Jardine Cycle & Carriage (C07) AI Stock Analysis

• Market Cap: S$12.84B
• Dividend Yield: 4.44%
• Average Volume (3M): 151.57K
• Price to Earnings (P/E): 11.6
• Beta (1Y): 0.54
• Revenue Growth: 3.45%
• EPS Growth: -22.03%
• Country: SG
• Employees: 240,000
• Sector: Industrials
• Sector Strength: 72
• Industry: Auto - Manufacturers
• EPS (TTM): 1.74
• Shares Outstanding: 395,236,300
• 10 Day Avg. Volume: 273,430
• 30 Day Avg. Volume: 151,566
• PEG Ratio: -0.39
• Price to Book (P/B): 0.99
• Price to Sales (P/S): 0.37
• P/FCF Ratio: 4.27
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 71 Outperform
• Price Target: S$36.00 ▲(25.96% Upside)

Jardine Cycle & Carriage is well-positioned with strong financial performance and attractive valuation. The stock's technical indicators suggest strong momentum, but caution is advised due to overbought conditions. The absence of recent earnings call insights and corporate events limits further analysis.

Jardine Cycle & Carriage Business Overview & Revenue Model

Company Description

Jardine Cycle & Carriage Limited (C07) is a leading automotive and lifestyle company based in Singapore, primarily engaged in the distribution and retail of automobiles, motorcycles, and related services. The company operates in various sectors, including automotive retail, financial services, and investments, with a focus on enhancing mobility solutions and consumer experiences. Its core products include a wide range of vehicles from prestigious brands, alongside aftermarket services, financing options, and insurance products.

How the Company Makes Money

Jardine Cycle & Carriage generates revenue through multiple key streams. The primary source of income is from the sale of automobiles and motorcycles, which includes both new and used vehicles from renowned brands like Mercedes-Benz, Honda, and Mitsubishi. The company also earns revenue from after-sales services, such as vehicle maintenance, repairs, and parts sales. Additionally, Jardine Cycle & Carriage has a financial services segment that provides financing solutions, insurance products, and car leasing, contributing significantly to its earnings. The company benefits from strategic partnerships with various automotive manufacturers, enabling it to offer exclusive models and promotions, which further bolster its sales. The combination of retail sales, after-sales service, and financial solutions creates a diversified revenue model that supports sustainable growth.

Jardine Cycle & Carriage Financial Statement Overview

Summary

Jardine Cycle & Carriage exhibits strong financial health with consistent revenue growth and efficient cash flow management. While profitability margins have shown some volatility, the company maintains a balanced debt profile and a solid equity base. Continued focus on improving net profit margins and return on equity will be crucial for sustaining long-term growth.

Income Statement

Jardine Cycle & Carriage has demonstrated consistent revenue growth over the years, with a 3.87% increase in the latest year. The gross profit margin is stable at around 21.8%, and the EBIT margin has improved to 15.85%, indicating efficient cost management. However, the net profit margin has decreased to 4.24%, suggesting potential challenges in controlling non-operating expenses.

Balance Sheet

The company maintains a moderate debt-to-equity ratio of 0.88, reflecting a balanced approach to leveraging. The return on equity has decreased to 11.41%, which is a concern compared to previous years. The equity ratio stands at 25.63%, indicating a solid equity base relative to total assets.

Cash Flow

Free cash flow has grown significantly by 30.18%, showcasing strong cash generation capabilities. The operating cash flow to net income ratio is healthy at 3.21, indicating robust cash flow relative to earnings. The free cash flow to net income ratio of 0.63 suggests efficient conversion of earnings into cash.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	22.39B	22.30B	22.23B	21.79B	17.69B	13.23B
Gross Profit	4.82B	4.87B	5.05B	4.91B	3.77B	2.82B
EBITDA	4.57B	4.68B	3.96B	3.52B	2.54B	2.37B
Net Income	836.39M	945.80M	1.22B	739.80M	660.60M	540.30M
Balance Sheet
Total Assets	33.19B	32.35B	32.39B	29.30B	29.05B	27.51B
Cash, Cash Equivalents and Short-Term Investments	3.45B	3.14B	2.48B	4.04B	4.63B	3.56B
Total Debt	7.54B	7.29B	7.57B	6.10B	6.68B	7.27B
Total Liabilities	14.50B	13.93B	14.58B	12.85B	12.66B	12.21B
Stockholders Equity	8.34B	8.29B	8.04B	7.14B	7.37B	6.97B
Cash Flow
Free Cash Flow	1.50B	1.92B	906.40M	1.94B	2.52B	2.30B
Operating Cash Flow	2.58B	3.04B	2.47B	2.85B	3.03B	2.75B
Investing Cash Flow	-1.18B	-1.09B	-3.04B	-1.52B	-688.50M	585.30M
Financing Cash Flow	-1.34B	-1.53B	-723.90M	-1.59B	-1.23B	-1.76B

Jardine Cycle & Carriage Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 28.58
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SG:C07, the sentiment is Positive. The current price of 28.58 is below the 20-day moving average (MA) of 30.32, below the 50-day MA of 29.13, and above the 200-day MA of 25.94, indicating a bullish trend. The MACD of 1.17 indicates Negative momentum. The RSI at 81.17 is Negative, neither overbought nor oversold. The STOCH value of 93.81 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SG:C07.

Jardine Cycle & Carriage Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BS6	―	$13.71B	9.62	30.76%	3.41%	0.42%	40.48%
C07	―	S$12.84B	11.63	10.35%	4.44%	3.45%	-22.03%
U96	―	$11.62B	11.45	19.65%	1.38%	-6.69%	6.76%
BN4	―	S$16.40B	16.70	8.75%	3.34%	-0.62%	34.52%
C52	―	$3.19B	14.40	8.37%	2.68%	15.63%	12.07%
5E2	―	$7.03B	26.34	4.07%	0.69%	25.68%	―
Sector *	―	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%

Jardine Cycle & Carriage Corporate Events

Jardine Cycle & Carriage Appoints New Group Finance Director

Jardine Cycle & Carriage Limited announced the appointment of Mr. Freddy Lee as the new Group Finance Director, succeeding Ms. Amy Hsu, who will become the Chief Financial Officer at PT Astra International Tbk, a principal subsidiary in Indonesia. This leadership change is expected to support JC&C’s ongoing strategic reviews and growth plans in both JC&C and Astra, enhancing shareholder value and financial management.

The most recent analyst rating on (SG:C07) stock is a Buy with a S$34.00 price target. To see the full list of analyst forecasts on Jardine Cycle & Carriage stock, see the SG:C07 Stock Forecast page.

Jardine Cycle & Carriage Appoints Samuel Tsien as Independent Chairman

Jardine Cycle & Carriage Limited has announced the appointment of Mr. Samuel Tsien as the independent Chairman, effective 11th November 2025, succeeding Mr. John Witt. Mr. Tsien, a seasoned professional in the banking and capital markets industry, brings extensive leadership experience, including his previous role as Group CEO of OCBC and various other significant positions. His appointment is seen as a strategic move to enhance shareholder value through independent leadership.

The most recent analyst rating on (SG:C07) stock is a Buy with a S$30.00 price target. To see the full list of analyst forecasts on Jardine Cycle & Carriage stock, see the SG:C07 Stock Forecast page.

Astra International Reports Decline in First Half 2025 Earnings

Jardine Cycle & Carriage’s subsidiary, PT Astra International Tbk, operates in industries such as automotive, mining, financial services, infrastructure, and agribusiness. The company faced challenges in the first half of 2025, with earnings per share dropping by 4% due to lower coal prices and a weak national car market. Despite these difficulties, Astra saw improved performance in its motorcycle, components, financial services, infrastructure, and agribusiness sectors. The company remains focused on financial discipline and operational excellence while seeking long-term growth opportunities.