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mBank SA (PL:MBK)
:MBK
Poland Market
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mBank SA (MBK) Stock Statistics & Valuation Metrics

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Total Valuation

mBank SA has a market cap or net worth of zł48.84B. The enterprise value is zł48.13B.
Market Capzł48.84B
Enterprise Valuezł48.13B

Share Statistics

mBank SA has 42,525,840 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding42,525,840
Owned by Insiders
Owned by Institutions0.02%

Financial Efficiency

mBank SA’s return on equity (ROE) is 0.17 and return on invested capital (ROIC) is 1.27%.
Return on Equity (ROE)0.17
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.27%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee1.91M
Profits Per Employee464.60K
Employee Count7,627
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of mBank SA is 12.0. mBank SA’s PEG ratio is 0.22.
PE Ratio12.0
PS Ratio3.09
PB Ratio2.11
Price to Fair Value2.11
Price to FCF24.30
Price to Operating Cash Flow11.18
PEG Ratio0.22

Income Statement

In the last 12 months, mBank SA had revenue of 14.60B and earned 3.54B in profits. Earnings per share was 83.35.
Revenue14.60B
Gross Profit9.28B
Operating Income5.02B
Pretax Income5.02B
Net Income3.54B
EBITDA5.02B
Earnings Per Share (EPS)83.35

Cash Flow

In the last 12 months, operating cash flow was 4.37B and capital expenditures -955.22M, giving a free cash flow of 3.41B billion.
Operating Cash Flow4.37B
Free Cash Flow3.41B
Free Cash Flow per Share80.30

Dividends & Yields

mBank SA pays an annual dividend of zł1.15, resulting in a dividend yield of ―
Dividend Per Sharezł1.15
Dividend Yield
Payout Ratio
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta1.42
52-Week Price Change38.71%
50-Day Moving Average1.08K
200-Day Moving Average997.96
Relative Strength Index (RSI)71.08
Average Volume (3m)19.82K

Important Dates

mBank SA upcoming earnings date is Aug 5, 2026, TBA (Confirmed).
Last Earnings DateMay 6, 2026
Next Earnings DateAug 5, 2026
Ex-Dividend Date

Financial Position

mBank SA as a current ratio of 16.10, with Debt / Equity ratio of 102.22%
Current Ratio16.10
Quick Ratio16.10
Debt to Market Cap0.46
Net Debt to EBITDA-3.74
Interest Coverage Ratio1.10

Taxes

In the past 12 months, mBank SA has paid 1.48B in taxes.
Income Tax1.48B
Effective Tax Rate0.29

Enterprise Valuation

mBank SA EV to EBITDA ratio is 5.25, with an EV/FCF ratio of 14.20.
EV to Sales1.81
EV to EBITDA5.25
EV to Free Cash Flow14.20
EV to Operating Cash Flow9.67

Balance Sheet

mBank SA has zł23.54B in cash and marketable securities with zł22.82B in debt, giving a net cash position of zł713.00M billion.
Cash & Marketable Securitieszł23.54B
Total Debtzł22.82B
Net Cashzł713.00M
Net Cash Per Sharezł16.77
Tangible Book Value Per Sharezł457.88

Margins

Gross margin is 69.26%, with operating margin of 34.39%, and net profit margin of 24.27%.
Gross Margin69.26%
Operating Margin34.39%
Pretax Margin34.39%
Net Profit Margin24.27%
EBITDA Margin34.39%
EBIT Margin34.39%

Analyst Forecast

The average price target for mBank SA is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast0.51%
EPS Growth Forecast41.03%

Scores

Smart ScoreN/A
AI Score