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STOCKS

Optimumbank Holdings (OPHC)

XASE:OPHC

OPHC

Optimumbank Holdings

RESEARCH TOOLSreports

Optimumbank Holdings (OPHC) Ratios

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136 Followers

Optimumbank Holdings Ratios

OPHC's free cash flow for Q4 2025 was $0.69. For the 2025 fiscal year, OPHC's free cash flow was decreased by $ and operating cash flow was $0.34. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	13.90	13.90	0.15	0.15	0.19
Quick Ratio	13.90	13.90	0.15	0.15	0.19
Cash Ratio	3.41	3.41	0.11	0.11	0.14
Solvency Ratio	0.02	0.02	0.02	<0.01	<0.01
Operating Cash Flow Ratio	6.50	6.50	0.02	<0.01	0.02
Short-Term Operating Cash Flow Coverage	0.36	0.36	0.31	0.11	1.04
Net Current Asset Value	$ -951.63M	$ -951.63M	$ -710.00M	$ -617.75M	$ -424.26M
Leverage Ratios
Debt-to-Assets Ratio	0.05	0.05	0.11	0.16	0.04
Debt-to-Equity Ratio	0.43	0.43	1.00	1.80	0.35
Debt-to-Capital Ratio	0.30	0.30	0.50	0.64	0.26
Long-Term Debt-to-Capital Ratio	0.00	0.00	0.33	0.47	0.14
Financial Leverage Ratio	9.12	9.12	9.04	11.30	9.35
Debt Service Coverage Ratio	0.24	0.24	0.18	0.09	0.33
Interest Coverage Ratio	1.02	1.02	0.71	0.70	1.33
Debt to Market Cap	0.78	1.00	2.22	4.10	0.82
Interest Debt Per Share	6.34	6.34	13.53	19.11	4.40
Net Debt to EBITDA	1.88	1.88	0.50	5.50	-8.33
Profitability Margins
Gross Profit Margin	66.53%	66.53%	57.73%	58.93%	67.11%
EBIT Margin	31.17%	31.17%	27.44%	21.56%	23.61%
EBITDA Margin	32.41%	32.41%	28.37%	22.98%	26.10%
Operating Profit Margin	31.17%	31.17%	27.44%	21.56%	23.61%
Pretax Profit Margin	31.17%	31.17%	27.44%	21.56%	23.61%
Net Profit Margin	23.41%	23.41%	20.43%	16.01%	17.61%
Continuous Operations Profit Margin	23.41%	23.41%	20.43%	16.01%	17.61%
Net Income Per EBT	75.09%	75.09%	74.44%	74.29%	74.61%
EBT Per EBIT	100.00%	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	1.50%	1.50%	1.41%	0.79%	0.69%
Return on Equity (ROE)	14.54%	13.66%	12.72%	8.97%	6.43%
Return on Capital Employed (ROCE)	2.00%	2.00%	15.92%	9.43%	8.01%
Return on Invested Capital (ROIC)	17.78%	17.78%	8.16%	4.14%	5.20%
Return on Tangible Assets	1.50%	1.50%	1.41%	0.79%	0.69%
Earnings Yield	26.93%	33.33%	29.20%	20.76%	16.52%
Efficiency Ratios
Receivables Turnover	19.64	19.64	19.19	15.86	15.82
Payables Turnover	0.00	0.00	0.00	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	13.93	13.93	13.55	11.10	7.48
Asset Turnover	0.06	0.06	0.07	0.05	0.04
Working Capital Turnover Ratio	-0.21	-0.21	-0.10	-0.08	-0.07
Cash Conversion Cycle	18.58	18.58	19.02	23.02	23.07
Days of Sales Outstanding	18.58	18.58	19.02	23.02	23.07
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	0.00	0.00	0.00
Operating Cycle	18.58	18.58	19.02	23.02	23.07
Cash Flow Ratios
Operating Cash Flow Per Share	1.52	1.52	1.65	0.95	1.74
Free Cash Flow Per Share	1.49	1.44	1.55	0.86	1.69
CapEx Per Share	0.02	0.08	0.10	0.09	0.05
Free Cash Flow to Operating Cash Flow	0.98	0.95	0.94	0.90	0.97
Dividend Paid and CapEx Coverage Ratio	61.73	19.91	15.79	10.30	32.17
Capital Expenditure Coverage Ratio	61.73	19.91	15.79	10.30	32.17
Operating Cash Flow Coverage Ratio	0.34	0.34	0.15	0.05	0.47
Operating Cash Flow to Sales Ratio	0.25	0.25	0.24	0.18	0.45
Free Cash Flow Yield	27.43%	33.93%	32.52%	20.54%	41.21%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	3.71	3.00	3.42	4.82	6.05
Price-to-Sales (P/S) Ratio	0.90	0.70	0.70	0.77	1.07
Price-to-Book (P/B) Ratio	0.51	0.41	0.44	0.43	0.39
Price-to-Free Cash Flow (P/FCF) Ratio	3.65	2.95	3.07	4.87	2.43
Price-to-Operating Cash Flow Ratio	3.46	2.80	2.88	4.40	2.35
Price-to-Earnings Growth (PEG) Ratio	1.72	1.39	0.06	0.17	-0.10
Price-to-Fair Value	0.51	0.41	0.44	0.43	0.39
Enterprise Value Multiple	4.66	4.05	2.97	8.85	-4.25
Enterprise Value	107.39M	93.34M	54.09M	79.84M	-25.31M
EV to EBITDA	4.66	4.05	2.97	8.85	-4.25
EV to Sales	1.51	1.31	0.84	2.04	-1.11
EV to Free Cash Flow	6.12	5.51	3.70	12.85	-2.52
EV to Operating Cash Flow	6.02	5.23	3.47	11.60	-2.44
Tangible Book Value Per Share	10.37	10.37	10.93	9.67	10.51
Shareholders’ Equity Per Share	10.37	10.37	10.93	9.67	10.51
Tax and Other Ratios
Effective Tax Rate	0.25	0.25	0.26	0.26	0.25
Revenue Per Share	6.05	6.05	6.80	5.42	3.84
Net Income Per Share	1.42	1.42	1.39	0.87	0.68
Tax Burden	0.75	0.75	0.74	0.74	0.75
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.02	0.02	0.17	0.21	0.24
Stock-Based Compensation to Revenue	0.01	0.01	<0.01	0.01	0.02
Income Quality	1.07	1.07	1.19	1.10	2.58

Currency in USD