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Paymentus Holdings, Inc. (PAY)
NYSE:PAY
US Market
PAY
Paymentus Holdings
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Paymentus Holdings (PAY) Ratios

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Paymentus Holdings Ratios

PAY's free cash flow for Q1 2026 was $0.24. For the 2026 fiscal year, PAY's free cash flow was decreased by $ and operating cash flow was $0.07. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 4.41 4.46 4.24 4.31 4.45
Quick Ratio
 4.41 4.46 4.24 4.31 4.45
Cash Ratio
 3.20 3.28 2.52 2.86 2.86
Solvency Ratio
 0.99 1.00 0.89 0.70 0.14
Operating Cash Flow Ratio
 1.33 1.64 0.78 1.10 0.39
Short-Term Operating Cash Flow Coverage
 59.72 70.67 0.00 0.00 0.00
Net Current Asset Value
$ 357.39M$ 333.83M$ 254.99M$ 195.10M$ 164.60M
Leverage Ratios
Debt-to-Assets Ratio
 <0.01 0.02 0.01 0.02 0.03
Debt-to-Equity Ratio
 0.01 0.02 0.02 0.02 0.03
Debt-to-Capital Ratio
 0.01 0.02 0.02 0.02 0.03
Long-Term Debt-to-Capital Ratio
 <0.01 <0.01 0.00 0.00 0.00
Financial Leverage Ratio
 1.20 1.19 1.19 1.18 1.16
Debt Service Coverage Ratio
 45.89 42.83 0.00 0.00 0.00
Interest Coverage Ratio
 0.00 0.00 0.00 0.00 0.00
Debt to Market Cap
 <0.01 <0.01 0.00 0.00 0.00
Interest Debt Per Share
 0.05 0.09 0.07 0.09 0.10
Net Debt to EBITDA
 -2.55 -2.69 -2.43 -3.47 -21.09
Profitability Margins
Gross Profit Margin
24.74%24.77%27.32%29.67%30.12%
EBIT Margin
7.16%6.31%5.15%2.94%-0.60%
EBITDA Margin
10.30%9.74%9.33%7.92%1.29%
Operating Profit Margin
6.75%6.31%5.15%2.94%-0.60%
Pretax Profit Margin
7.55%7.13%6.19%4.09%-0.26%
Net Profit Margin
5.79%5.59%5.07%3.63%-0.10%
Continuous Operations Profit Margin
5.78%5.59%5.07%3.63%-0.10%
Net Income Per EBT
76.67%78.50%81.88%88.85%39.22%
EBT Per EBIT
111.76%112.89%120.26%138.86%43.95%
Return on Assets (ROA)
10.60%10.02%7.66%4.42%-0.11%
Return on Equity (ROE)
13.47%11.94%9.10%5.20%-0.13%
Return on Capital Employed (ROCE)
14.61%13.28%9.07%4.09%-0.73%
Return on Invested Capital (ROIC)
11.15%10.38%7.39%3.62%-0.28%
Return on Tangible Assets
13.32%12.77%12.34%7.78%-0.21%
Earnings Yield
2.51%1.64%1.09%1.01%-0.05%
Efficiency Ratios
Receivables Turnover
 10.92 11.56 7.08 8.02 7.17
Payables Turnover
 13.11 14.07 12.70 12.28 11.88
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 183.08 164.88 97.31 53.04 43.66
Asset Turnover
 1.83 1.79 1.51 1.22 1.08
Working Capital Turnover Ratio
 3.62 3.95 3.70 3.19 2.77
Cash Conversion Cycle
 5.59 5.65 22.84 15.81 20.16
Days of Sales Outstanding
 33.43 31.59 51.57 45.53 50.88
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 27.84 25.94 28.73 29.72 30.72
Operating Cycle
 33.43 31.59 51.57 45.53 50.88
Cash Flow Ratios
Operating Cash Flow Per Share
 1.13 1.25 0.51 0.56 0.16
Free Cash Flow Per Share
 1.05 1.25 0.51 0.28 -0.09
CapEx Per Share
 0.08 <0.01 <0.01 0.28 0.26
Free Cash Flow to Operating Cash Flow
 0.93 1.00 0.99 0.50 -0.58
Dividend Paid and CapEx Coverage Ratio
 14.44 449.11 139.24 2.01 0.63
Capital Expenditure Coverage Ratio
 14.44 449.11 139.24 2.01 0.63
Operating Cash Flow Coverage Ratio
 21.45 14.20 7.57 6.55 1.57
Operating Cash Flow to Sales Ratio
 0.11 0.14 0.07 0.11 0.04
Free Cash Flow Yield
4.50%3.96%1.55%1.56%-1.17%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 39.81 61.06 91.99 98.88 -1.91K
Price-to-Sales (P/S) Ratio
 2.30 3.42 4.66 3.59 1.97
Price-to-Book (P/B) Ratio
 5.05 7.29 8.37 5.14 2.46
Price-to-Free Cash Flow (P/FCF) Ratio
 22.23 25.26 64.32 63.92 -85.54
Price-to-Operating Cash Flow Ratio
 20.73 25.21 63.85 32.07 49.23
Price-to-Earnings Growth (PEG) Ratio
 0.98 1.29 0.92 -0.02 17.82
Price-to-Fair Value
 5.05 7.29 8.37 5.14 2.46
Enterprise Value Multiple
 19.77 32.37 47.53 41.86 132.04
Enterprise Value
 2.61B 3.77B 3.87B 2.04B 843.32M
EV to EBITDA
 19.77 32.37 47.53 41.86 132.04
EV to Sales
 2.04 3.15 4.43 3.32 1.70
EV to Free Cash Flow
 19.70 23.33 61.19 59.03 -73.76
EV to Operating Cash Flow
 18.33 23.28 60.75 29.61 42.45
Tangible Book Value Per Share
 3.51 3.22 2.15 1.71 1.50
Shareholders’ Equity Per Share
 4.64 4.33 3.90 3.48 3.25
Tax and Other Ratios
Effective Tax Rate
 0.23 0.22 0.18 0.11 0.61
Revenue Per Share
 10.18 9.25 7.01 4.98 4.07
Net Income Per Share
 0.59 0.52 0.36 0.18 >-0.01
Tax Burden
 0.77 0.78 0.82 0.89 0.39
Interest Burden
 1.05 1.13 1.20 1.39 0.44
Research & Development to Revenue
 0.05 0.05 0.06 0.07 0.08
SG&A to Revenue
 0.13 0.13 0.16 0.06 0.08
Stock-Based Compensation to Revenue
 <0.01 0.00 0.01 0.02 0.01
Income Quality
 1.92 2.42 1.44 3.08 -38.73
Currency in USD