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Northrim (NRIM)
NASDAQ:NRIM
US Market
NRIM
Northrim Bancorp
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Northrim Bancorp (NRIM) Ratios

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Northrim Bancorp Ratios

NRIM's free cash flow for Q1 2026 was $0.81. For the 2026 fiscal year, NRIM's free cash flow was decreased by $ and operating cash flow was $0.30. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
 46.93 0.13 0.24 0.33 0.41
Quick Ratio
 46.93 0.13 0.24 0.33 0.41
Cash Ratio
 2.79 0.05 0.02 0.05 0.11
Solvency Ratio
 0.02 0.02 0.01 0.01 0.01
Operating Cash Flow Ratio
 12.65 0.05 >-0.01 0.02 0.03
Short-Term Operating Cash Flow Coverage
 0.00 307.59 0.00 0.00 0.00
Net Current Asset Value
$ -2.46B$ -2.60B$ -2.13B$ -1.76B$ -1.49B
Leverage Ratios
Debt-to-Assets Ratio
 0.03 0.03 0.01 0.01 0.01
Debt-to-Equity Ratio
 0.28 0.27 0.15 0.14 0.16
Debt-to-Capital Ratio
 0.22 0.21 0.13 0.12 0.14
Long-Term Debt-to-Capital Ratio
 0.20 0.20 0.11 0.09 0.10
Financial Leverage Ratio
 9.99 10.08 11.39 11.96 12.23
Debt Service Coverage Ratio
 1.60 1.59 1.00 1.00 6.50
Interest Coverage Ratio
 2.02 2.01 1.15 1.10 7.38
Debt to Market Cap
 0.15 0.14 0.08 0.07 0.08
Interest Debt Per Share
 6.15 5.90 3.70 2.76 1.71
Net Debt to EBITDA
 0.68 -0.66 -0.43 -2.45 -5.40
Profitability Margins
Gross Profit Margin
80.78%81.42%77.53%79.45%94.75%
EBIT Margin
35.10%35.52%23.98%19.96%28.64%
EBITDA Margin
35.81%36.62%25.82%22.06%30.99%
Operating Profit Margin
35.10%35.52%23.98%19.96%28.64%
Pretax Profit Margin
34.44%34.85%23.98%19.96%28.64%
Net Profit Margin
26.35%26.64%18.87%16.04%22.87%
Continuous Operations Profit Margin
26.35%26.64%18.87%16.04%22.87%
Net Income Per EBT
76.51%76.44%78.67%80.34%79.86%
EBT Per EBIT
98.12%98.11%100.00%100.00%100.00%
Return on Assets (ROA)
1.94%1.96%1.22%0.90%1.15%
Return on Equity (ROE)
20.49%19.79%13.84%10.82%14.06%
Return on Capital Employed (ROCE)
2.59%18.07%12.99%9.80%13.41%
Return on Invested Capital (ROIC)
10.20%13.80%10.22%7.88%10.71%
Return on Tangible Assets
1.97%2.01%1.25%0.92%1.17%
Earnings Yield
12.01%10.99%8.61%7.93%9.77%
Efficiency Ratios
Receivables Turnover
 2.35 19.34 1.92 3.13 4.24
Payables Turnover
 0.00 0.00 0.00 0.00 0.00
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 4.61 5.32 4.33 3.18 2.82
Asset Turnover
 0.07 0.07 0.06 0.06 0.05
Working Capital Turnover Ratio
 -0.26 -0.11 -0.11 -0.10 -0.10
Cash Conversion Cycle
 155.50 18.88 190.29 116.48 86.03
Days of Sales Outstanding
 155.50 18.88 190.29 116.48 86.03
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 0.00 0.00 0.00 0.00
Operating Cycle
 155.50 18.88 190.29 116.48 86.03
Cash Flow Ratios
Operating Cash Flow Per Share
 6.77 6.31 -0.40 1.74 3.39
Free Cash Flow Per Share
 6.53 6.06 -0.42 1.46 3.22
CapEx Per Share
 0.24 0.25 0.03 0.28 0.16
Free Cash Flow to Operating Cash Flow
 0.96 0.96 1.07 0.84 0.95
Dividend Paid and CapEx Coverage Ratio
 9.22 6.96 -0.61 1.97 5.44
Capital Expenditure Coverage Ratio
 28.51 25.48 -14.08 6.31 20.58
Operating Cash Flow Coverage Ratio
 1.60 1.59 -0.21 1.18 2.28
Operating Cash Flow to Sales Ratio
 0.61 0.57 -0.04 0.25 0.58
Free Cash Flow Yield
26.68%22.77%-2.18%10.18%23.61%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 8.33 9.10 11.61 12.62 10.23
Price-to-Sales (P/S) Ratio
 2.20 2.42 2.19 2.02 2.34
Price-to-Book (P/B) Ratio
 1.61 1.80 1.61 1.36 1.44
Price-to-Free Cash Flow (P/FCF) Ratio
 3.75 4.39 -45.92 9.82 4.23
Price-to-Operating Cash Flow Ratio
 3.61 4.22 -49.19 8.23 4.03
Price-to-Earnings Growth (PEG) Ratio
 0.15 0.12 0.24 -0.84 -0.84
Price-to-Fair Value
 1.61 1.80 1.61 1.36 1.44
Enterprise Value Multiple
 6.83 5.97 8.05 6.73 2.15
Enterprise Value
 603.13M 529.78M 407.35M 234.92M 89.46M
EV to EBITDA
 6.83 5.97 8.05 6.73 2.15
EV to Sales
 2.45 2.18 2.08 1.48 0.67
EV to Free Cash Flow
 4.17 3.96 -43.58 7.20 1.20
EV to Operating Cash Flow
 4.02 3.80 -46.68 6.04 1.15
Tangible Book Value Per Share
 12.86 11.10 8.48 8.76 7.81
Shareholders’ Equity Per Share
 15.15 14.78 12.13 10.48 9.48
Tax and Other Ratios
Effective Tax Rate
 0.23 0.24 0.21 0.20 0.20
Revenue Per Share
 11.12 10.98 8.90 7.07 5.83
Net Income Per Share
 2.93 2.92 1.68 1.13 1.33
Tax Burden
 0.77 0.76 0.79 0.80 0.80
Interest Burden
 0.98 0.98 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.36 0.35 0.38 0.41 0.45
Stock-Based Compensation to Revenue
 <0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
 1.63 2.16 -0.24 1.53 2.54
Currency in USD