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Insperity Inc (NSP)
NYSE:NSP
US Market

Insperity (NSP) Ratios

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Insperity Ratios

NSP's free cash flow for Q3 2025 was $0.11. For the 2025 fiscal year, NSP's free cash flow was decreased by $ and operating cash flow was $-0.01. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
1.12 1.08 1.11 1.12 1.10
Quick Ratio
1.12 1.08 1.11 1.07 1.05
Cash Ratio
0.36 0.54 0.48 0.54 0.51
Solvency Ratio
0.03 0.05 0.11 0.11 0.09
Operating Cash Flow Ratio
0.06 0.27 0.14 0.26 0.23
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -371.00M$ -415.00M$ -430.74M$ -446.11M$ -510.01M
Leverage Ratios
Debt-to-Assets Ratio
0.22 0.17 0.20 0.21 0.25
Debt-to-Equity Ratio
5.01 4.48 4.56 5.23 -244.41
Debt-to-Capital Ratio
0.83 0.82 0.82 0.84 1.00
Long-Term Debt-to-Capital Ratio
0.81 0.79 0.80 0.82 1.00
Financial Leverage Ratio
23.13 26.77 22.64 25.09 -988.21
Debt Service Coverage Ratio
3.44 5.82 8.89 16.49 22.81
Interest Coverage Ratio
0.84 4.18 8.05 17.61 23.24
Debt to Market Cap
0.23 0.13 0.08 0.09 0.08
Interest Debt Per Share
12.13 12.18 12.00 11.52 11.48
Net Debt to EBITDA
-0.66 -3.05 -0.90 -1.03 -0.66
Profitability Margins
Gross Profit Margin
13.84%15.99%15.99%17.03%16.49%
EBIT Margin
0.80%2.34%3.89%4.37%3.53%
EBITDA Margin
1.45%3.01%4.55%5.06%4.31%
Operating Profit Margin
0.31%1.78%3.37%4.21%3.49%
Pretax Profit Margin
0.43%1.91%3.47%4.13%3.38%
Net Profit Margin
0.25%1.38%2.64%3.02%2.50%
Continuous Operations Profit Margin
0.25%1.38%2.64%3.02%2.50%
Net Income Per EBT
58.62%72.22%76.14%73.08%73.72%
EBT Per EBIT
138.10%107.69%102.99%98.08%97.11%
Return on Assets (ROA)
0.84%3.50%8.09%8.79%7.08%
Return on Equity (ROE)
16.39%93.81%183.05%220.67%-6994.36%
Return on Capital Employed (ROCE)
3.33%17.54%31.98%36.48%27.75%
Return on Invested Capital (ROIC)
1.95%12.67%24.35%26.66%20.46%
Return on Tangible Assets
0.85%3.52%8.13%8.85%7.13%
Earnings Yield
1.05%3.09%3.86%4.14%2.73%
Efficiency Ratios
Receivables Turnover
7.27 7.94 9.35 9.54 9.46
Payables Turnover
727.75 552.90 509.59 637.30 647.69
Inventory Turnover
0.00 0.00 0.00 80.14 71.34
Fixed Asset Turnover
27.58 25.61 25.45 23.15 18.18
Asset Turnover
3.36 2.53 3.06 2.91 2.84
Working Capital Turnover Ratio
40.70 41.92 40.86 43.23 34.46
Cash Conversion Cycle
49.68 45.32 38.33 42.26 43.14
Days of Sales Outstanding
50.18 45.98 39.05 38.28 38.59
Days of Inventory Outstanding
0.00 0.00 0.00 4.55 5.12
Days of Payables Outstanding
0.50 0.66 0.72 0.57 0.56
Operating Cycle
50.18 45.98 39.05 42.83 43.70
Cash Flow Ratios
Operating Cash Flow Per Share
2.26 13.68 5.25 9.12 6.77
Free Cash Flow Per Share
1.34 12.68 4.19 8.33 5.91
CapEx Per Share
0.92 1.00 1.06 0.80 0.86
Free Cash Flow to Operating Cash Flow
0.59 0.93 0.80 0.91 0.87
Dividend Paid and CapEx Coverage Ratio
0.69 4.09 1.60 3.25 1.47
Capital Expenditure Coverage Ratio
2.46 13.68 4.95 11.46 7.91
Operating Cash Flow Coverage Ratio
0.20 1.20 0.46 0.82 0.60
Operating Cash Flow to Sales Ratio
0.01 0.08 0.03 0.06 0.05
Free Cash Flow Yield
3.17%16.36%3.57%7.33%5.01%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
95.51 32.37 25.88 24.14 36.58
Price-to-Sales (P/S) Ratio
0.24 0.45 0.68 0.73 0.91
Price-to-Book (P/B) Ratio
18.66 30.36 47.37 53.27 -2.56K
Price-to-Free Cash Flow (P/FCF) Ratio
31.59 6.11 28.00 13.64 19.97
Price-to-Operating Cash Flow Ratio
18.88 5.66 22.34 12.45 17.45
Price-to-Earnings Growth (PEG) Ratio
-1.66 -0.69 -6.77 0.52 -3.73
Price-to-Fair Value
18.66 30.36 47.37 53.27 -2.56K
Enterprise Value Multiple
15.78 11.83 14.14 13.39 20.52
Enterprise Value
1.55B 2.34B 4.17B 4.02B 4.40B
EV to EBITDA
15.78 11.83 14.14 13.39 20.52
EV to Sales
0.23 0.36 0.64 0.68 0.88
EV to Free Cash Flow
30.32 4.86 26.32 12.67 19.35
EV to Operating Cash Flow
17.98 4.50 21.00 11.57 16.90
Tangible Book Value Per Share
1.95 2.21 2.14 0.58 -0.38
Shareholders’ Equity Per Share
2.29 2.55 2.47 2.13 -0.05
Tax and Other Ratios
Effective Tax Rate
0.41 0.28 0.24 0.27 0.26
Revenue Per Share
177.82 173.18 171.44 155.81 129.40
Net Income Per Share
0.45 2.39 4.53 4.71 3.23
Tax Burden
0.59 0.72 0.76 0.73 0.74
Interest Burden
0.54 0.82 0.89 0.95 0.96
Research & Development to Revenue
<0.01 <0.01 0.00 <0.01 <0.01
SG&A to Revenue
0.09 0.12 0.11 0.11 0.11
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
5.06 5.71 1.16 1.94 2.10
Currency in USD