Offerpad Solutions (OPAD) AI Stock Analysis

• Market Cap: $56.03M
• Dividend Yield: N/A
• Average Volume (3M): 1.12M
• Price to Earnings (P/E): ―
• Beta (1Y): 1.49
• Revenue Growth: -36.25%
• EPS Growth: 11.92%
• Country: US
• Employees: 200
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Services
• EPS (TTM): -0.34
• Shares Outstanding: 36,859,947
• 10 Day Avg. Volume: 1,973,245
• 30 Day Avg. Volume: 1,124,959
• PEG Ratio: 0.03
• Price to Book (P/B): 1.64
• Price to Sales (P/S): 0.09
• P/FCF Ratio: 5.06
• Enterprise Value/Market Cap: 4.78
• Enterprise Value/Revenue: 0.43
• Enterprise Value/Gross Profit: 6.01
• Enterprise Value/Ebitda: -6.88
• 1Y Price Target: $2.63
• Price Target Upside: 73.03% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 46 Neutral
• Price Target: $1.50 ▼(-1.32% Downside)

OPAD scores low primarily due to weak financial performance: declining revenue, persistent losses, and high leverage outweigh improved cash flow. Technicals add pressure with a clear downtrend (price below key moving averages) despite oversold readings. The earnings call provides some offset through cost reductions and strategic execution focus, but near-term guidance remains cautious and valuation is constrained by negative earnings.

Positive Factors

Operational Efficiency

The use of AI and smart technology improves operational efficiency, reducing costs and enhancing scalability, which can drive long-term profitability.

Leadership Strengthening

The addition of an experienced COO can enhance strategic execution and operational efficiency, supporting long-term growth and stability.

Asset-Light Services Growth

Growth in asset-light services diversifies revenue streams and can improve margins, providing a more sustainable business model.

Negative Factors

Revenue Decline

A forecasted revenue decline indicates challenges in maintaining sales momentum, which could impact long-term financial health.

High Leverage

High leverage can limit financial flexibility and increase risk, potentially affecting long-term stability and growth opportunities.

Market Challenges

Ongoing market challenges, such as affordability issues, can hinder growth and profitability in the real estate sector over time.

Offerpad Solutions Business Overview & Revenue Model

Company Description

Offerpad Solutions Inc., together with its subsidiaries, engages in buying, selling, renting, and renovating properties to homeowners in the United States. It operates iBuying, a real estate solutions platform for on-demand customer. The company provides customer-centric experience, which enables them to sell and buy homes online with streamlined access to ancillary services, such as mortgage and title insurance services. Offerpad Solutions Inc. was founded in 2015 and is headquartered in Chandler, Arizona.

How the Company Makes Money

Offerpad generates revenue primarily through its home buying and selling services. The company makes money by purchasing homes directly from sellers, refurbishing them, and then reselling them at a profit. This process often involves charging service fees to sellers for the convenience of instant offers and cash transactions. Additionally, Offerpad earns revenue from ancillary services such as title insurance, mortgage services, and home warranty products, which are offered to customers during the transaction process. The company may also benefit from strategic partnerships with real estate agents and service providers, enhancing their offerings and potentially increasing revenue through commissions and referrals.

Offerpad Solutions Financial Statement Overview

Summary

Offerpad Solutions is facing significant financial challenges, particularly in terms of profitability and leverage. While cash flow has shown improvement, the company needs to address its revenue decline and high debt levels to enhance financial stability and shareholder value.

Income Statement

Offerpad Solutions has experienced declining revenue over recent periods, with a negative revenue growth rate of -11.43% in the TTM. The company is struggling with profitability, as indicated by negative net profit and EBIT margins. However, the gross profit margin has shown slight improvement in the TTM compared to previous periods.

Balance Sheet

The company's balance sheet reveals high leverage, with a significant debt-to-equity ratio in recent periods, although it has improved slightly in the TTM. The return on equity is negative, indicating challenges in generating returns for shareholders. The equity ratio is low, suggesting limited financial stability.

Cash Flow

Offerpad Solutions has shown a remarkable improvement in free cash flow growth in the TTM, with a significant increase of 1837.94%. The operating cash flow to net income ratio is positive, indicating some ability to generate cash from operations despite net losses.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	627.97M	918.82M	1.31B	3.95B	2.07B	1.06B
Gross Profit	44.62M	72.19M	70.18M	182.42M	207.81M	87.78M
EBITDA	-38.97M	-42.83M	-97.47M	-101.24M	23.00M	-12.49M
Net Income	-54.89M	-62.16M	-117.22M	-148.61M	6.46M	-23.12M
Balance Sheet
Total Assets	223.46M	313.05M	379.69M	825.07M	1.35B	235.87M
Cash, Cash Equivalents and Short-Term Investments	30.96M	43.02M	75.97M	97.24M	169.82M	43.94M
Total Debt	0.00	252.41M	259.50M	668.33M	1.03B	181.68M
Total Liabilities	183.61M	265.40M	277.92M	703.19M	1.10B	379.13M
Stockholders Equity	39.85M	47.65M	101.78M	121.88M	257.57M	-143.26M
Cash Flow
Free Cash Flow	44.30M	15.42M	261.50M	304.33M	-935.61M	152.01M
Operating Cash Flow	49.54M	20.83M	261.63M	305.40M	-921.92M	154.86M
Investing Cash Flow	-5.19M	-5.33M	1.99M	-1.07M	-11.65M	-2.86M
Financing Cash Flow	-69.14M	-21.82M	-323.98M	-358.47M	1.08B	-131.15M

Offerpad Solutions Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 1.52
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For OPAD, the sentiment is Neutral. The current price of 1.52 is above the 20-day moving average (MA) of 1.46, below the 50-day MA of 1.76, and below the 200-day MA of 2.02, indicating a neutral trend. The MACD of -0.13 indicates Negative momentum. The RSI at 47.78 is Neutral, neither overbought nor oversold. The STOCH value of 85.10 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for OPAD.

Offerpad Solutions Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
RMAX	68 Neutral	$249.84M	12.48	2.87%	―	-6.06%	―
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
DOUG	58 Neutral	$219.38M	-3.53	-41.11%	―	6.62%	30.94%
OPEN	53 Neutral	$6.13B	-14.74	-39.33%	―	-4.45%	18.95%
FTHM	51 Neutral	$42.11M	-1.61	-43.75%	―	32.78%	36.50%
OPAD	46 Neutral	$56.03M	-0.78	-104.99%	―	-36.25%	11.92%
OMH	44 Neutral	$21.95M	―	―	―	―	―

Offerpad Solutions Corporate Events

Offerpad Solutions Secures $15 Million Loan Agreement

In October 2025, Offerpad Solutions Inc. secured an 18-month loan agreement worth $15 million, enhancing its financial flexibility with a mix of committed and uncommitted borrowing capacity. The company announced preliminary financial results for the quarter ending September 30, 2025, reporting $132.7 million in revenue, a net loss of $11.6 million, and an Adjusted EBITDA of $4.6 million, highlighting ongoing financial challenges and operational metrics such as the sale of 367 homes.

The most recent analyst rating on (OPAD) stock is a Hold with a $5.50 price target. To see the full list of analyst forecasts on Offerpad Solutions stock, see the OPAD Stock Forecast page.