Enrollment And Margin ChallengesStates representing 85% of OSCR members are expected to face significant enrollment attrition, challenging revenue and margin gains.
Market Growth And Subsidy IssuesHIX market growth, overstimulated by enhanced subsidies and lax disclosure enforcement, is beginning to unwind.
Regulatory And Funding PressuresRegulatory and funding pressures, such as restricted navigator funds and income verification measures, are expected to drive HIX membership unwind.