Payoneer (PAYO) Ratios

1,079 Followers

Payoneer Ratios

PAYO's free cash flow for Q1 2026 was $0.79. For the 2026 fiscal year, PAYO's free cash flow was decreased by $ and operating cash flow was $0.12. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	1.00	1.00	1.00	1.09	1.08
Quick Ratio	1.00	1.00	1.00	1.09	1.08
Cash Ratio	0.04	0.05	0.07	0.09	0.09
Solvency Ratio	0.02	0.02	0.02	0.02	>-0.01
Operating Cash Flow Ratio	0.03	0.03	0.02	0.02	0.01
Short-Term Operating Cash Flow Coverage	0.00	0.00	0.00	0.00	0.00
Net Current Asset Value	$ -215.46M	$ -141.25M	$ -105.95M	$ 489.88M	$ 421.71M
Leverage Ratios
Debt-to-Assets Ratio	<0.01	<0.01	<0.01	<0.01	<0.01
Debt-to-Equity Ratio	0.12	0.10	0.03	0.07	0.06
Debt-to-Capital Ratio	0.11	0.09	0.03	0.06	0.05
Long-Term Debt-to-Capital Ratio	0.00	0.00	0.00	0.03	0.03
Financial Leverage Ratio	13.05	12.71	10.94	10.96	12.09
Debt Service Coverage Ratio	29.99	0.00	0.00	0.00	0.64
Interest Coverage Ratio	23.37	0.00	0.00	0.00	-2.19
Debt to Market Cap	0.00	0.00	0.00	<0.01	<0.01
Interest Debt Per Share	0.25	0.20	0.06	0.12	0.12
Net Debt to EBITDA	-1.25	-1.89	-3.21	-4.08	-25.57
Profitability Margins
Gross Profit Margin	81.31%	78.07%	84.44%	85.29%	82.45%
EBIT Margin	11.79%	10.98%	14.26%	15.95%	1.87%
EBITDA Margin	19.51%	17.21%	15.15%	16.92%	3.19%
Operating Profit Margin	11.93%	11.84%	15.24%	12.47%	-3.54%
Pretax Profit Margin	10.96%	10.98%	14.26%	15.95%	0.26%
Net Profit Margin	6.76%	6.95%	12.39%	11.23%	-1.91%
Continuous Operations Profit Margin	6.76%	6.95%	12.39%	11.23%	-1.91%
Net Income Per EBT	61.68%	63.32%	86.87%	70.42%	-740.72%
EBT Per EBIT	91.89%	92.72%	93.59%	127.92%	-7.27%
Return on Assets (ROA)	0.84%	0.82%	1.53%	1.28%	-0.18%
Return on Equity (ROE)	10.01%	10.39%	16.72%	14.05%	-2.20%
Return on Capital Employed (ROCE)	15.23%	14.28%	18.65%	13.98%	-3.60%
Return on Invested Capital (ROIC)	9.32%	8.97%	16.08%	9.75%	26.31%
Return on Tangible Assets	0.87%	0.84%	1.56%	1.30%	-0.18%
Earnings Yield	4.23%	3.61%	3.37%	4.95%	-0.63%
Efficiency Ratios
Receivables Turnover	12.98	10.77	10.53	12.53	10.26
Payables Turnover	4.77	5.18	4.08	3.60	2.65
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	10.32	11.12	27.58	20.60	21.17
Asset Turnover	0.12	0.12	0.12	0.11	0.10
Working Capital Turnover Ratio	-190.69	-496.83	3.65	1.57	1.31
Cash Conversion Cycle	-48.37	-36.63	-54.86	-72.18	-102.13
Days of Sales Outstanding	28.11	33.90	34.66	29.12	35.59
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	76.48	70.53	89.51	101.30	137.72
Operating Cycle	28.11	33.90	34.66	29.12	35.59
Cash Flow Ratios
Operating Cash Flow Per Share	0.67	0.65	0.49	0.44	0.24
Free Cash Flow Per Share	0.62	0.57	0.33	0.31	0.16
CapEx Per Share	0.05	0.07	0.17	0.13	0.08
Free Cash Flow to Operating Cash Flow	0.93	0.88	0.66	0.70	0.66
Dividend Paid and CapEx Coverage Ratio	14.27	8.69	2.93	3.34	2.91
Capital Expenditure Coverage Ratio	14.27	8.69	2.93	3.34	2.91
Operating Cash Flow Coverage Ratio	2.89	3.23	8.28	3.67	2.71
Operating Cash Flow to Sales Ratio	0.22	0.22	0.18	0.19	0.13
Free Cash Flow Yield	13.02%	10.18%	3.24%	5.93%	2.90%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	23.63	27.73	29.69	20.19	-159.05
Price-to-Sales (P/S) Ratio	1.55	1.93	3.68	2.27	3.03
Price-to-Book (P/B) Ratio	2.59	2.88	4.96	2.84	3.49
Price-to-Free Cash Flow (P/FCF) Ratio	7.68	9.82	30.87	16.87	34.53
Price-to-Operating Cash Flow Ratio	7.37	8.69	20.34	11.81	22.68
Price-to-Earnings Growth (PEG) Ratio	-0.63	-0.67	0.97	-0.02	1.92
Price-to-Fair Value	2.59	2.88	4.96	2.84	3.49
Enterprise Value Multiple	6.69	9.31	21.07	9.32	69.46
Enterprise Value	1.39B	1.69B	3.12B	1.31B	1.39B
EV to EBITDA	6.69	9.31	21.07	9.32	69.46
EV to Sales	1.31	1.60	3.19	1.58	2.22
EV to Free Cash Flow	6.47	8.16	26.79	11.73	25.24
EV to Operating Cash Flow	6.02	7.22	17.64	8.22	16.57
Tangible Book Value Per Share	1.04	1.16	1.52	1.57	1.38
Shareholders’ Equity Per Share	1.91	1.95	2.02	1.84	1.57
Tax and Other Ratios
Effective Tax Rate	0.38	0.37	0.13	0.30	8.41
Revenue Per Share	3.09	2.91	2.73	2.30	1.80
Net Income Per Share	0.21	0.20	0.34	0.26	-0.03
Tax Burden	0.62	0.63	0.87	0.70	-7.41
Interest Burden	0.93	1.00	1.00	1.00	0.14
Research & Development to Revenue	0.15	0.15	0.14	0.14	0.18
SG&A to Revenue	0.36	0.36	0.36	0.12	0.15
Stock-Based Compensation to Revenue	0.07	0.07	0.07	0.08	0.08
Income Quality	3.21	3.19	1.46	1.71	-7.01

Currency in USD