Orrstown Financial Services Inc (ORRF)
NASDAQ:ORRF
Total Valuation
Orrstown Financial Services has a market cap or net worth of $715.53M. The enterprise value is $1.01B.
Market Cap$715.53M
Enterprise Value$1.01B
Share Statistics
Orrstown Financial Services has 19,619,799 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding19,619,799
Owned by Insiders4.49%
Owned by Institutions10.62%
Financial Efficiency
Orrstown Financial Services’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 23.93%.
Return on Equity (ROE)0.14
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)23.93%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee582.97K
Profits Per Employee133.20K
Employee Count607
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Orrstown Financial Services is 7.3. Orrstown Financial Services’s PEG ratio is 0.04.
PE Ratio7.3
PS Ratio1.67
PB Ratio1.00
Price to Fair Value1.00
Price to FCF8.36
Price to Operating Cash Flow8.12
PEG Ratio0.04
Income Statement
In the last 12 months, Orrstown Financial Services had revenue of 353.86M and earned 80.86M in profits. Earnings per share was 4.38.
Revenue353.86M
Gross Profit249.97M
Operating Income102.71M
Pretax Income102.64M
Net Income80.86M
EBITDA116.68M
Earnings Per Share (EPS)4.38
Cash Flow
In the last 12 months, operating cash flow was 74.73M and capital expenditures -4.24M, giving a free cash flow of 70.50M billion.
Operating Cash Flow74.73M
Free Cash Flow70.50M
Free Cash Flow per Share3.59
Dividends & Yields
Orrstown Financial Services pays an annual dividend of $0.27, resulting in a dividend yield of 2.93%
Dividend Per Share$0.27
Dividend Yield2.93%
Payout Ratio26.24%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.84
52-Week Price Change40.72%
50-Day Moving Average36.22
200-Day Moving Average34.47
Relative Strength Index (RSI)58.90
Average Volume (3m)208.69K
Important Dates
Orrstown Financial Services upcoming earnings date is Apr 28, 2026, After Close (Confirmed).
Last Earnings DateJan 27, 2026
Next Earnings DateApr 28, 2026
Ex-Dividend Date―
Financial Position
Orrstown Financial Services as a current ratio of 1.13, with Debt / Equity ratio of 56.86%
Current Ratio1.13
Quick Ratio1.13
Debt to Market Cap0.57
Net Debt to EBITDA2.52
Interest Coverage Ratio0.99
Taxes
In the past 12 months, Orrstown Financial Services has paid 21.78M in taxes.
Income Tax21.78M
Effective Tax Rate0.21
Enterprise Valuation
Orrstown Financial Services EV to EBITDA ratio is 7.57, with an EV/FCF ratio of 12.54.
EV to Sales2.50
EV to EBITDA7.57
EV to Free Cash Flow12.54
EV to Operating Cash Flow11.82
Balance Sheet
Orrstown Financial Services has $994.82M in cash and marketable securities with $336.37M in debt, giving a net cash position of $658.46M billion.
Cash & Marketable Securities$994.82M
Total Debt$336.37M
Net Cash$658.46M
Net Cash Per Share$33.56
Tangible Book Value Per Share$29.07
Margins
Gross margin is 70.64%, with operating margin of 29.03%, and net profit margin of 22.85%.
Gross Margin70.64%
Operating Margin29.03%
Pretax Margin29.00%
Net Profit Margin22.85%
EBITDA Margin32.97%
EBIT Margin29.03%
Analyst Forecast
The average price target for Orrstown Financial Services is $42.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$42.50
Price Target Upside16.53% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast47.65%
EPS Growth Forecast101.00%