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Optimumbank Holdings (OPHC)
:OPHC
US Market
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Optimumbank Holdings (OPHC) Stock Statistics & Valuation Metrics

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Total Valuation

Optimumbank Holdings has a market cap or net worth of $67.77M. The enterprise value is -$32.25M.
Market Cap$67.77M
Enterprise Value-$32.25M

Share Statistics

Optimumbank Holdings has 12,166,437 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding12,166,437
Owned by Insiders15.88%
Owned by Institutions

Financial Efficiency

Optimumbank Holdings’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 9.25%.
Return on Equity (ROE)0.14
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)9.25%
Return on Capital Employed (ROCE)0.17
Revenue Per Employee974.36K
Profits Per Employee228.05K
Employee Count73
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Optimumbank Holdings is 3.3. Optimumbank Holdings’s PEG ratio is 1.39.
PE Ratio3.3
PS Ratio0.70
PB Ratio0.41
Price to Fair Value0.41
Price to FCF2.95
Price to Operating Cash Flow3.73
PEG Ratio1.39

Income Statement

In the last 12 months, Optimumbank Holdings had revenue of 71.13M and earned 16.65M in profits. Earnings per share was 1.42.
Revenue71.13M
Gross Profit47.33M
Operating Income22.17M
Pretax Income22.17M
Net Income16.65M
EBITDA23.05M
Earnings Per Share (EPS)1.42

Cash Flow

In the last 12 months, operating cash flow was 17.84M and capital expenditures -289.00K, giving a free cash flow of 17.55M billion.
Operating Cash Flow17.84M
Free Cash Flow17.55M
Free Cash Flow per Share1.44

Dividends & Yields

Optimumbank Holdings pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.58
52-Week Price Change25.45%
50-Day Moving Average5.26
200-Day Moving Average4.54
Relative Strength Index (RSI)58.92
Average Volume (3m)12.23K

Important Dates

Optimumbank Holdings upcoming earnings date is May 12, 2026, During Market Hours (Confirmed).
Last Earnings DateFeb 2, 2026
Next Earnings DateMay 12, 2026
Ex-Dividend Date

Financial Position

Optimumbank Holdings as a current ratio of 0.12, with Debt / Equity ratio of 31.53%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap1.00
Net Debt to EBITDA-2.68
Interest Coverage Ratio1.02

Taxes

In the past 12 months, Optimumbank Holdings has paid 5.52M in taxes.
Income Tax5.52M
Effective Tax Rate0.25

Enterprise Valuation

Optimumbank Holdings EV to EBITDA ratio is -0.51, with an EV/FCF ratio of -0.70.
EV to Sales-0.17
EV to EBITDA-0.51
EV to Free Cash Flow-0.70
EV to Operating Cash Flow-0.67

Balance Sheet

Optimumbank Holdings has $114.56M in cash and marketable securities with $52.74M in debt, giving a net cash position of $61.81M billion.
Cash & Marketable Securities$114.56M
Total Debt$52.74M
Net Cash$61.81M
Net Cash Per Share$5.08
Tangible Book Value Per Share$10.37

Margins

Gross margin is 66.61%, with operating margin of 31.17%, and net profit margin of 23.41%.
Gross Margin66.61%
Operating Margin31.17%
Pretax Margin31.17%
Net Profit Margin23.41%
EBITDA Margin32.41%
EBIT Margin31.17%

Analyst Forecast

The average price target for Optimumbank Holdings is $7.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$7.50
Price Target Upside42.59% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast15.63%
EPS Growth Forecast5.77%

Scores

Smart Score5
AI Score