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Root (ROOT)
NASDAQ:ROOT
Earnings Data
Report Date
Feb 25, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
-0.11Last Year’s EPS
1.42Same Quarter Last Year
Moderate Buy
Based on 4 Analysts Ratings
Earnings Call Summary
Q3 2025
Earnings Call Date:Nov 05, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call highlighted significant achievements such as record policies and revenue, innovative pricing algorithms, and strong growth in both direct and partnership channels. However, challenges included a net loss driven by a noncash expense, expected seasonal impacts on the loss ratio, and continued competitive pressures. Overall, the achievements and growth potential were emphasized, though challenges remain.Company Guidance
Record Policies and Revenue
The third quarter was a record quarter for policies in force and revenue, driven by growth in both direct and partnership distribution channels.
Innovative Pricing Algorithms
Deployment of a new pricing algorithm improved customer LTVs by 20% on average, and a new UBI model improved predictive power by 10%.
Partnership Channel Growth
New writings in the partnership channel more than tripled year-over-year from independent agents, with this channel now representing 50% of partnership distribution.
Strong Capital Position
Root maintains a strong capital position with $309 million in unencumbered capital and continued excess capital across insurance subsidiaries.
Growth in Direct and Partnership Channels
Despite increased competition, new writings in the direct channel increased sequentially by high single digits, and continued acceleration in policies in force growth is expected.
ROOT Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
ROOT Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 05, 2025 | $88.82 | $81.01 | -8.79% |
Aug 06, 2025 | $122.55 | $90.23 | -26.37% |
May 07, 2025 | $139.93 | $141.49 | +1.11% |
Feb 26, 2025 | $98.71 | $123.95 | +25.57% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Root (ROOT) report earnings?
Root (ROOT) is schdueled to report earning on Feb 25, 2026, After Close (Confirmed).
What is Root (ROOT) earnings time?
Root (ROOT) earnings time is at Feb 25, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is ROOT EPS forecast?
ROOT EPS forecast for the fiscal quarter 2025 (Q4) is -0.11.