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PAYP Stock Chart & Stats
$14.68
$0.31(2.12%)
At close: 4:00 PM EDT
$14.68
$0.31(2.12%)
Day’s Range― - ―
52-Week Range$12.07 - $24.89
Previous Close$14.95
Volume1.23M
Average Volume (3M)1.17M
Market Cap
$9.55B
Enterprise Value$11.69K
Total Cash (Recent Filing)$490.39B
Total Debt (Recent Filing)$766.00B
Price to Earnings (P/E)31.5
Beta-0.20
Next Earnings
May 13, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)77.78
Shares Outstanding668,625,400
10 Day Avg. Volume803,954
30 Day Avg. Volume1,167,911
Financial Highlights & Ratios
PEG Ratio0.00
Price to Book (P/B)5.45
Price to Sales (P/S)5.35
P/FCF Ratio7.51
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$23.14Price Target Upside57.65% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)0.8
Revenue Forecast (FY)$3.04B
Bulls Say, Bears Say
Bulls Say
Profitability & Cash-flow RecoveryPAYP's 2026 operating performance shows a durable earnings-quality improvement: net margin near 30% and free cash flow roughly matching net income indicate that profits are converting to cash. Sustained FCF supports reinvestment, deleveraging and funding of product expansion over the next 2–6 months.
Large Activated User Base And Network EffectsA ~42m MTU base with strong online GMV growth and rising card/lending activity establishes persistent network effects: more users and transactions increase TPV, merchant adoption and take-rates. This structural scale supports revenue durability and incremental monetization across payments and financial services.
Strategic Partnerships And Ecosystem ExpansionThe Seven & i alliance and planned T&D stake are structural moves that materially expand merchant reach and product distribution. Combining large offline traffic and insurance distribution can deepen monetization channels and diversify revenue streams, strengthening the platform's durable competitive position.
Bears Say
High Historical Leverage And Remaining Absolute DebtAlthough leverage improved, absolute debt remains elevated and past peaks above ~9x highlight cyclical funding risk. High debt can limit strategic flexibility, increase refinancing vulnerability and raise interest burden during stress, posing a durable constraint on investment and margin stability over the next 2–6 months.
Margin Pressure From Higher Funding CostsNarrowing interest and funding-cost margins are structural given higher policy rates and larger deposit balances. Compressed loan-versus-deposit spreads can persistently reduce net interest contribution from PayPay Bank and dampen overall adjusted-EBITDA margin, challenging margin sustainability in the medium term.
Regulatory, Integration And Data-governance ConstraintsMajor M&A and the Seven & i tie-up face multi-quarter regulatory approvals, integration work and user-consent/data-governance limits. These structural constraints slow realized synergies and monetization, creating sustained execution and timing risk for revenue diversification over the next 6–18 months.
PAYP FAQ
What was PayPay Corporation’s price range in the past 12 months?
PayPay Corporation lowest stock price was $12.07 and its highest was $24.89 in the past 12 months.
What is PayPay Corporation’s market cap?
PayPay Corporation’s market cap is $9.55B.
When is PayPay Corporation’s upcoming earnings report date?
PayPay Corporation’s upcoming earnings report date is May 13, 2027 which is in 263 days.
How were PayPay Corporation’s earnings last quarter?
PayPay Corporation released its earnings results on Jul 31, 2026. The company reported $0.17 earnings per share for the quarter, beating the consensus estimate of $0.165 by $0.005.
Is PayPay Corporation overvalued?
According to Wall Street analysts PayPay Corporation’s price is currently Undervalued.
Does PayPay Corporation pay dividends?
PayPay Corporation does not currently pay dividends.
What is PayPay Corporation’s EPS estimate?
PayPay Corporation’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does PayPay Corporation have?
PayPay Corporation has 668,625,400 shares outstanding.
What happened to PayPay Corporation’s price movement after its last earnings report?
PayPay Corporation reported an EPS of $0.17 in its last earnings report, beating expectations of $0.165. Following the earnings report the stock price went down -5.966%.
Which hedge fund is a major shareholder of PayPay Corporation?
Currently, no hedge funds are holding shares in PAYP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
PayPay Corporation Stock Smart Score
Outperform
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10
Analyst Consensus
Strong Buy
Average Price Target:
$23.14 (57.65% Upside)
$23.14 (57.65% Upside)
Blogger Sentiment
Neutral
PAYP Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 2.7M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 11.3%
Last 30 Days ▲ 15.6%
Last 30 Days ▲ 15.6%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Company Description
PayPay Corporation
PayPay Corporation is a leading Japanese financial technology firm that delivers a comprehensive digital finance platform. This platform offers a wide array of user-friendly payment solutions and various other financial services across Japan. The company's operations are strategically divided into two main segments: Payment and Financial Services. The Payment division is primarily responsible for facilitating transaction settlements and related functionalities, predominantly via its popular PayPay mobile application. Additionally, this segment provides credit options, including revolving credit, installment payment schemes, and instant cash advances. Conversely, the Financial Services division encompasses a diverse portfolio of offerings such as online banking, securities brokerage, investment services tied to PayPay Points, and comprehensive loan management. Its extensive suite of services covers numerous payment methods—from direct and balance-based payments to credit and linked account payments, utility bill and tax payments, and merchant acquiring services. On the financial side, it includes digital banking, deposit accounts and remittance, various lending products, securities trading (including digital securities, app-based investment, automated investing, and CFD trading), foreign exchange transactions, and sophisticated asset and loan management capabilities, often integrated with its proprietary credit engine. Beyond its core financial offerings, PayPay also provides additional value-added services for both individual users and business clients, such as insurance products and marketing solutions for merchants. All these services are offered under the widely recognized PayPay brand. Founded in 2018, PayPay Corporation is headquartered in Shinjuku, Japan.
PAYP Stock 12 Month Forecast
Average Price Target
$23.14
▲(57.65% Upside)
Ownership Overview
0.01% Insiders
0.05% Mutual Funds
2.36% Other Institutional Investors
97.51% Public Companies and
Individual Investors