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PICS Stock Chart & Stats
$15.00
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Market closed
$15.00
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Day’s Range― - ―
52-Week Range$8.32 - $19.95
Previous CloseN/A
VolumeN/A
Average Volume (3M)N/A
Market Cap
$1.54B
Enterprise Value$6.88K
Total Cash (Recent Filing)$8.94B
Total Debt (Recent Filing)$764.85M
Price to Earnings (P/E)6.7
Beta3.77
Next Earnings
Oct 07, 2026EPS Estimate
0.4Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)9.08
Shares Outstanding43,135,918
10 Day Avg. VolumeN/A
30 Day Avg. VolumeN/A
Financial Highlights & Ratios
PEG Ratio0.03
Price to Book (P/B)3.48
Price to Sales (P/S)2.15
P/FCF Ratio-3.05
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$17.00Price Target Upside13.33% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering4
EPS Forecast (FY)1.47
Revenue Forecast (FY)$2.78B
Bulls Say, Bears Say
Bulls Say
High Gross And Net MarginsSustained gross margins near 83% indicate durable unit economics and pricing power in the software business. A ~17% reported net margin in 2025 shows the company can produce accounting profitability across cycles, supporting reinvestment and strategic flexibility.
Improved Leverage ProfileLeverage falling to ~0.22 from prior highs materially reduces refinancing and solvency risk, giving management more optionality for capex, M&A or working capital. A healthier balance sheet supports multi-quarter stability and lowers structural funding pressure.
Strong Return On EquityROE near 28% reflects efficient use of shareholders' equity and suggests the business historically converts capital into profits effectively. Persistent high ROE supports durable shareholder value creation if management sustains operational execution.
Bears Say
Deep Negative Cash FlowsVery negative operating and free cash flow in the latest period undermines quality of earnings and creates ongoing funding risk. Structural cash deficits force reliance on financing or equity issuance, constraining strategic investments and raising dilution or solvency concerns.
Sharp Revenue ContractionA ~28% top-line decline signals structural demand or execution issues that impair operating leverage. Sustained revenue volatility complicates planning, weakens competitive position and can erode margins over multiple quarters if recovery is slow.
Weak Operating Profitability Versus Gross MarginA large gap between ~83% gross margin and ~5% EBIT implies high operating costs or inefficiencies. Persistently low operating margins limit free cash generation and make earnings fragile, increasing dependence on one-off or non-cash items to report net income.
PicS N.V. Class A News
PICS FAQ
What was PicS N.V. Class A’s price range in the past 12 months?
PicS N.V. Class A lowest stock price was $8.32 and its highest was $19.95 in the past 12 months.
What is PicS N.V. Class A’s market cap?
PicS N.V. Class A’s market cap is $1.54B.
When is PicS N.V. Class A’s upcoming earnings report date?
PicS N.V. Class A’s upcoming earnings report date is Oct 07, 2026 which is in 74 days.
How were PicS N.V. Class A’s earnings last quarter?
PicS N.V. Class A released its earnings results on Jun 02, 2026. The company reported $0.257 earnings per share for the quarter, beating the consensus estimate of $0.226 by $0.031.
Is PicS N.V. Class A overvalued?
According to Wall Street analysts PicS N.V. Class A’s price is currently Undervalued.
Does PicS N.V. Class A pay dividends?
PicS N.V. Class A does not currently pay dividends.
What is PicS N.V. Class A’s EPS estimate?
PicS N.V. Class A’s EPS estimate is 0.4.
How many shares outstanding does PicS N.V. Class A have?
PicS N.V. Class A has 43,135,918 shares outstanding.
What happened to PicS N.V. Class A’s price movement after its last earnings report?
PicS N.V. Class A reported an EPS of $0.257 in its last earnings report, beating expectations of $0.226. Following the earnings report the stock price went down -19.158%.
Which hedge fund is a major shareholder of PicS N.V. Class A?
Currently, no hedge funds are holding shares in PICS
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PicS N.V. Class A Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$17.00 (13.33% Upside)
$17.00 (13.33% Upside)
Blogger Sentiment
Bullish
PICS Sentiment 67%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $1.7M over
the Last 3 Months
the Last 3 Months
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
73.28%
Trailing 12-Months
Company Description
PicS N.V. Class A
PicS N.V., a subsidiary of Jf International B.v. and formerly known as Picpay Holdings Netherlands B.V., is a prominent digital financial services provider based in São Paulo, Brazil. Established in 2012, the company offers a comprehensive digital wallet and mobile application designed for both individual consumers and businesses. For its individual users, PicS N.V. facilitates a wide array of transactional services. These include instant payments via Brazil's Pix system, peer-to-peer transfers within the PicPay ecosystem, convenient bill payment options, payroll portability, and even a global account feature. Furthermore, a dedicated payment assistant helps users consolidate, organize, and settle their various bills through a centralized hub. Beyond payments, PicS N.V. extends its financial product suite to include versatile multipurpose cards and a variety of lending solutions. These encompass personal loans, installment payment options, and specialized payroll loans tailored for public servants, retirees, pensioners, and formally employed workers. It also grants access to the FGTS annual birthday withdrawal program. The company further operates a digital insurance platform, distributing products like digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, and home insurance. Additionally, it caters to diverse investor profiles and financial objectives with a selection of investment products. For small and medium-sized businesses (SMEs), PicS N.V. provides a robust portfolio of services, including QR Code payment solutions, comprehensive banking services, and corporate benefits with salary advance options. The company also operates PicPay Shop, an integrated marketplace where consumers can purchase a variety of products and services, and PicPay Ads, an advertising platform that enables brands to engage with its active user base through contextually relevant placements within the application.
PICS Stock 12 Month Forecast
Average Price Target
$17.00
▲(13.33% Upside)
Ownership Overview
10.53% Insiders
1.61% Mutual Funds
13.42% Other Institutional Investors
73.51% Public Companies and
Individual Investors