tiprankstipranks
Optimumbank Holdings (OPHC)
:OPHC
US Market
OPHC
Optimumbank Holdings
RESEARCH TOOLSreports
Want to see OPHC full AI Analyst Report?

Optimumbank Holdings (OPHC) Ratios

137 Followers

Optimumbank Holdings Ratios

OPHC's free cash flow for Q4 2025 was $0.69. For the 2025 fiscal year, OPHC's free cash flow was decreased by $ and operating cash flow was $0.34. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 1.07 0.12 0.15 0.15 0.19
Quick Ratio
 1.07 0.12 0.15 0.15 0.19
Cash Ratio
 0.12 0.12 0.11 0.11 0.14
Solvency Ratio
 0.02 0.02 0.02 <0.01 <0.01
Operating Cash Flow Ratio
 0.02 0.02 0.02 <0.01 0.02
Short-Term Operating Cash Flow Coverage
 0.45 0.36 0.31 0.11 1.04
Net Current Asset Value
$ 80.66M$ -871.60M$ -710.00M$ -617.75M$ -424.26M
Leverage Ratios
Debt-to-Assets Ratio
 0.03 0.05 0.11 0.16 0.04
Debt-to-Equity Ratio
 0.32 0.43 1.00 1.80 0.35
Debt-to-Capital Ratio
 0.24 0.30 0.50 0.64 0.26
Long-Term Debt-to-Capital Ratio
 0.00 0.00 0.33 0.47 0.14
Financial Leverage Ratio
 10.00 9.12 9.04 11.30 9.35
Debt Service Coverage Ratio
 0.32 0.24 0.18 0.09 0.33
Interest Coverage Ratio
 1.43 1.02 0.71 0.70 1.33
Debt to Market Cap
 0.59 1.00 2.22 4.10 0.82
Interest Debt Per Share
 4.70 6.34 13.53 19.11 4.40
Net Debt to EBITDA
 -4.18 -2.68 0.50 5.50 -8.33
Profitability Margins
Gross Profit Margin
66.61%66.53%57.73%58.93%67.11%
EBIT Margin
30.44%31.17%27.44%21.56%23.61%
EBITDA Margin
31.43%32.41%28.37%22.98%26.10%
Operating Profit Margin
30.44%31.17%27.44%21.56%23.61%
Pretax Profit Margin
30.44%31.17%27.44%21.56%23.61%
Net Profit Margin
22.91%23.41%20.43%16.01%17.61%
Continuous Operations Profit Margin
22.91%23.41%20.43%16.01%17.61%
Net Income Per EBT
75.26%75.09%74.44%74.29%74.61%
EBT Per EBIT
100.00%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
1.37%1.50%1.41%0.79%0.69%
Return on Equity (ROE)
14.63%13.66%12.72%8.97%6.43%
Return on Capital Employed (ROCE)
18.27%17.06%15.92%9.43%8.01%
Return on Invested Capital (ROIC)
10.45%9.25%8.16%4.14%5.20%
Return on Tangible Assets
1.37%1.50%1.41%0.79%0.69%
Earnings Yield
26.52%33.33%29.20%20.76%16.52%
Efficiency Ratios
Receivables Turnover
 0.07 19.64 19.19 15.86 15.82
Payables Turnover
 0.02 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 27.22 13.93 13.55 11.10 7.48
Asset Turnover
 0.06 0.06 0.07 0.05 0.04
Working Capital Turnover Ratio
 -0.19 -0.09 -0.10 -0.08 -0.07
Cash Conversion Cycle
 -10.50K 18.58 19.02 23.02 23.07
Days of Sales Outstanding
 5.19K 18.58 19.02 23.02 23.07
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 15.69K 0.00 0.00 0.00 0.00
Operating Cycle
 5.19K 18.58 19.02 23.02 23.07
Cash Flow Ratios
Operating Cash Flow Per Share
 1.49 1.52 1.65 0.95 1.74
Free Cash Flow Per Share
 1.47 1.44 1.55 0.86 1.69
CapEx Per Share
 0.02 0.08 0.10 0.09 0.05
Free Cash Flow to Operating Cash Flow
 0.98 0.95 0.94 0.90 0.97
Dividend Paid and CapEx Coverage Ratio
 61.73 19.91 15.79 10.30 32.17
Capital Expenditure Coverage Ratio
 61.73 19.91 15.79 10.30 32.17
Operating Cash Flow Coverage Ratio
 0.45 0.34 0.15 0.05 0.47
Operating Cash Flow to Sales Ratio
 0.23 0.25 0.24 0.18 0.45
Free Cash Flow Yield
26.23%33.93%32.52%20.54%41.21%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 3.84 3.00 3.42 4.82 6.05
Price-to-Sales (P/S) Ratio
 0.90 0.70 0.70 0.77 1.07
Price-to-Book (P/B) Ratio
 0.53 0.41 0.44 0.43 0.39
Price-to-Free Cash Flow (P/FCF) Ratio
 3.88 2.95 3.07 4.87 2.43
Price-to-Operating Cash Flow Ratio
 3.75 2.80 2.88 4.40 2.35
Price-to-Earnings Growth (PEG) Ratio
 0.77 1.39 0.06 0.17 -0.10
Price-to-Fair Value
 0.53 0.41 0.44 0.43 0.39
Enterprise Value Multiple
 -1.33 -0.51 2.97 8.85 -4.25
Enterprise Value
 -33.10M -11.87M 54.09M 79.84M -25.31M
EV to EBITDA
 -1.38 -0.51 2.97 8.85 -4.25
EV to Sales
 -0.43 -0.17 0.84 2.04 -1.11
EV to Free Cash Flow
 -1.89 -0.70 3.70 12.85 -2.52
EV to Operating Cash Flow
 -1.86 -0.67 3.47 11.60 -2.44
Tangible Book Value Per Share
 10.61 10.37 10.93 9.67 10.51
Shareholders’ Equity Per Share
 10.61 10.37 10.93 9.67 10.51
Tax and Other Ratios
Effective Tax Rate
 0.25 0.25 0.26 0.26 0.25
Revenue Per Share
 6.37 6.05 6.80 5.42 3.84
Net Income Per Share
 1.46 1.42 1.39 0.87 0.68
Tax Burden
 0.75 0.75 0.74 0.74 0.75
Interest Burden
 1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.06 0.02 0.17 0.21 0.24
Stock-Based Compensation to Revenue
 0.01 0.01 <0.01 0.01 0.02
Income Quality
 1.07 1.07 1.19 1.10 2.58
Currency in USD