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Sezzle Inc. (SEZL)
NASDAQ:SEZL
US Market
SEZL
Sezzle Inc.
RESEARCH TOOLSreports

Sezzle Inc. (SEZL) Ratios

1,157 Followers

Sezzle Inc. Ratios

SEZL's free cash flow for Q4 2025 was $1.06. For the 2025 fiscal year, SEZL's free cash flow was decreased by $ and operating cash flow was $0.43. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 3.92 3.92 2.44 1.12 1.72
Quick Ratio
 3.92 3.92 2.44 1.12 1.72
Cash Ratio
 0.71 0.71 0.69 0.36 0.69
Solvency Ratio
 0.58 0.58 0.38 0.04 -0.23
Operating Cash Flow Ratio
 2.34 2.34 0.39 -0.14 0.09
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.00 -0.27 0.00
Net Current Asset Value
$ 121.45M$ 121.45M$ 47.08M$ 18.49M$ 6.40M
Leverage Ratios
Debt-to-Assets Ratio
 0.35 0.35 0.35 0.45 0.37
Debt-to-Equity Ratio
 0.83 0.83 1.19 4.33 7.25
Debt-to-Capital Ratio
 0.45 0.45 0.54 0.81 0.88
Long-Term Debt-to-Capital Ratio
 0.45 0.45 0.54 0.01 0.88
Financial Leverage Ratio
 2.36 2.36 3.40 9.62 19.52
Debt Service Coverage Ratio
 10.31 10.58 6.78 0.22 -3.33
Interest Coverage Ratio
 12.61 12.61 5.98 1.39 -3.31
Debt to Market Cap
 0.06 0.07 0.07 0.81 45.16
Interest Debt Per Share
 4.56 4.56 3.31 3.28 2.23
Net Debt to EBITDA
 0.44 0.43 0.39 1.14 0.15
Profitability Margins
Gross Profit Margin
85.35%85.35%61.96%46.30%26.74%
EBIT Margin
38.42%39.26%29.90%14.86%-23.43%
EBITDA Margin
38.72%39.56%30.26%15.40%-22.76%
Operating Profit Margin
39.26%39.26%30.33%13.93%-22.64%
Pretax Profit Margin
36.18%36.18%24.83%4.84%-30.28%
Net Profit Margin
29.57%29.57%28.96%4.45%-30.34%
Continuous Operations Profit Margin
29.57%29.57%28.96%4.45%-30.34%
Net Income Per EBT
81.73%81.73%116.65%92.07%100.18%
EBT Per EBIT
92.14%92.14%81.85%34.73%133.73%
Return on Assets (ROA)
33.26%33.26%26.32%3.34%-22.07%
Return on Equity (ROE)
91.62%78.40%89.40%32.13%-430.77%
Return on Capital Employed (ROCE)
56.94%56.94%42.68%87.48%-38.75%
Return on Invested Capital (ROIC)
46.54%46.54%42.66%17.06%-38.71%
Return on Tangible Assets
33.54%33.54%26.53%3.37%-22.24%
Earnings Yield
5.65%6.18%5.13%6.09%-2686.95%
Efficiency Ratios
Receivables Turnover
 1.77 1.77 1.61 1.21 1.31
Payables Turnover
 1.17 1.17 1.50 1.15 1.11
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 677.11 677.11 338.73 160.24 1.45K
Asset Turnover
 1.13 1.13 0.91 0.75 0.73
Working Capital Turnover Ratio
 1.81 2.18 3.12 3.44 1.36
Cash Conversion Cycle
 -105.33 -105.33 -17.67 -13.37 -50.67
Days of Sales Outstanding
 206.62 206.62 226.42 302.81 278.73
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 311.95 311.95 244.09 316.18 329.40
Operating Cycle
 206.62 206.62 226.42 302.81 278.73
Cash Flow Ratios
Operating Cash Flow Per Share
 6.19 6.19 1.14 -0.75 0.26
Free Cash Flow Per Share
 6.14 6.14 1.10 -0.79 0.23
CapEx Per Share
 0.05 0.05 0.04 0.04 0.03
Free Cash Flow to Operating Cash Flow
 0.99 0.99 0.96 1.05 0.88
Dividend Paid and CapEx Coverage Ratio
 135.60 135.60 27.94 -18.81 8.44
Capital Expenditure Coverage Ratio
 135.60 135.60 27.94 -18.81 8.44
Operating Cash Flow Coverage Ratio
 1.49 1.49 0.39 -0.27 0.13
Operating Cash Flow to Sales Ratio
 0.47 0.47 0.15 -0.16 0.07
Free Cash Flow Yield
8.78%9.68%2.58%-23.22%529.28%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 16.87 16.17 19.48 16.42 -0.04
Price-to-Sales (P/S) Ratio
 5.02 4.78 5.64 0.73 0.01
Price-to-Book (P/B) Ratio
 13.23 12.68 17.42 5.27 0.16
Price-to-Free Cash Flow (P/FCF) Ratio
 10.86 10.33 38.79 -4.31 0.19
Price-to-Operating Cash Flow Ratio
 10.70 10.26 37.40 -4.54 0.17
Price-to-Earnings Growth (PEG) Ratio
 1.11 0.24 0.02 -0.14 <0.01
Price-to-Fair Value
 13.23 12.68 17.42 5.27 0.16
Enterprise Value Multiple
 13.42 12.51 19.03 5.89 0.10
Enterprise Value
 2.45B 2.23B 1.56B 144.59M -2.76M
EV to EBITDA
 14.05 12.51 19.03 5.89 0.10
EV to Sales
 5.44 4.95 5.76 0.91 -0.02
EV to Free Cash Flow
 11.76 10.70 39.59 -5.34 -0.37
EV to Operating Cash Flow
 11.67 10.62 38.18 -5.63 -0.32
Tangible Book Value Per Share
 4.91 4.91 2.38 0.59 0.23
Shareholders’ Equity Per Share
 5.01 5.01 2.45 0.65 0.27
Tax and Other Ratios
Effective Tax Rate
 0.18 0.18 -0.17 0.08 >-0.01
Revenue Per Share
 13.28 13.28 7.56 4.68 3.85
Net Income Per Share
 3.93 3.93 2.19 0.21 -1.17
Tax Burden
 0.82 0.82 1.17 0.92 1.00
Interest Burden
 0.94 0.92 0.83 0.33 1.29
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.11 0.11 0.08 0.05 0.13
Stock-Based Compensation to Revenue
 0.01 0.01 0.02 0.04 0.08
Income Quality
 1.58 1.58 0.52 -3.62 -0.22
Currency in USD