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Optimumbank (OPHC)
:OPHC
US Market

Optimumbank Holdings (OPHC) Stock Statistics & Valuation Metrics

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Total Valuation

Optimumbank Holdings has a market cap or net worth of $51.82M. The enterprise value is -$35.31M.
Market Cap$51.82M
Enterprise Value-$35.31M

Share Statistics

Optimumbank Holdings has 11,751,082 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding11,751,082
Owned by Insiders5.08%
Owned by Institutions

Financial Efficiency

Optimumbank Holdings’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is -1.81%.
Return on Equity (ROE)0.13
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)-1.81%
Return on Capital Employed (ROCE)0.11
Revenue Per Employee880.16K
Profits Per Employee179.78K
Employee Count73
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Optimumbank Holdings is 3.74. Optimumbank Holdings’s PEG ratio is -0.10.
PE Ratio3.74
PS Ratio0.00
PB Ratio0.39
Price to Fair Value0.48
Price to FCF2.43
Price to Operating Cash Flow2.35
PEG Ratio-0.10

Income Statement

In the last 12 months, Optimumbank Holdings had revenue of 64.25M and earned 13.12M in profits. Earnings per share was 1.27.
Revenue64.25M
Gross Profit37.09M
Operating Income17.63M
Pretax Income17.63M
Net Income13.12M
EBITDA18.23M
Earnings Per Share (EPS)1.27

Cash Flow

In the last 12 months, operating cash flow was 16.20M and capital expenditures 41.00K, giving a free cash flow of 16.24M billion.
Operating Cash Flow16.20M
Free Cash Flow16.24M
Free Cash Flow per Share1.38

Dividends & Yields

Optimumbank Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.48
52-Week Price Change-1.12%
50-Day Moving Average4.30
200-Day Moving Average4.55
Relative Strength Index (RSI)47.25
Average Volume (3m)12.39K

Important Dates

Optimumbank Holdings upcoming earnings date is Aug 12, 2025, TBA Not Confirmed.
Last Earnings DateMay 13, 2025
Next Earnings DateAug 12, 2025
Ex-Dividend Date

Financial Position

Optimumbank Holdings as a current ratio of 0.05, with Debt / Equity ratio of 19.45%
Current Ratio0.05
Quick Ratio0.05
Debt to Market Cap1.02
Net Debt to EBITDA-2.24
Interest Coverage Ratio0.71

Taxes

In the past 12 months, Optimumbank Holdings has paid 4.51M in taxes.
Income Tax4.51M
Effective Tax Rate0.26

Enterprise Valuation

Optimumbank Holdings EV to EBITDA ratio is 0.45, with an EV/FCF ratio of 0.57.
EV to Sales0.13
EV to EBITDA0.45
EV to Free Cash Flow0.57
EV to Operating Cash Flow0.53

Balance Sheet

Optimumbank Holdings has $36.59M in cash and marketable securities with $0.00 in debt, giving a net cash position of -$36.59M billion.
Cash & Marketable Securities$36.59M
Total Debt$0.00
Net Cash-$36.59M
Net Cash Per Share-$3.11
Tangible Book Value Per Share$10.00

Margins

Gross margin is 100.00%, with operating margin of 27.44%, and net profit margin of 20.43%.
Gross Margin100.00%
Operating Margin27.44%
Pretax Margin27.44%
Net Profit Margin20.43%
EBITDA Margin28.37%
EBIT Margin27.44%

Analyst Forecast

The average price target for Optimumbank Holdings is $5.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$5.00
Price Target Upside13.38% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast43.98%
EPS Growth Forecast37.57%

Scores

Smart Score4
AI Score78.3
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