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RLI Corp (RLI)
NYSE:RLI
US Market

RLI (RLI) Ratios

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RLI Ratios

RLI's free cash flow for Q4 2025 was $0.34. For the 2025 fiscal year, RLI's free cash flow was decreased by $ and operating cash flow was $0.27. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
1.33 1.33 0.79 0.00 0.00
Quick Ratio
1.33 1.33 0.79 0.00 0.00
Cash Ratio
0.40 0.40 0.27 0.00 0.00
Solvency Ratio
0.09 0.09 0.09 0.08 0.16
Operating Cash Flow Ratio
4.73 4.73 3.85 0.00 0.00
Short-Term Operating Cash Flow Coverage
6.14 6.14 5.60 4.64 1.25
Net Current Asset Value
$ -4.21B$ -4.21B$ -3.99B$ -3.77B$ -3.59B
Leverage Ratios
Debt-to-Assets Ratio
0.02 0.02 0.02 0.04 0.08
Debt-to-Equity Ratio
0.06 0.06 0.07 0.14 0.34
Debt-to-Capital Ratio
0.05 0.05 0.06 0.12 0.25
Long-Term Debt-to-Capital Ratio
0.00 0.00 0.00 0.07 0.15
Financial Leverage Ratio
3.47 3.47 3.70 3.66 4.05
Debt Service Coverage Ratio
3.98 4.06 3.38 2.99 2.88
Interest Coverage Ratio
96.73 96.73 67.53 51.67 89.56
Debt to Market Cap
0.02 0.02 0.01 0.03 0.07
Interest Debt Per Share
1.14 1.14 1.16 2.27 4.49
Net Debt to EBITDA
0.09 0.09 0.14 0.42 0.51
Profitability Margins
Gross Profit Margin
29.82%29.82%25.68%25.85%43.10%
EBIT Margin
27.75%27.75%24.51%25.43%42.92%
EBITDA Margin
27.75%28.18%24.94%26.00%43.39%
Operating Profit Margin
27.53%27.53%24.15%24.95%42.44%
Pretax Profit Margin
26.88%26.88%24.15%24.95%42.44%
Net Profit Margin
21.43%21.43%19.53%20.15%34.36%
Continuous Operations Profit Margin
21.43%21.43%19.53%20.15%34.36%
Net Income Per EBT
79.71%79.71%80.87%80.74%80.95%
EBT Per EBIT
97.63%97.63%100.00%100.00%100.00%
Return on Assets (ROA)
6.55%6.55%6.14%5.88%12.24%
Return on Equity (ROE)
23.08%22.68%22.72%21.55%49.55%
Return on Capital Employed (ROCE)
8.59%8.59%7.80%7.28%15.12%
Return on Invested Capital (ROIC)
174.54%174.54%208.29%304.61%291.91%
Return on Tangible Assets
6.60%6.60%6.20%5.94%12.38%
Earnings Yield
7.55%6.84%4.58%5.01%9.80%
Efficiency Ratios
Receivables Turnover
8.87 8.87 7.68 1.55 1.83
Payables Turnover
32.55 32.55 29.45 15.68 15.81
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
46.21 46.21 41.01 32.37 34.25
Asset Turnover
0.31 0.31 0.31 0.29 0.36
Working Capital Turnover Ratio
11.53 322.39 -115.24 0.00 0.00
Cash Conversion Cycle
29.94 29.94 35.13 212.95 176.74
Days of Sales Outstanding
41.15 41.15 47.53 236.23 199.82
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
11.21 11.21 12.39 23.28 23.08
Operating Cycle
41.15 41.15 47.53 236.23 199.82
Cash Flow Ratios
Operating Cash Flow Per Share
6.66 6.66 6.12 5.09 2.76
Free Cash Flow Per Share
6.63 6.60 6.07 5.02 2.70
CapEx Per Share
0.03 0.06 0.05 0.06 0.06
Free Cash Flow to Operating Cash Flow
0.99 0.99 0.99 0.99 0.98
Dividend Paid and CapEx Coverage Ratio
2.51 2.49 2.33 3.18 0.68
Capital Expenditure Coverage Ratio
194.07 111.21 118.94 78.51 42.53
Operating Cash Flow Coverage Ratio
6.14 6.14 5.60 2.32 0.63
Operating Cash Flow to Sales Ratio
0.33 0.33 0.32 0.31 0.15
Free Cash Flow Yield
11.47%10.32%7.36%7.54%4.11%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
13.25 14.63 21.82 19.95 10.21
Price-to-Sales (P/S) Ratio
2.83 3.13 4.26 4.02 3.51
Price-to-Book (P/B) Ratio
3.01 3.32 4.96 4.30 5.06
Price-to-Free Cash Flow (P/FCF) Ratio
8.72 9.69 13.58 13.26 24.35
Price-to-Operating Cash Flow Ratio
8.70 9.61 13.47 13.09 23.78
Price-to-Earnings Growth (PEG) Ratio
0.94 0.92 1.66 -0.42 0.09
Price-to-Fair Value
3.01 3.32 4.96 4.30 5.06
Enterprise Value Multiple
10.29 11.21 17.22 15.87 8.60
Enterprise Value
5.38B 5.95B 7.60B 6.24B 6.33B
EV to EBITDA
10.29 11.21 17.22 15.87 8.60
EV to Sales
2.86 3.16 4.30 4.13 3.73
EV to Free Cash Flow
8.80 9.77 13.69 13.61 25.89
EV to Operating Cash Flow
8.75 9.69 13.57 13.44 25.29
Tangible Book Value Per Share
18.70 18.70 16.04 14.90 12.39
Shareholders’ Equity Per Share
19.28 19.28 16.63 15.49 12.98
Tax and Other Ratios
Effective Tax Rate
0.20 0.20 0.19 0.19 0.19
Revenue Per Share
20.41 20.41 19.34 16.56 18.71
Net Income Per Share
4.37 4.37 3.78 3.34 6.43
Tax Burden
0.80 0.80 0.81 0.81 0.81
Interest Burden
0.97 0.97 0.99 0.98 0.99
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.02 0.02 <0.01 0.01 <0.01
Stock-Based Compensation to Revenue
0.00 0.00 <0.01 <0.01 <0.01
Income Quality
6.74 1.52 1.62 1.52 0.43
Currency in USD