tiprankstipranks
Trending News
More News >
mBank SA (PL:MBK)
:MBK
Poland Market

mBank SA (MBK) Ratios

Compare
0 Followers

mBank SA Ratios

PL:MBK's free cash flow for Q4 2025 was zł0.65. For the 2025 fiscal year, PL:MBK's free cash flow was decreased by zł and operating cash flow was zł0.33. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
12.46 16.10 0.23 0.24 0.14
Quick Ratio
12.46 16.10 0.23 0.24 0.14
Cash Ratio
11.18 11.18 0.22 0.23 0.13
Solvency Ratio
0.01 0.01 0.01 <0.01 >-0.01
Operating Cash Flow Ratio
-4.36 0.76 >-0.01 0.10 0.05
Short-Term Operating Cash Flow Coverage
-6.55 1.14 0.00 0.00 0.00
Net Current Asset Value
zł -213.70Bzł -200.59Bzł -182.30Bzł -167.92Bzł -172.45B
Leverage Ratios
Debt-to-Assets Ratio
0.08 0.08 0.07 0.07 0.07
Debt-to-Equity Ratio
1.00 1.00 0.98 1.21 1.19
Debt-to-Capital Ratio
0.50 0.50 0.50 0.55 0.54
Long-Term Debt-to-Capital Ratio
0.46 0.46 0.50 0.55 0.54
Financial Leverage Ratio
13.09 13.09 13.84 16.53 16.51
Debt Service Coverage Ratio
0.55 0.51 0.58 0.09 -0.06
Interest Coverage Ratio
1.10 1.10 0.60 0.16 -0.03
Debt to Market Cap
0.47 0.46 0.75 0.75 1.20
Interest Debt Per Share
612.56 612.74 527.41 534.77 434.38
Net Debt to EBITDA
-3.51 -3.74 -7.32 -17.55 -20.23
Profitability Margins
Gross Profit Margin
68.97%63.56%70.87%64.96%70.84%
EBIT Margin
31.14%34.39%17.56%5.71%-0.94%
EBITDA Margin
33.13%34.39%21.18%8.85%3.41%
Operating Profit Margin
31.14%34.39%17.56%5.71%-0.94%
Pretax Profit Margin
31.14%34.39%17.56%5.71%-0.94%
Net Profit Margin
21.97%24.27%13.24%0.14%-6.13%
Continuous Operations Profit Margin
21.97%24.27%13.25%0.14%-6.13%
Net Income Per EBT
70.58%70.58%75.44%2.48%650.53%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
1.26%1.26%0.91%0.01%-0.33%
Return on Equity (ROE)
17.74%16.55%12.63%0.18%-5.53%
Return on Capital Employed (ROCE)
1.81%1.81%6.64%2.36%-0.30%
Return on Invested Capital (ROIC)
8.12%1.27%5.01%0.06%-0.30%
Return on Tangible Assets
1.27%1.27%0.92%0.01%-0.34%
Earnings Yield
7.92%7.85%9.65%0.11%-5.60%
Efficiency Ratios
Receivables Turnover
227.29 205.80 7.87 7.30 6.55
Payables Turnover
3.28 3.48 3.58 4.36 2.66
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
11.33 10.26 11.59 11.47 7.72
Asset Turnover
0.06 0.05 0.07 0.07 0.05
Working Capital Turnover Ratio
0.78 -0.29 -0.11 -0.12 -0.08
Cash Conversion Cycle
-109.78 -102.98 -55.50 -33.74 -81.30
Days of Sales Outstanding
1.61 1.77 46.39 50.00 55.73
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
111.38 104.75 101.89 83.74 137.03
Operating Cycle
1.61 1.77 46.39 50.00 55.73
Cash Flow Ratios
Operating Cash Flow Per Share
-369.07 64.12 -36.11 462.06 188.34
Free Cash Flow Per Share
-389.51 43.68 -57.37 445.04 175.06
CapEx Per Share
20.44 20.44 21.26 17.03 13.28
Free Cash Flow to Operating Cash Flow
1.06 0.68 1.59 0.96 0.93
Dividend Paid and CapEx Coverage Ratio
-18.06 3.14 -1.70 27.14 14.18
Capital Expenditure Coverage Ratio
-18.06 3.14 -1.70 27.14 14.18
Operating Cash Flow Coverage Ratio
-0.73 0.13 -0.09 1.17 0.53
Operating Cash Flow to Sales Ratio
-0.97 0.19 -0.09 1.15 0.70
Free Cash Flow Yield
-37.01%4.11%-10.48%84.77%59.14%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
12.63 12.74 10.36 921.05 -17.86
Price-to-Sales (P/S) Ratio
2.78 3.09 1.37 1.30 1.10
Price-to-Book (P/B) Ratio
2.09 2.11 1.31 1.61 0.99
Price-to-Free Cash Flow (P/FCF) Ratio
-2.70 24.30 -9.54 1.18 1.69
Price-to-Operating Cash Flow Ratio
-2.85 16.55 -15.15 1.14 1.57
Price-to-Earnings Growth (PEG) Ratio
8.04 0.22 <0.01 -8.90 0.44
Price-to-Fair Value
2.09 2.11 1.31 1.61 0.99
Enterprise Value Multiple
4.86 5.25 -0.84 -2.81 11.90
Enterprise Value
25.99B 26.36B -3.02B -4.23B 4.65B
EV to EBITDA
4.86 5.25 -0.84 -2.81 11.90
EV to Sales
1.61 1.81 -0.18 -0.25 0.41
EV to Free Cash Flow
-1.57 14.20 1.24 -0.23 0.63
EV to Operating Cash Flow
-1.66 9.67 1.97 -0.22 0.58
Tangible Book Value Per Share
457.74 457.88 372.15 285.20 267.04
Shareholders’ Equity Per Share
503.42 503.58 418.21 325.48 299.81
Tax and Other Ratios
Effective Tax Rate
0.29 0.29 0.25 0.98 -5.50
Revenue Per Share
379.19 343.44 398.67 402.65 270.25
Net Income Per Share
83.32 83.35 52.80 0.57 -16.57
Tax Burden
0.71 0.71 0.75 0.02 6.51
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.07 0.12 0.03 0.02 0.05
Stock-Based Compensation to Revenue
0.00 0.00 0.00 0.00 0.00
Income Quality
-4.10 0.77 -0.52 20.09 -73.93
Currency in PLN