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Neptune Insurance Holdings, Inc. Class A (NP)
NYSE:NP
NP Stock Chart & Stats
$21.13
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Market closed
$21.13
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Day’s Range― - ―
52-Week Range$14.78 - $33.23
Previous CloseN/A
VolumeN/A
Average Volume (3M)240.10K
Market Cap
$2.92B
Enterprise Value$2.24B
Total Cash (Recent Filing)$8.04M
Total Debt (Recent Filing)$240.00M
Price to Earnings (P/E)93.0
Beta2.03
Next Earnings
Nov 18, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.10
Shares Outstanding94,600,000
10 Day Avg. Volume207,764
30 Day Avg. Volume240,096
Financial Highlights & Ratios
PEG Ratio-0.96
Price to Book (P/B)-17.71
Price to Sales (P/S)25.25
P/FCF Ratio77.97
Enterprise Value/Market Cap0.77
Enterprise Value/Revenue19.48
Enterprise Value/Gross Profit30.88
Enterprise Value/Ebitda30.06
Forecast
1Y Price Target
$26.61Price Target Upside25.93% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering9
EPS Forecast (FY)0.52
Revenue Forecast (FY)$192.85M
Bulls Say, Bears Say
Bulls Say
Profitability And MarginsAdjusted EBITDA margins remained high despite elevated promotional spending, signaling operational strength and an ability to protect profitability while investing in growth.
Revenue Growth And PartnershipsPartnership with Palomar and continued onboarding of flood policies is expected to sustain elevated revenue growth by expanding distribution and policy scale.
Technology And Market CreationProprietary AI and early adoption enabled the creation of a private residential flood insurance market and can support stronger commercial terms with carrier partners.
Bears Say
Competitive PressureRising competition and unclear effects of AI-driven changes in insurance distribution could erode market share and put pressure on growth dynamics.
Market Transition UncertaintyUncertainty about whether churn from the national flood program will convert into sufficient private-market volume raises doubts about the revenue base needed to justify expectations.
Valuation And Peer BenchmarkingAnalyst notes valuation is adjusted lower than broker multiples because the company's tech-heavy, MGU-like model results in a different risk and revenue mix that may warrant a discount.
Neptune Insurance Holdings, Inc. Class A News
NP FAQ
What was Neptune Insurance Holdings, Inc. Class A’s price range in the past 12 months?
Neptune Insurance Holdings, Inc. Class A lowest stock price was $14.78 and its highest was $33.23 in the past 12 months.
What is Neptune Insurance Holdings, Inc. Class A’s market cap?
Neptune Insurance Holdings, Inc. Class A’s market cap is $2.92B.
When is Neptune Insurance Holdings, Inc. Class A’s upcoming earnings report date?
Neptune Insurance Holdings, Inc. Class A’s upcoming earnings report date is Nov 18, 2026 which is in 259 days.
How were Neptune Insurance Holdings, Inc. Class A’s earnings last quarter?
Neptune Insurance Holdings, Inc. Class A released its earnings results on Feb 18, 2026. The company reported $0.1 earnings per share for the quarter, beating the consensus estimate of $0.099 by $0.001.
Is Neptune Insurance Holdings, Inc. Class A overvalued?
According to Wall Street analysts Neptune Insurance Holdings, Inc. Class A’s price is currently Undervalued.
Does Neptune Insurance Holdings, Inc. Class A pay dividends?
Neptune Insurance Holdings, Inc. Class A pays a Quarterly dividend of $0.475 which represents an annual dividend yield of N/A. See more information on Neptune Insurance Holdings, Inc. Class A dividends here
What is Neptune Insurance Holdings, Inc. Class A’s EPS estimate?
Neptune Insurance Holdings, Inc. Class A’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Neptune Insurance Holdings, Inc. Class A have?
Neptune Insurance Holdings, Inc. Class A has 94,600,000 shares outstanding.
What happened to Neptune Insurance Holdings, Inc. Class A’s price movement after its last earnings report?
Neptune Insurance Holdings, Inc. Class A reported an EPS of $0.1 in its last earnings report, beating expectations of $0.099. Following the earnings report the stock price went up 12.741%.
Which hedge fund is a major shareholder of Neptune Insurance Holdings, Inc. Class A?
Currently, no hedge funds are holding shares in NP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Neptune Insurance Holdings, Inc. Class A Stock Smart Score
Company Description
Neptune Insurance Holdings, Inc. Class A
A data-driven managing general agent for flood insurance. Sells residential and commercial flood insurance (primary & excess), and parametric earthquake insurance. Uses AI and machine learning platforms (e.g. underwriting engine "Triton", policy management "Poseidon"), distributes via agency network, and does not take balance sheet risk or handle claims themselves; rather, insurance and reinsurance carriers do.
NP Company Deck
NP Earnings Call
Q4 2026
0:00 / 0:00
NP Stock 12 Month Forecast
Average Price Target
$26.61
▲(25.93% Upside)
Technical Analysis
Ownership Overview
12.88% Insiders
2.11% Mutual Funds
23.83% Other Institutional Investors
60.97% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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