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OneMain Holdings (OMF)
NYSE:OMF
US Market

OneMain Holdings (OMF) Ratios

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OneMain Holdings Ratios

OMF's free cash flow for Q3 2025 was $0.49. For the 2025 fiscal year, OMF's free cash flow was decreased by $ and operating cash flow was $0.16. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
873.00 0.00 0.00 0.03 0.03
Quick Ratio
873.00 0.00 0.00 -0.01 >-0.01
Cash Ratio
407.00 0.00 0.00 0.01 0.01
Solvency Ratio
0.04 0.03 0.04 0.20 0.20
Operating Cash Flow Ratio
3.02K 0.00 0.00 0.06 0.06
Short-Term Operating Cash Flow Coverage
3.02K 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -22.73B$ -20.65B$ -19.56B$ -18.49B$ -16.73B
Leverage Ratios
Debt-to-Assets Ratio
0.83 0.83 0.82 0.81 0.80
Debt-to-Equity Ratio
6.61 6.72 6.22 6.04 5.74
Debt-to-Capital Ratio
0.87 0.87 0.86 0.86 0.85
Long-Term Debt-to-Capital Ratio
0.87 0.87 0.86 0.86 0.85
Financial Leverage Ratio
7.99 8.12 7.63 7.44 7.14
Debt Service Coverage Ratio
0.78 0.66 1.88 2.30 -0.46
Interest Coverage Ratio
0.73 0.56 1.60 2.01 1.86
Debt to Market Cap
2.87 3.44 3.35 4.42 2.67
Interest Debt Per Share
197.64 189.06 173.05 154.40 140.87
Net Debt to EBITDA
18.28 22.22 8.88 7.61 0.00
Profitability Margins
Gross Profit Margin
47.19%43.64%-1.02%81.45%82.56%
EBIT Margin
14.95%11.66%72.65%49.39%-6.54%
EBITDA Margin
19.58%16.50%82.69%55.63%0.00%
Operating Profit Margin
14.95%11.66%63.54%42.70%43.14%
Pretax Profit Margin
14.95%11.66%32.83%27.70%43.14%
Net Profit Margin
11.50%8.90%25.05%20.77%32.56%
Continuous Operations Profit Margin
11.50%8.90%25.05%20.77%32.56%
Net Income Per EBT
76.97%76.31%76.31%74.98%75.47%
EBT Per EBIT
100.00%100.00%51.66%64.86%100.00%
Return on Assets (ROA)
2.61%1.96%2.64%3.87%5.95%
Return on Equity (ROE)
21.40%15.95%20.12%28.79%42.48%
Return on Capital Employed (ROCE)
3.39%2.57%6.69%-11.74%-11.88%
Return on Invested Capital (ROIC)
2.61%13.31%4.80%-4.07%-4.10%
Return on Tangible Assets
2.79%2.11%2.84%4.19%6.45%
Earnings Yield
9.01%8.16%10.82%21.08%19.80%
Efficiency Ratios
Receivables Turnover
0.00 0.28 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.53 0.69
Fixed Asset Turnover
0.00 37.64 0.00 27.63 28.83
Asset Turnover
0.23 0.22 0.11 0.19 0.18
Working Capital Turnover Ratio
3.69 2.39 2.00 -0.12 -0.24
Cash Conversion Cycle
0.00 1.28K 0.00 689.70 527.28
Days of Sales Outstanding
0.00 1.28K 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 689.70 527.28
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 1.28K 0.00 689.70 527.28
Cash Flow Ratios
Operating Cash Flow Per Share
25.28 22.56 20.93 19.22 16.94
Free Cash Flow Per Share
25.28 22.56 20.93 19.22 16.94
CapEx Per Share
0.00 0.00 0.00 0.00 0.00
Free Cash Flow to Operating Cash Flow
1.00 1.00 1.00 1.00 1.00
Dividend Paid and CapEx Coverage Ratio
6.03 5.42 5.17 4.97 1.76
Capital Expenditure Coverage Ratio
0.00 0.00 0.00 0.00 0.00
Operating Cash Flow Coverage Ratio
0.14 0.13 0.13 0.13 0.13
Operating Cash Flow to Sales Ratio
0.49 0.47 0.98 0.57 0.56
Free Cash Flow Yield
38.75%43.27%42.53%57.71%33.85%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
11.10 12.26 9.24 4.74 5.05
Price-to-Sales (P/S) Ratio
1.27 1.09 2.31 0.99 1.64
Price-to-Book (P/B) Ratio
2.32 1.95 1.86 1.37 2.15
Price-to-Free Cash Flow (P/FCF) Ratio
2.58 2.31 2.35 1.73 2.95
Price-to-Operating Cash Flow Ratio
2.59 2.31 2.35 1.73 2.95
Price-to-Earnings Growth (PEG) Ratio
1.72 -0.60 -0.38 -0.16 0.06
Price-to-Fair Value
2.32 1.95 1.86 1.37 2.15
Enterprise Value Multiple
24.77 28.83 11.68 9.38 0.00
Enterprise Value
29.72B 27.22B 24.72B 21.92B 23.85B
EV to EBITDA
24.77 28.83 11.68 9.38 0.00
EV to Sales
4.85 4.76 9.66 5.22 5.91
EV to Free Cash Flow
9.84 10.08 9.81 9.18 10.61
EV to Operating Cash Flow
9.84 10.08 9.81 9.18 10.61
Tangible Book Value Per Share
13.57 11.96 12.37 10.72 19.73
Shareholders’ Equity Per Share
28.29 26.67 26.47 24.39 23.32
Tax and Other Ratios
Effective Tax Rate
0.23 0.24 0.24 0.25 0.25
Revenue Per Share
51.33 47.82 21.26 33.81 30.43
Net Income Per Share
5.90 4.25 5.32 7.02 9.91
Tax Burden
0.77 0.76 0.76 0.75 0.75
Interest Burden
1.00 1.00 0.45 0.56 -6.59
Research & Development to Revenue
0.00 0.00 0.00 <0.01 <0.01
SG&A to Revenue
0.18 0.19 0.41 0.04 0.04
Stock-Based Compensation to Revenue
<0.01 <0.01 0.01 <0.01 <0.01
Income Quality
4.29 5.30 3.93 2.72 1.71
Currency in USD