Education
About Us
Working with TipRanks
Follow Us
Orrstown Financial Services (ORRF)
:ORRF
Earnings Data
Report Date
Jan 27, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
1.06Last Year’s EPS
0.87Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance with notable growth in loans, improved net interest margin, and record earnings. However, concerns about increasing nonaccrual loans and competitive pressures affecting net interest margin were also discussed.Company Guidance
Strong Loan Growth
Achieved a 4.9% annualized loan growth in the third quarter, demonstrating strong performance after aligning the acquired portfolio with the company's risk profile.
Net Interest Margin Improvement
Net interest margin increased to 4.11% in Q3 from 4.07% in Q2, indicating effective pricing and funding cost management.
Record Quarterly Earnings
Reported the strongest quarter of earnings on record with diluted EPS of $1.13, a return on assets of 1.60%, and a return on equity of nearly 16%.
Fee Income Stability
Fee income remained a core strength, accounting for 20.8% of operating revenue, maintaining nearly 21% for two consecutive quarters.
Reduction in Noninterest Expense
Noninterest expense declined by $1.3 million compared to the prior quarter, improving the efficiency ratio from 60.3% to 56.4%.
Capital Position Strength
The company is well-capitalized by all measures, providing significant strategic flexibility for future growth.
ORRF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
ORRF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 21, 2025 | $33.38 | $34.84 | +4.37% |
Jul 22, 2025 | $33.63 | $36.21 | +7.67% |
Apr 22, 2025 | $27.14 | $27.83 | +2.54% |
Jan 31, 2025 | $35.72 | $35.45 | -0.76% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Orrstown Financial Services (ORRF) report earnings?
Orrstown Financial Services (ORRF) is schdueled to report earning on Jan 27, 2026, After Close (Confirmed).
What is Orrstown Financial Services (ORRF) earnings time?
Orrstown Financial Services (ORRF) earnings time is at Jan 27, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is ORRF EPS forecast?
ORRF EPS forecast for the fiscal quarter 2025 (Q4) is 1.06.