The earnings call highlighted strong financial and operational performance, driven by AI innovations and successful integration of Redfin. However, it acknowledged challenges in the housing market and an increase in expenses due to acquisitions. Overall, the sentiment was optimistic about future growth and integration successes.

Company Guidance -

Q3 2025

During the Rocket Companies, Inc. second quarter 2025 earnings call, the company provided a strong outlook with several key metrics. Adjusted revenue for the quarter reached $1.34 billion, surpassing the high end of their guidance, while net rate lock volume saw a year-over-year increase of 13%. The company served over 100,000 origination clients, marking a 19% year-over-year growth, with home equity loans being a significant driver. Adjusted EBITDA stood at $172 million, reflecting a 13% margin, and adjusted diluted EPS was reported at $0.04. Despite a tough housing market, Rocket saw purchase volume increase month-over-month from April to June, supported by affordability programs such as ONE+, RocketRentRewards, and seasonal promotions. Additionally, home equity loan volume nearly doubled year-over-year, setting new records. Looking forward, Rocket expects third-quarter adjusted revenue, including Redfin, to be between $1.600 billion and $1.750 billion, indicating a continuation of strong performance and strategic growth through acquisitions and AI-driven efficiencies.

Strong Second Quarter Performance

Adjusted revenue reached $1.34 billion, above the high end of guidance. Net rate lock volume increased by 13% year-over-year. Home equity loan volume nearly doubled year-over-year, hitting a new record.

AI-Powered Operational Efficiency

Introduced AI-powered communication and underwriting platforms, increasing daily refinance client follow-ups by nearly 20% and saving nearly 20,000 hours annually in operations.

Redfin Acquisition Integration

Redfin acquisition enhances platform with 50 million monthly consumers. Early integration results include a 30% higher likelihood of clients upgrading to verified approval letters.

Financial Discipline and Capital Position

Successfully issued $4 billion in unsecured bonds for Mr. Cooper's debt refinance. Total liquidity stood at $9.1 billion.

Rocket Companies (RKT) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

RKT Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Oct 30, 2025	2025 (Q3)	0.06 / -	0.08	―	―	―
Jul 31, 2025	2025 (Q2)	0.03 / 0.04	0.06	-33.33% (-0.02)
May 08, 2025	2025 (Q1)	0.04 / 0.04	0.04	0.00% (0.00)
Feb 27, 2025	2024 (Q4)	0.03 / 0.04	0	―
Nov 12, 2024	2024 (Q3)	0.08 / 0.08	0	―
Aug 01, 2024	2024 (Q2)	0.05 / 0.06	-0.02	400.00% (+0.08)
May 02, 2024	2024 (Q1)	<0.01 / 0.04	-0.06	166.67% (+0.10)
Feb 22, 2024	2023 (Q4)	-0.05 / 0.00	-0.1	―
Nov 02, 2023	2023 (Q3)	-0.02 / 0.00	-0.08	―
Aug 03, 2023	2023 (Q2)	-0.04 / -0.02	-0.03	33.33% (<+0.01)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

RKT Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jul 31, 2025	$14.77	$16.54	+11.98%
May 08, 2025	$11.65	$11.11	-4.64%
Feb 27, 2025	$12.14	$13.25	+9.14%
Nov 12, 2024	$14.70	$13.37	-9.05%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Rocket Companies Inc (RKT) report earnings?

Rocket Companies Inc (RKT) is schdueled to report earning on Oct 30, 2025, After Close (Confirmed).

What is Rocket Companies Inc (RKT) earnings time?

Rocket Companies Inc (RKT) earnings time is at Oct 30, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is RKT EPS forecast?

RKT EPS forecast for the fiscal quarter 2025 (Q3) is 0.06.

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