OLB Group (OLB)
NASDAQ:OLB
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OLB Group
(NASDAQ:OLB)
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Rating:44Neutral
Price Target:
$0.39
▼(-53.05% Downside)
Action:UpgradedDate:04/02/26
The score is driven mainly by weak financial performance (sharp revenue contraction, persistent large losses, and negative recent cash flow) and bearish technicals (price below key moving averages with negative MACD). Corporate events are mixed, with potential upside from the DMint spin-off offset by heightened risk from Nasdaq bid-price noncompliance; valuation is also constrained by ongoing losses (negative P/E).
Positive Factors
Low Leverage
Conservative leverage (zero reported debt in 2025) reduces fixed interest obligations and preserves operating flexibility. Over a multi-month horizon this lowers bankruptcy risk, supports runway for restructuring or strategic actions, and helps preserve cash for operating needs.
Negative Factors
Sharp Revenue Decline
A steep drop in revenue over two years signals loss of scale and market share. Reduced transaction volume undermines fixed-cost absorption and network effects in payments, making path to sustainable profitability materially tougher absent a durable recovery in merchant adoption or higher per-merchant monetization.
Read all positive and negative factors
Positive Factors
Negative Factors
Low Leverage
Conservative leverage (zero reported debt in 2025) reduces fixed interest obligations and preserves operating flexibility. Over a multi-month horizon this lowers bankruptcy risk, supports runway for restructuring or strategic actions, and helps preserve cash for operating needs.
Read all positive factors
OLB Group (OLB) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$4.73M
Dividend YieldN/A
Average Volume (3M)77.80K
Price to Earnings (P/E)―
Beta (1Y)1.66
Revenue Growth-39.80%
EPS Growth77.33%
CountryUS
Employees15
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)N/A
Shares Outstanding12,505,749
10 Day Avg. Volume96,235
30 Day Avg. Volume77,795
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.52
Price to Sales (P/S)0.27
P/FCF Ratio-1.79
Enterprise Value/Market Cap0.26
Enterprise Value/Revenue0.14
Enterprise Value/Gross Profit-0.68
Enterprise Value/Ebitda-0.25
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
OLB Group Business Overview & Revenue Model
Company Description
The OLB Group, Inc. provides integrated financial and transaction processing services for small- and mid-sized merchants in the United States. The company operates a Crowdfunding platform used to facilitate a capital raise anywhere of various type...
How the Company Makes Money
OLB makes money primarily by providing merchant payment processing and related commerce services. Revenue is generated from fees associated with card and other electronic payment transactions (e.g., a share of processing fees based on transaction ...
OLB Group Financial Statement Overview
Summary
Income Statement
18
Very Negative
Balance Sheet
58
Neutral
Cash Flow
24
Negative
| Breakdown | Dec 2025 | Dec 2024 | Mar 2024 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 8.68M | 12.84M | 30.57M | 30.37M | 16.71M |
| Gross Profit | -1.85M | -763.20K | 5.57M | 4.14M | 1.10M |
| EBITDA | -4.97M | -8.03M | -16.39M | -929.10K | -2.97M |
| Net Income | -5.87M | -11.22M | -23.18M | -7.79M | -4.98M |
Balance Sheet | |||||
| Total Assets | 12.30M | 12.68M | 19.73M | 38.65M | 45.53M |
| Cash, Cash Equivalents and Short-Term Investments | 15.78K | 27.44K | 452.67K | 684.03K | 3.47M |
| Total Debt | 243.70K | 375.05K | 407.86K | 830.19K | 406.35K |
| Total Liabilities | 7.69M | 9.49M | 7.38M | 4.02M | 4.15M |
| Stockholders Equity | 4.61M | 3.19M | 12.23M | 34.64M | 41.38M |
Cash Flow | |||||
| Free Cash Flow | -1.33M | -2.60M | 816.81K | -3.48M | -29.17M |
| Operating Cash Flow | -1.33M | -2.60M | 2.05M | -1.92M | -3.51M |
| Investing Cash Flow | 0.00 | 332.89K | -2.08M | -1.56M | -25.66M |
| Financing Cash Flow | 1.32M | 2.12M | -221.83K | 447.43K | 28.82M |
OLB Group Technical Analysis
Negative
0.82
Price Trends
0.59
Negative
0.72
Negative
1.05
Negative
Market Momentum
-0.06
Positive
34.86
Neutral
22.01
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For OLB, the sentiment is Negative. The current price of 0.82 is above the 20-day moving average (MA) of 0.53, above the 50-day MA of 0.59, and below the 200-day MA of 1.05, indicating a bearish trend. The MACD of -0.06 indicates Positive momentum. The RSI at 34.86 is Neutral, neither overbought nor oversold. The STOCH value of 22.01 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for OLB.
OLB Group Risk Analysis
OLB Group disclosed 90 risk factors in its most recent earnings report. OLB Group reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 1 New Risks
1.
Our failure to meet the continued listing requirements of Nasdaq could result in a delisting of our securities. Q4, 2023
OLB Group Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
49 Neutral | $2.51M | -0.74 | -60.58% | ― | -22.01% | 93.14% | |
45 Neutral | $6.13M | -0.44 | -157.27% | ― | -73.83% | 98.11% | |
44 Neutral | $4.73M | -0.40 | -208.53% | ― | -39.80% | 77.33% | |
40 Underperform | $1.27M | -1.42 | -103.89% | ― | -19.53% | 92.37% | |
| ― | $1.88M | -0.31 | 52.91% | ― | -19.32% | ― |
* Technology Sector Average
OLB
OLB Group
0.38
-0.67
-64.00%
MYSZ
My Size
0.65
-0.61
-48.33%
FRGT
Freight Technologies
0.81
-22.19
-96.47%
AGMH
AGM Group Holdings
0.93
-0.67
-42.13%
AUUD
Auddia
3.73
-27.92
-88.21%
TGL
Treasure Global, Inc.
3.66
-35.94
-90.76%
OLB Group Corporate Events
Private Placements and FinancingRegulatory Filings and Compliance
OLB Group Raises Capital Through Private Warrant Placement
Neutral
Feb 23, 2026
On February 18, 2026, The OLB Group, Inc. entered into a securities purchase agreement with an institutional investor for a private placement of pre-funded warrants and common warrants tied to up to 6.4 million shares of common stock at a combined...
Business Operations and StrategyM&A TransactionsPrivate Placements and Financing
OLB Group Plans Spin-Off of DMint Bitcoin Mining Unit
Positive
Feb 3, 2026
On February 3, 2026, The OLB Group announced the planned spin-off of its high-growth Bitcoin mining subsidiary DMint, Inc., creating two separately traded public companies: a streamlined OLB focused on payment processing, merchant services and e-c...
Delistings and Listing ChangesRegulatory Filings and Compliance
OLB Group Receives Nasdaq Notice on Bid Price Noncompliance
Negative
Feb 3, 2026
On January 29, 2026, The OLB Group, Inc. received notice from the NASDAQ Stock Market that its common stock had failed to meet the minimum $1.00 closing bid price requirement for 30 consecutive business days, putting the company out of compliance ...
Private Placements and Financing
OLB Group Completes Registered Direct Offering and Warrants
Neutral
Jan 26, 2026
On January 22, 2026, The OLB Group, Inc. entered into a securities purchase agreement with institutional investors for a registered direct offering of 2,166,666 shares of common stock and a concurrent private placement of warrants to purchase an e...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.