Enrollment AttritionStates like FL, GA, and TX, which represent 85% of OSCR members, are expected to face significant enrollment attrition.
Market And Margin PressuresEnhanced advanced premium tax credits (eAPTCs) expire and could lead to a market enrollment decline and margin pressure.
Regulatory And Funding PressuresRegulatory and funding pressures, such as restricted navigator funds and income verification measures, are expected to drive HIX membership unwind.