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mBank SA (PL:MBK)
:MBK
Poland Market

mBank SA (MBK) Stock Statistics & Valuation Metrics

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Total Valuation

mBank SA has a market cap or net worth of zł44.59B. The enterprise value is zł36.00B.
Market Capzł44.59B
Enterprise Valuezł36.00B

Share Statistics

mBank SA has 42,525,840 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding42,525,840
Owned by Insiders
Owned by Institutions

Financial Efficiency

mBank SA’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 7.55%.
Return on Equity (ROE)0.13
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)7.55%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee2.22M
Profits Per Employee389.89K
Employee Count7,627
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of mBank SA is 12.8. mBank SA’s PEG ratio is 0.00113.
PE Ratio12.8
PS Ratio1.37
PB Ratio1.31
Price to Fair Value1.31
Price to FCF-9.54
Price to Operating Cash Flow-2.65
PEG Ratio0.00113

Income Statement

In the last 12 months, mBank SA had revenue of 16.94B and earned 2.24B in profits. Earnings per share was 52.80.
Revenue16.94B
Gross Profit12.00B
Operating Income2.97B
Pretax Income2.97B
Net Income2.24B
EBITDA3.59B
Earnings Per Share (EPS)52.80

Cash Flow

In the last 12 months, operating cash flow was -5.04B and capital expenditures -900.69M, giving a free cash flow of -5.94B billion.
Operating Cash Flow-5.04B
Free Cash Flow-5.94B
Free Cash Flow per Share-139.67

Dividends & Yields

mBank SA pays an annual dividend of zł1.15, resulting in a dividend yield of ―
Dividend Per Sharezł1.15
Dividend Yield
Payout Ratio
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta1.44
52-Week Price Change91.33%
50-Day Moving Average1.04K
200-Day Moving Average902.67
Relative Strength Index (RSI)49.65
Average Volume (3m)19.82K

Important Dates

mBank SA upcoming earnings date is Feb 10, 2026, TBA (Confirmed).
Last Earnings DateOct 30, 2025
Next Earnings DateFeb 10, 2026
Ex-Dividend Date

Financial Position

mBank SA as a current ratio of 0.23, with Debt / Equity ratio of 91.27%
Current Ratio0.23
Quick Ratio0.23
Debt to Market Cap0.75
Net Debt to EBITDA0.00
Interest Coverage Ratio0.60

Taxes

In the past 12 months, mBank SA has paid 730.36M in taxes.
Income Tax730.36M
Effective Tax Rate0.25

Enterprise Valuation

mBank SA EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 0.48.
EV to Sales-0.07
EV to EBITDA0.00
EV to Free Cash Flow0.48
EV to Operating Cash Flow0.77

Balance Sheet

mBank SA has zł0.00 in cash and marketable securities with zł17.81B in debt, giving a net cash position of -zł19.66B billion.
Cash & Marketable Securitieszł0.00
Total Debtzł17.81B
Net Cash-zł19.66B
Net Cash Per Share-zł462.34
Tangible Book Value Per Sharezł372.15

Margins

Gross margin is 92.81%, with operating margin of 17.56%, and net profit margin of 13.24%.
Gross Margin92.81%
Operating Margin17.56%
Pretax Margin17.56%
Net Profit Margin13.24%
EBITDA Margin21.18%
EBIT Margin17.56%

Analyst Forecast

The average price target for mBank SA is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast
EPS Growth Forecast

Scores

Smart ScoreN/A
AI Score