3.45B	3.14B	2.84B	4.04B	4.63B	3.56B
Total Debt	7.54B	7.29B	7.57B	6.10B	6.68B	6.02B
Total Liabilities	14.50B	13.93B	14.58B	12.85B	12.66B	12.21B
Stockholders Equity	8.34B	8.29B	8.04B	7.14B	7.37B	6.97B
Cash Flow
Free Cash Flow	1.50B	1.92B	906.40M	1.94B	2.52B	2.30B
Operating Cash Flow	2.58B	3.04B	2.47B	2.85B	3.03B	2.75B
Investing Cash Flow	-1.18B	-1.09B	-3.04B	-1.52B	-688.50M	585.30M
Financing Cash Flow	-1.34B	-1.53B	-723.90M	-1.59B	-1.23B	-1.76B

Jardine Cycle & Carriage Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 34.67
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:C07, the sentiment is Positive. The current price of 34.67 is above the 20-day moving average (MA) of 33.97, above the 50-day MA of 33.48, and above the 200-day MA of 27.97, indicating a bullish trend. The MACD of 0.50 indicates Negative momentum. The RSI at 70.47 is Negative, neither overbought nor oversold. The STOCH value of 83.65 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SG:C07.

Jardine Cycle & Carriage Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BS6	79 Outperform	S$14.42B	10.37	30.76%	3.46%	0.42%	40.48%
C07	71 Outperform	S$13.83B	12.67	10.35%	4.33%	3.45%	-22.03%
U96	71 Outperform	S$10.68B	10.55	19.65%	4.33%	-6.69%	6.76%
BN4	71 Outperform	S$18.40B	19.33	8.75%	3.29%	-0.62%	34.52%
C52	66 Neutral	S$3.19B	14.30	8.37%	5.55%	15.63%	12.07%
5E2	66 Neutral	S$7.59B	29.28	4.07%	0.70%	25.68%	―
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%