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Orrstown Financial Services (ORRF)
:ORRF
Total Valuation
Orrstown Financial Services has a market cap or net worth of $647.10M. The enterprise value is $875.71M.
Market Cap$647.10M
Enterprise Value$875.71M
Share Statistics
Orrstown Financial Services has 19,491,096 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding19,491,096
Owned by Insiders4.65%
Owned by Institutions1.30%
Financial Efficiency
Orrstown Financial Services’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is 2.69%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.69%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee468.02K
Profits Per Employee36.33K
Employee Count607
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Orrstown Financial Services is 9.0. Orrstown Financial Services’s PEG ratio is -0.43.
PE Ratio9.0
PS Ratio1.90
PB Ratio1.05
Price to Fair Value1.05
Price to FCF16.19
Price to Operating Cash Flow12.52
PEG Ratio-0.43
Income Statement
In the last 12 months, Orrstown Financial Services had revenue of 284.09M and earned 22.05M in profits. Earnings per share was 1.49.
Revenue284.09M
Gross Profit173.86M
Operating Income27.81M
Pretax Income27.81M
Net Income22.05M
EBITDA37.50M
Earnings Per Share (EPS)1.49
Cash Flow
In the last 12 months, operating cash flow was 51.29M and capital expenditures -4.59M, giving a free cash flow of 46.70M billion.
Operating Cash Flow51.29M
Free Cash Flow46.70M
Free Cash Flow per Share2.40
Dividends & Yields
Orrstown Financial Services pays an annual dividend of $0.27, resulting in a dividend yield of 2.93%
Dividend Per Share$0.27
Dividend Yield2.93%
Payout Ratio25.25%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.99
52-Week Price Change-8.54%
50-Day Moving Average34.25
200-Day Moving Average32.07
Relative Strength Index (RSI)45.47
Average Volume (3m)121.64K
Important Dates
Orrstown Financial Services upcoming earnings date is Jan 27, 2026, After Close (Confirmed).
Last Earnings DateOct 21, 2025
Next Earnings DateJan 27, 2026
Ex-Dividend DateAug 05, 2025
Financial Position
Orrstown Financial Services as a current ratio of 0.24, with Debt / Equity ratio of 45.69%
Current Ratio0.24
Quick Ratio0.24
Debt to Market Cap0.39
Net Debt to EBITDA-1.04
Interest Coverage Ratio0.30
Taxes
In the past 12 months, Orrstown Financial Services has paid 5.76M in taxes.
Income Tax5.76M
Effective Tax Rate0.21
Enterprise Valuation
Orrstown Financial Services EV to EBITDA ratio is 13.37, with an EV/FCF ratio of 15.02.
EV to Sales1.77
EV to EBITDA13.37
EV to Free Cash Flow15.02
EV to Operating Cash Flow14.34
Balance Sheet
Orrstown Financial Services has $939.71M in cash and marketable securities with $250.59M in debt, giving a net cash position of $689.12M billion.
Cash & Marketable Securities$939.71M
Total Debt$250.59M
Net Cash$689.12M
Net Cash Per Share$35.36
Tangible Book Value Per Share$27.15
Margins
Gross margin is 74.88%, with operating margin of 9.79%, and net profit margin of 7.76%.
Gross Margin74.88%
Operating Margin9.79%
Pretax Margin9.79%
Net Profit Margin7.76%
EBITDA Margin13.20%
EBIT Margin9.79%
Analyst Forecast
The average price target for Orrstown Financial Services is $40.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$40.50
Price Target Upside16.25% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast47.66%
EPS Growth Forecast101.00%