RLI Corp. reported solid underwriting profitability and growth in investment income, with a notable increase in book value per share and favorable reserve development. However, the company faced challenges with flat top line growth, increased competition in the Property segment, and pressures in the transportation sector.

Company Guidance -

Q3 2025

During the second quarter earnings call, RLI Corp. provided guidance emphasizing their strong financial performance and strategic focus. The company reported an impressive second quarter combined ratio of 84.5% and highlighted underwriting profitability across all segments. Despite flat top-line growth due to softening in the commercial property market, RLI maintained a solid 16% year-to-date growth in book value per share, inclusive of dividends, and a significant increase in net investment income. The call detailed a 16% rise in investment income and a 62% combined ratio for the Property segment, alongside a 96.5% combined ratio for Casualty. Surety saw a 7% premium growth with an 87.9% combined ratio. RLI's strategic approach involves being selective in wheels-based exposures by taking significant rates and leveraging strong underwriting practices to address legal system abuses. The company continues to prioritize profitability and long-term value creation over short-term results, taking a disciplined approach in adjusting strategy to evolving market conditions.

Underwriting Profitability

RLI achieved an 84.5% combined ratio in the second quarter, with underwriting profitability across all segments.

Investment Income Growth

Second quarter operating earnings were $0.84 per share, supported by a 16% increase in investment income.

Book Value Increase

Year-to-date, book value per share has grown 16%, inclusive of dividends.

Favorable Reserve Development

The company benefited from favorable development on prior year's reserves across all three segments, including $10 million in Property and $15.5 million in Casualty.

Surety Segment Growth

Surety's gross premium was up 7% over last year, with all subsegments experiencing growth.

Strong Cash Flow

Operating cash flow for Q2 totaled $175 million, up $33 million from last year.

RLI (RLI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

RLI Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 27, 2025	2025 (Q3)	0.56 / -	0.655	―	―	―
Jul 22, 2025	2025 (Q2)	0.79 / 0.84	0.86	-2.33% (-0.02)	―
Apr 23, 2025	2025 (Q1)	0.84 / 0.92	0.945	-2.65% (-0.02)	―
Jan 22, 2025	2024 (Q4)	0.52 / 0.41	0.77	-46.75% (-0.36)
Oct 21, 2024	2024 (Q3)	0.48 / 0.66	0.305	114.75% (+0.35)
Jul 22, 2024	2024 (Q2)	0.70 / 0.86	0.58	48.28% (+0.28)
Apr 22, 2024	2024 (Q1)	0.80 / 0.94	0.815	15.95% (+0.13)	―
Jan 24, 2024	2023 (Q4)	0.74 / 0.77	0.765	0.65% (<+0.01)
Oct 23, 2023	2023 (Q3)	0.04 / 0.30	0.25	22.00% (+0.05)
Jul 24, 2023	2023 (Q2)	0.59 / 0.58	0.745	-22.15% (-0.17)

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

RLI Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 22, 2025	$69.66	$69.17	-0.70%
Apr 23, 2025	$77.91	$75.06	-3.66%
Jan 22, 2025	$77.75	$71.46	-8.09%
Oct 21, 2024	$78.75	$77.32	-1.82%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does RLI Corp (RLI) report earnings?

RLI Corp (RLI) is schdueled to report earning on Oct 27, 2025, After Close (Confirmed).

What is RLI Corp (RLI) earnings time?

RLI Corp (RLI) earnings time is at Oct 27, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is RLI EPS forecast?

RLI EPS forecast for the fiscal quarter 2025 (Q3) is 0.56.

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