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STOCKS

Optimumbank Holdings (OPHC)

XASE:OPHC

OPHC

Optimumbank Holdings

RESEARCH TOOLSreports

Optimumbank Holdings (OPHC) Ratios

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136 Followers

Optimumbank Holdings Ratios

OPHC's free cash flow for Q3 2025 was $0.67. For the 2025 fiscal year, OPHC's free cash flow was decreased by $ and operating cash flow was $0.31. See a summary of the company’s cash flow.

Ratios	TTM	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	0.25	0.15	0.15	0.26	0.76
Quick Ratio	0.25	0.15	0.15	0.45	1.24
Cash Ratio	0.25	0.11	0.11	0.19	0.47
Solvency Ratio	0.02	0.02	<0.01	<0.01	0.33
Operating Cash Flow Ratio	0.02	0.02	<0.01	0.03	0.03
Short-Term Operating Cash Flow Coverage	0.00	0.31	0.11	0.00	0.00
Net Current Asset Value	$ -727.90M	$ -710.00M	$ -617.75M	$ -424.26M	$ 74.56M
Leverage Ratios
Debt-to-Assets Ratio	<0.01	0.11	0.16	0.02	0.06
Debt-to-Equity Ratio	0.02	1.00	1.80	0.19	0.51
Debt-to-Capital Ratio	0.02	0.50	0.64	0.16	0.34
Long-Term Debt-to-Capital Ratio	0.00	0.33	0.47	0.14	0.32
Financial Leverage Ratio	9.27	9.04	11.30	9.35	9.14
Debt Service Coverage Ratio	0.73	0.18	0.09	1.13	6.70
Interest Coverage Ratio	0.93	0.71	0.70	2.33	3.12
Debt to Market Cap	0.00	2.22	4.10	0.41	1.17
Interest Debt Per Share	2.17	13.53	19.11	2.72	5.32
Net Debt to EBITDA	-10.66	0.50	5.50	-10.01	-11.63
Profitability Margins
Gross Profit Margin	63.81%	57.73%	58.93%	100.00%	100.00%
EBIT Margin	30.62%	27.44%	21.56%	28.69%	27.46%
EBITDA Margin	31.71%	28.37%	22.98%	31.71%	30.16%
Operating Profit Margin	30.62%	27.44%	21.56%	50.21%	27.46%
Pretax Profit Margin	30.62%	27.44%	21.56%	28.69%	27.46%
Net Profit Margin	22.93%	20.43%	16.01%	21.40%	56.32%
Continuous Operations Profit Margin	22.93%	20.43%	16.01%	21.40%	56.32%
Net Income Per EBT	74.89%	74.44%	74.29%	74.61%	205.15%
EBT Per EBIT	100.00%	100.00%	100.00%	57.13%	100.00%
Return on Assets (ROA)	1.45%	1.41%	0.79%	0.69%	1.79%
Return on Equity (ROE)	14.33%	12.72%	8.97%	6.43%	16.35%
Return on Capital Employed (ROCE)	17.02%	15.92%	9.43%	4.68%	1.35%
Return on Invested Capital (ROIC)	12.74%	8.16%	4.14%	-2.75%	80.35%
Return on Tangible Assets	1.45%	1.41%	0.79%	0.69%	1.98%
Earnings Yield	28.45%	29.20%	20.76%	16.52%	41.09%
Efficiency Ratios
Receivables Turnover	21.66	19.19	15.86	13.02	11.51
Payables Turnover	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	13.64	13.55	11.10	6.16	4.33
Asset Turnover	0.06	0.07	0.05	0.03	0.03
Working Capital Turnover Ratio	-0.10	-0.10	-0.08	-0.12	-0.15
Cash Conversion Cycle	16.85	19.02	23.02	28.04	31.71
Days of Sales Outstanding	16.85	19.02	23.02	28.04	31.71
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	0.00	0.00	0.00
Operating Cycle	16.85	19.02	23.02	28.04	31.71
Cash Flow Ratios
Operating Cash Flow Per Share	1.46	1.65	0.95	1.74	0.97
Free Cash Flow Per Share	1.44	1.55	0.86	1.69	0.87
CapEx Per Share	0.02	0.10	0.09	0.05	0.10
Free Cash Flow to Operating Cash Flow	0.99	0.94	0.90	0.97	0.90
Dividend Paid and CapEx Coverage Ratio	76.63	15.79	10.30	32.17	9.88
Capital Expenditure Coverage Ratio	76.63	15.79	10.30	32.17	9.88
Operating Cash Flow Coverage Ratio	6.03	0.15	0.05	0.85	0.19
Operating Cash Flow to Sales Ratio	0.25	0.24	0.18	0.55	0.34
Free Cash Flow Yield	31.18%	32.52%	20.54%	41.21%	22.07%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	3.52	3.42	4.82	6.05	2.43
Price-to-Sales (P/S) Ratio	0.79	0.70	0.77	1.30	1.37
Price-to-Book (P/B) Ratio	0.47	0.44	0.43	0.39	0.40
Price-to-Free Cash Flow (P/FCF) Ratio	3.21	3.07	4.87	2.43	4.53
Price-to-Operating Cash Flow Ratio	3.22	2.88	4.40	2.35	4.07
Price-to-Earnings Growth (PEG) Ratio	1.59	0.06	0.17	-0.10	>-0.01
Price-to-Fair Value	0.47	0.44	0.43	0.39	0.40
Enterprise Value Multiple	-8.17	2.97	8.85	-5.92	-7.08
Enterprise Value	-177.92M	54.09M	79.84M	-35.31M	-23.87M
EV to EBITDA	-8.17	2.97	8.85	-5.92	-7.08
EV to Sales	-2.59	0.84	2.04	-1.88	-2.14
EV to Free Cash Flow	-10.50	3.70	12.85	-3.52	-7.06
EV to Operating Cash Flow	-10.37	3.47	11.60	-3.41	-6.34
Tangible Book Value Per Share	9.95	10.93	9.67	10.51	85.17
Shareholders’ Equity Per Share	9.95	10.93	9.67	10.51	9.88
Tax and Other Ratios
Effective Tax Rate	0.25	0.26	0.26	0.25	-1.05
Revenue Per Share	5.84	6.80	5.42	3.16	2.87
Net Income Per Share	1.34	1.39	0.87	0.68	1.61
Tax Burden	0.75	0.74	0.74	0.75	2.05
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.14	0.17	0.21	0.30	0.34
Stock-Based Compensation to Revenue	0.01	<0.01	0.01	0.02	0.02
Income Quality	1.09	1.19	1.10	2.58	0.60

Currency in USD