NerdWallet, Inc. Class A (NRDS)
NASDAQ:NRDS
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Earnings Data
Report Date
Aug 05, 2026After Close (Confirmed)
Period Ending
2026 (Q2)Consensus EPS Forecast
0.1Last Year’s EPS
0.11Same Quarter Last Year
Moderate Buy
Based on 7 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presents a largely positive underlying business momentum: revenue grew 6% year over year with strong consumer performance, substantial improvements in profitability (NGOI, GAAP operating income, and adjusted EBITDA all posted Q1 records), and marked free cash flow expansion (TTM FCF up ~125%). However, near-term headwinds — notably lower monetization from a large auto insurance partner, a 15% decline in SMB revenue, consumer credit card weakness, and a notable cash decline due to buybacks and an acquisition — introduce uncertainty and have prompted a more conservative low-end guidance. Management is balancing these near-term challenges by accelerating multi-quarter investments in vertical integration and diversification, which weigh on the short-term NGOI floor but are positioned to bolster long-term resiliency and growth.Company Guidance
Total Revenue Growth
Reported total revenue of $222 million, up 6% year over year, driven by strength in the consumer vertical.
Consumer Revenue Acceleration
Consumer revenue of $198 million, up 10% year over year, with notable growth in banking (robust demand for savings accounts) and significantly higher personal loans revenue.
Record Profitability and Improved Margins
Non-GAAP operating income (NGOI) of $34 million at a 15% margin (vs. $9 million and a 4% margin in Q1 2025); GAAP operating income of $27 million (vs. $1 million prior-year); adjusted EBITDA of $45 million — all Q1 records driven by operating leverage and lower other marketing spend.
Strong Cash Flow and Capital Allocation
Generated $40 million of adjusted free cash flow in the quarter; trailing twelve-month adjusted free cash flow of $1.31 (up ~125% year over year). Executed $66 million of share repurchases in Q1 and reduced diluted weighted average share count by ~9% year over year; $90 million remaining under buyback authorization.
Marketing Efficiency and Operating Leverage
Year-over-year profitability improvement driven in part by lower brand/other marketing spend (no Super Bowl ad) and continued performance-marketing-led growth, demonstrating strong operating leverage on the fixed cost base.
Strategic Positioning & Emerging Product Initiatives
Management is accelerating vertical integration (building NerdWallet-branded agency and deeper tech integrations with carriers), sees a favorable investment window as distribution becomes more valuable, and reports dominant LLM share on financial queries with high conversion (currently a small revenue contributor but promising).
NRDS Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
NRDS Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 06, 2026 | $11.20 | $9.77 | -12.77% |
Feb 25, 2026 | $10.32 | $11.07 | +7.27% |
Nov 06, 2025 | $11.98 | $13.64 | +13.86% |
Aug 07, 2025 | $11.08 | $9.18 | -17.15% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does NerdWallet, Inc. Class A (NRDS) report earnings?
NerdWallet, Inc. Class A (NRDS) is schdueled to report earning on Aug 05, 2026, After Close (Confirmed).
What is NerdWallet, Inc. Class A (NRDS) earnings time?
NerdWallet, Inc. Class A (NRDS) earnings time is at Aug 05, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is NRDS EPS forecast?
NRDS EPS forecast for the fiscal quarter 2026 (Q2) is 0.1.
