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Sezzle Inc. (SEZL)
NASDAQ:SEZL
US Market

Sezzle Inc. (SEZL) Ratios

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Sezzle Inc. Ratios

SEZL's free cash flow for Q1 2025 was $0.85. For the 2025 fiscal year, SEZL's free cash flow was decreased by $ and operating cash flow was $0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
1.72 1.12 1.72 2.06 2.53
Quick Ratio
1.67 1.12 1.67 2.03 2.53
Cash Ratio
0.69 0.36 0.69 0.72 1.23
Solvency Ratio
-0.23 0.04 -0.23 -0.55 -0.28
Operating Cash Flow Ratio
0.09 -0.14 0.09 -0.67 -0.28
Short-Term Operating Cash Flow Coverage
0.00 -0.27 0.00 0.00 0.00
Net Current Asset Value
$ 6.40M$ 18.49M$ 6.40M$ 25.86M$ 58.85M
Leverage Ratios
Debt-to-Assets Ratio
0.37 0.45 0.37 0.35 0.24
Debt-to-Equity Ratio
7.25 4.33 7.25 2.07 0.69
Debt-to-Capital Ratio
0.88 0.81 0.88 0.67 0.41
Long-Term Debt-to-Capital Ratio
0.88 0.01 0.88 0.74 0.41
Financial Leverage Ratio
19.52 9.62 19.52 5.91 2.90
Debt Service Coverage Ratio
-3.33 0.22 -3.33 -13.12 -6.43
Interest Coverage Ratio
-3.52 1.39 -3.52 -13.03 -6.49
Debt to Market Cap
0.15 0.81 0.15 0.18 0.10
Interest Debt Per Share
13.36 3.28 13.36 11.75 9.27
Net Debt to EBITDA
0.15 1.14 0.15 -0.01 1.56
Profitability Margins
Gross Profit Margin
59.21%46.30%59.21%61.48%61.02%
EBIT Margin
-23.43%14.86%-23.43%-60.83%-47.73%
EBITDA Margin
-22.76%15.40%-22.76%-60.18%-47.00%
Operating Profit Margin
-24.14%13.93%-24.14%-59.81%-47.50%
Pretax Profit Margin
-30.28%4.84%-30.28%-65.42%-55.05%
Net Profit Margin
-30.34%4.45%-30.34%-65.47%-55.10%
Continuous Operations Profit Margin
-30.34%4.45%-30.34%-65.47%-55.10%
Net Income Per EBT
100.18%92.07%100.18%100.08%100.10%
EBT Per EBIT
125.44%34.73%125.44%109.37%115.89%
Return on Assets (ROA)
-22.07%3.34%-22.07%-46.42%-18.60%
Return on Equity (ROE)
-430.77%32.13%-430.77%-274.41%-54.03%
Return on Capital Employed (ROCE)
-41.31%87.48%-41.31%-81.79%-26.41%
Return on Invested Capital (ROIC)
-41.34%17.06%-41.34%-81.69%-26.40%
Return on Tangible Assets
-22.24%3.37%-22.24%-46.61%-18.66%
Earnings Yield
-8.63%6.09%-8.63%-17.58%-8.13%
Efficiency Ratios
Receivables Turnover
1.31 1.21 1.31 0.86 0.73
Payables Turnover
0.62 1.15 0.62 0.46 0.38
Inventory Turnover
10.81 0.00 10.81 18.21 0.00
Fixed Asset Turnover
340.93 160.24 340.93 167.04 112.89
Asset Turnover
0.73 0.75 0.73 0.71 0.34
Working Capital Turnover Ratio
1.64 3.44 1.64 1.23 0.77
Cash Conversion Cycle
-279.16 -13.37 -279.16 -350.59 -468.73
Days of Sales Outstanding
278.73 302.81 278.73 425.94 501.71
Days of Inventory Outstanding
33.76 0.00 33.76 20.04 0.00
Days of Payables Outstanding
591.65 316.18 591.65 796.57 970.44
Operating Cycle
312.49 302.81 312.49 445.98 501.71
Cash Flow Ratios
Operating Cash Flow Per Share
1.56 -0.75 1.56 -9.92 -3.86
Free Cash Flow Per Share
1.38 -0.79 1.38 -10.11 -3.98
CapEx Per Share
0.19 0.04 0.19 0.20 0.11
Free Cash Flow to Operating Cash Flow
0.88 1.05 0.88 1.02 1.03
Dividend Paid and CapEx Coverage Ratio
8.44 -18.81 8.44 -50.80 -33.76
Capital Expenditure Coverage Ratio
8.44 -18.81 8.44 -50.80 -33.76
Operating Cash Flow Coverage Ratio
0.13 -0.27 0.13 -0.92 -0.46
Operating Cash Flow to Sales Ratio
0.07 -0.16 0.07 -0.46 -0.32
Free Cash Flow Yield
1.70%-23.22%1.70%-12.47%-4.91%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
-11.59 16.42 -11.59 -5.69 -12.31
Price-to-Sales (P/S) Ratio
3.51 0.73 3.51 3.72 6.78
Price-to-Book (P/B) Ratio
49.91 5.27 49.91 15.61 6.65
Price-to-Free Cash Flow (P/FCF) Ratio
58.82 -4.31 58.82 -8.02 -20.38
Price-to-Operating Cash Flow Ratio
51.85 -4.54 51.85 -8.18 -20.98
Price-to-Earnings Growth (PEG) Ratio
0.23 -0.14 0.23 -0.05 -0.26
Price-to-Fair Value
49.91 5.27 49.91 15.61 6.65
Enterprise Value Multiple
-15.30 5.89 -15.30 -6.20 -12.87
Enterprise Value
437.19M 144.57M 437.19M 428.37M 355.67M
EV to EBITDA
-15.30 5.89 -15.30 -6.20 -12.87
EV to Sales
3.48 0.91 3.48 3.73 6.05
EV to Free Cash Flow
58.26 -5.34 58.26 -8.04 -18.18
EV to Operating Cash Flow
51.36 -5.63 51.36 -8.19 -18.72
Tangible Book Value Per Share
1.38 0.59 1.38 5.07 12.09
Shareholders’ Equity Per Share
1.62 0.65 1.62 5.20 12.19
Tax and Other Ratios
Effective Tax Rate
>-0.01 0.08 >-0.01 >-0.01 >-0.01
Revenue Per Share
23.07 4.68 23.07 21.78 11.96
Net Income Per Share
-7.00 0.21 -7.00 -14.26 -6.59
Tax Burden
1.00 0.92 1.00 1.00 1.00
Interest Burden
1.29 0.33 1.29 1.08 1.15
Research & Development to Revenue
0.02 <0.01 0.02 0.01 <0.01
SG&A to Revenue
0.13 0.05 0.13 0.14 0.06
Stock-Based Compensation to Revenue
0.08 0.04 0.08 0.12 0.12
Income Quality
-0.22 -3.62 -0.22 0.70 0.59
Currency in USD
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