Education
About Us
Working with TipRanks
Follow Us
mBank SA (PL:MBK)
:MBK
Earnings Data
Report Date
Feb 10, 2026TBA (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
―Last Year’s EPS
23.17Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call presented a positive outlook with strong revenue and profit growth, significant loan portfolio expansion, and technological achievements. However, there are concerns regarding declining interest margins, increased operating costs, and a high effective tax rate. Overall, the positive aspects significantly outweigh the challenges.Company Guidance
Strong Revenue and Profit Growth
Revenues exceeded PLN 9.4 billion, a 5% increase year-on-year, with a net profit reaching PLN 2.5 billion, translating into a return on tangible equity of 20%.
Loan Portfolio Expansion
Core gross loans grew by 11% year-on-year, with mortgage loan sales reaching a record PLN 4.6 billion, up 24% quarter-on-quarter and 37% year-on-year.
Capital Strengthening
Successful PLN 400 million Tier 2 issuance and retained earnings significantly bolstered the capital base.
Market Share Growth
Increased market share in house loans, mortgage loans, household deposits, and enterprise loans, surpassing the 10% threshold in corporate deposits.
Technological Achievements
Recognized by Forrester's Technology Strategy Impact Awards '25 for technology transformation and introduced the first palm payment ring with health tracking.
Net Profit and Return on Equity
Net profit reached PLN 837 million, up 46% year-on-year, with an ROE of 16.4% and ROTE of 18.9%.
Risk Management Success
Legal risk costs related to FX mortgage loans dropped by over 50% year-on-year, and the number of court cases continues to decline.
PL:MBK Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
PL:MBK Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 30, 2025 | zł1044.00 | zł1017.50 | -2.54% |
Jul 31, 2025 | zł886.40 | zł888.60 | +0.25% |
Apr 30, 2025 | zł865.40 | zł823.00 | -4.90% |
Feb 06, 2025 | zł613.20 | zł654.40 | +6.72% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does mBank SA (PL:MBK) report earnings?
mBank SA (PL:MBK) is schdueled to report earning on Feb 10, 2026, TBA (Confirmed).
What is mBank SA (PL:MBK) earnings time?
mBank SA (PL:MBK) earnings time is at Feb 10, 2026, TBA (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of mBank SA stock?
The P/E ratio of mBank SA is N/A.
What is PL:MBK EPS forecast?
Currently, no data Available