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TF Bank AB (SE:TFBANK)
:TFBANK
Sweden Market

TF Bank AB (TFBANK) Ratios

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TF Bank AB Ratios

SE:TFBANK's free cash flow for Q1 2025 was kr1.00. For the 2025 fiscal year, SE:TFBANK's free cash flow was decreased by kr and operating cash flow was kr-0.03. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
<0.01 0.27 2.00 45.62 31.77
Quick Ratio
<0.01 0.27 64.67 103.96 31.77
Cash Ratio
<0.01 <0.01 1.87 45.62 31.77
Solvency Ratio
0.03 0.02 0.02 0.03 0.02
Operating Cash Flow Ratio
-0.07 0.04 33.94 8.01 10.46
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
kr -22.19Bkr -16.04Bkr -16.55Bkr -10.68Bkr -8.04B
Leverage Ratios
Debt-to-Assets Ratio
0.00 0.03 0.01 0.02 0.03
Debt-to-Equity Ratio
0.00 0.34 0.16 0.18 0.27
Debt-to-Capital Ratio
0.00 0.25 0.14 0.15 0.21
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.14 0.15 0.21
Financial Leverage Ratio
9.04 12.53 10.58 9.36 9.43
Debt Service Coverage Ratio
-0.18 0.83 1.81 2.54 1.81
Interest Coverage Ratio
1.78 0.93 3.06 2.93 2.14
Debt to Market Cap
0.00 0.00 0.07 0.05 0.16
Interest Debt Per Share
39.32 55.77 22.50 17.30 19.32
Net Debt to EBITDA
0.00 1.11 0.46 -2.70 -2.84
Profitability Margins
Gross Profit Margin
101.05%197.50%100.00%100.00%100.00%
EBIT Margin
-2.83%37.99%31.33%33.88%30.38%
EBITDA Margin
0.00%42.50%34.02%36.63%32.77%
Operating Profit Margin
62.35%37.99%46.33%33.88%30.43%
Pretax Profit Margin
32.65%37.99%31.21%33.88%30.43%
Net Profit Margin
26.20%29.58%24.62%26.64%23.45%
Continuous Operations Profit Margin
26.20%29.58%24.62%26.64%23.45%
Net Income Per EBT
80.25%77.85%78.91%78.63%77.05%
EBT Per EBIT
52.38%100.00%67.36%100.00%100.00%
Return on Assets (ROA)
2.52%1.66%1.87%2.07%1.98%
Return on Equity (ROE)
22.81%20.76%19.74%19.38%18.71%
Return on Capital Employed (ROCE)
44.97%17.40%3.52%2.64%2.58%
Return on Invested Capital (ROIC)
36.09%8.06%25.56%16.74%16.12%
Return on Tangible Assets
2.53%1.66%1.88%2.08%2.00%
Earnings Yield
8.06%10.83%9.02%5.62%10.86%
Efficiency Ratios
Receivables Turnover
586.41 38.82 348.65 0.00 0.00
Payables Turnover
-0.10 -119.18 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
33.81 22.35 351.65 385.53 58.07
Asset Turnover
0.10 0.06 0.08 0.08 0.08
Working Capital Turnover Ratio
-0.13 -0.18 2.16 0.90 1.21
Cash Conversion Cycle
3.59K 12.46 1.05 0.00 0.00
Days of Sales Outstanding
0.62 9.40 1.05 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
-3.59K -3.06 0.00 0.00 0.00
Operating Cycle
0.62 9.40 1.05 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
-72.08 39.67 48.73 10.48 16.82
Free Cash Flow Per Share
-76.00 35.41 46.50 8.75 15.63
CapEx Per Share
3.92 2.52 2.22 1.72 1.19
Free Cash Flow to Operating Cash Flow
1.05 0.89 0.95 0.84 0.93
Dividend Paid and CapEx Coverage Ratio
-18.39 11.53 15.11 3.85 11.12
Capital Expenditure Coverage Ratio
-18.39 15.76 21.91 6.09 14.15
Operating Cash Flow Coverage Ratio
0.00 1.31 3.83 0.90 1.24
Operating Cash Flow to Sales Ratio
-0.64 0.64 0.75 0.22 0.42
Free Cash Flow Yield
-20.82%20.78%26.33%3.81%18.01%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
12.41 9.24 11.09 17.80 9.21
Price-to-Sales (P/S) Ratio
3.25 2.73 2.73 4.74 2.16
Price-to-Book (P/B) Ratio
2.83 1.92 2.19 3.45 1.72
Price-to-Free Cash Flow (P/FCF) Ratio
-4.80 4.81 3.80 26.21 5.55
Price-to-Operating Cash Flow Ratio
-5.06 4.30 3.62 21.91 5.16
Price-to-Earnings Growth (PEG) Ratio
0.21 0.62 0.51 0.47 -1.02
Price-to-Fair Value
2.83 1.92 2.19 3.45 1.72
Enterprise Value Multiple
0.00 7.54 8.48 10.24 3.74
Enterprise Value
7.83B 4.30B 4.01B 3.90B 1.06B
EV to EBITDA
0.00 7.54 8.48 10.24 3.74
EV to Sales
3.24 3.20 2.89 3.75 1.23
EV to Free Cash Flow
-4.79 5.64 4.01 20.74 3.16
EV to Operating Cash Flow
-5.05 5.04 3.83 17.33 2.93
Tangible Book Value Per Share
123.49 95.58 76.24 62.75 46.93
Shareholders’ Equity Per Share
128.96 88.88 80.69 66.54 50.40
Tax and Other Ratios
Effective Tax Rate
0.20 0.22 0.21 0.21 0.23
Revenue Per Share
112.24 62.38 64.69 48.40 40.21
Net Income Per Share
29.41 18.45 15.93 12.89 9.43
Tax Burden
0.80 0.78 0.79 0.79 0.77
Interest Burden
-11.52 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.17 0.53 0.19 0.18 0.16
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
-2.57 1.67 2.41 0.64 1.37
Currency in SEK
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