SunCar Technology Group (SDA)
NASDAQ:SDA
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SDA Stock Chart & Stats
$1.97
$0.06(0.65%)
At close: 4:00 PM EST
$1.97
$0.06(0.65%)
Day’s Range― - ―
52-Week Range$0.47 - $2.93
Previous CloseN/A
Volume295.03K
Average Volume (3M)84.35K
Market Cap
$78.98M
Enterprise Value$154.64M
Total Cash (Recent Filing)$35.33M
Total Debt (Recent Filing)$85.49M
Price to Earnings (P/E)―
Beta0.39
Next Earnings
Sep 24, 2026EPS Estimate
0.03Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.03
Shares Outstanding55,969,795
10 Day Avg. Volume87,751
30 Day Avg. Volume84,349
Financial Highlights & Ratios
PEG Ratio0.55
Price to Book (P/B)6.34
Price to Sales (P/S)0.42
P/FCF Ratio38.64
Enterprise Value/Market Cap1.96
Enterprise Value/Revenue0.30
Enterprise Value/Gross Profit2.47
Enterprise Value/Ebitda9.47
Forecast
1Y Price Target
$5.00Price Target Upside153.81% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.13
Revenue Forecast (FY)$563.45M
Bulls Say, Bears Say
Bulls Say
Revenue & Strategic PartnershipsRecord 2025 revenue and expanded enterprise partnerships indicate durable demand and stronger distribution in auto eInsurance and services. Strategic AI and banking deals (ByteDance, Agricultural Bank) and the Jiayi acquisition expand higher‑margin, platformed offerings, supporting revenue diversification and lasting market positioning.
Positive Free Cash FlowConsistent positive operating and free cash flow demonstrates the business can generate internal liquidity to fund operations and select investments. Even modest versus revenue, durable FCF reduces reliance on external financing and provides flexibility to invest in AI initiatives and partnerships over the medium term.
Improving Operating ProfitabilityTransition to positive EBIT/EBITDA reflects sustainable operating improvements from cost discipline and a shifting revenue mix toward higher‑margin insurance and tech services. Sustained operating profitability increases resilience and the potential for scalable margins as embedded insurance volumes and tech monetization grow.
Bears Say
Elevated LeverageHigh debt-to-equity and negative ROE indicate capital structure stress and limited equity cushion. Elevated leverage raises refinancing and interest‑rate vulnerability, reduces financial flexibility for M&A or capex, and increases the risk that cyclical shocks or higher rates could impair long‑term strategic initiatives.
Thin MarginsLow gross margins and a small net loss leave little buffer against cost inflation, competitive price pressure, or claims volatility in insurance lines. Even with positive EBITDA, sustained thin margins constrain reinvestment capacity and make durable profitability sensitive to modest adverse changes in pricing or expense mix.
Short-term Liquidity PressureRising short‑term borrowings and reduced cash balances increase liquidity risk and create potential maturity mismatch. If working capital swings or growth demands rise, the company may face tighter funding conditions and higher financing costs, constraining durable operational flexibility over the next several months.
SunCar Technology Group News
SDA FAQ
What was SunCar Technology Group’s price range in the past 12 months?
SunCar Technology Group lowest stock price was $0.47 and its highest was $2.93 in the past 12 months.
What is SunCar Technology Group’s market cap?
SunCar Technology Group’s market cap is $78.98M.
When is SunCar Technology Group’s upcoming earnings report date?
SunCar Technology Group’s upcoming earnings report date is Sep 24, 2026 which is in 98 days.
How were SunCar Technology Group’s earnings last quarter?
Currently, no data Available
Is SunCar Technology Group overvalued?
According to Wall Street analysts SunCar Technology Group’s price is currently Undervalued.
Does SunCar Technology Group pay dividends?
SunCar Technology Group does not currently pay dividends.
What is SunCar Technology Group’s EPS estimate?
SunCar Technology Group’s EPS estimate is 0.03.
How many shares outstanding does SunCar Technology Group have?
SunCar Technology Group has 55,969,795 shares outstanding.
What happened to SunCar Technology Group’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of SunCar Technology Group?
Currently, no hedge funds are holding shares in SDA
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SunCar Technology Group Stock Smart Score
Underperform
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$5.00 (153.81% Upside)
$5.00 (153.81% Upside)
Blogger Sentiment
Bullish
SDA Sentiment 100%
Sector Average 66%
Sector Average 66%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-77.86%
12-Months-Change
Fundamentals
Return on Equity
-9.56%
Trailing 12-Months
Asset Growth
-5.98%
Trailing 12-Months
Company Description
SunCar Technology Group
SunCar Technology Group Inc. (SDA) is a Chinese enterprise that, through its subsidiaries, delivers integrated digital solutions for automotive after-sales support and online insurance brokerage. Its comprehensive operations are divided into three distinct segments: The Insurance Intermediation Business segment focuses on facilitating both traditional vehicle insurance renewals and specialized coverage for new energy vehicles (NEVs). Meanwhile, the Automotive After-Sales Business provides essential post-sales services to a diverse clientele, including banking institutions, insurance companies, and other corporate clients. Lastly, the Technology Business segment develops and offers auto insurance Software-as-a-Service (SaaS) products, alongside various other technical support services. Established in Shanghai, China, in 2007, SunCar Technology Group Inc. maintains its headquarters there.
SDA Stock 12 Month Forecast
Average Price Target
$5.00
▲(153.81% Upside)
Technical Analysis
Ownership Overview
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Insiders
0.06% Mutual Funds
0.22% Other Institutional Investors
99.71% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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