Neptune Insurance Holdings, Inc. Class A (NP)
NYSE:NP
NP Stock Chart & Stats
$22.21
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Market closed
$22.21
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Day’s Range― - ―
52-Week Range$14.78 - $33.23
Previous CloseN/A
VolumeN/A
Average Volume (3M)240.10K
Market Cap
$3.07B
Enterprise Value$2.34B
Total Cash (Recent Filing)$8.04M
Total Debt (Recent Filing)$240.00M
Price to Earnings (P/E)107.7
Beta1.38
Next Earnings
Nov 18, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.10
Shares Outstanding94,718,530
10 Day Avg. Volume207,764
30 Day Avg. Volume240,096
Financial Highlights & Ratios
PEG Ratio-0.96
Price to Book (P/B)-17.71
Price to Sales (P/S)25.25
P/FCF Ratio84.47
Enterprise Value/Market Cap0.76
Enterprise Value/Revenue20.28
Enterprise Value/Gross Profit32.15
Enterprise Value/Ebitda31.29
Forecast
1Y Price Target
$26.55Price Target Upside19.54% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering10
EPS Forecast (FY)0.52
Revenue Forecast (FY)$194.89M
Bulls Say, Bears Say
Bulls Say
Cost ControlDevelopment of the consumer ChatGPT app required little incremental expense, keeping new direct-channel costs low and protecting near-term profitability.
Partnership-driven GrowthThe Palomar partnership and continued onboarding of flood policies support elevated revenue growth while adjusted EBITDA margins remain high, indicating scalable unit economics.
Technology LeadershipProprietary AI and early adoption of generative tools position the company to improve underwriting accuracy and to negotiate stronger revenue terms with carrier partners.
Bears Say
Distribution ConcentrationAgent and broker partnerships generate the vast majority of policies, so direct consumer sales may not materially alter the overall distribution mix and leave reliance on intermediaries intact.
Migration And Competition RiskUncertainty about how many customers will move from the federal flood program to private policies, combined with the prospect of new private entrants, could limit addressable market growth.
Profitability And Valuation PressureAssumed higher agency commissions and a peer-aligned valuation adjustment have reduced implied net profitability and prompted analysts to lower the price target, creating downside pressure on the stock's valuation.
Neptune Insurance Holdings, Inc. Class A News
NP FAQ
What was Neptune Insurance Holdings, Inc. Class A’s price range in the past 12 months?
Neptune Insurance Holdings, Inc. Class A lowest stock price was $14.78 and its highest was $33.23 in the past 12 months.
What is Neptune Insurance Holdings, Inc. Class A’s market cap?
Neptune Insurance Holdings, Inc. Class A’s market cap is $3.07B.
When is Neptune Insurance Holdings, Inc. Class A’s upcoming earnings report date?
Neptune Insurance Holdings, Inc. Class A’s upcoming earnings report date is Nov 18, 2026 which is in 238 days.
How were Neptune Insurance Holdings, Inc. Class A’s earnings last quarter?
Neptune Insurance Holdings, Inc. Class A released its earnings results on Feb 18, 2026. The company reported $0.1 earnings per share for the quarter, beating the consensus estimate of $0.099 by $0.001.
Is Neptune Insurance Holdings, Inc. Class A overvalued?
According to Wall Street analysts Neptune Insurance Holdings, Inc. Class A’s price is currently Undervalued.
Does Neptune Insurance Holdings, Inc. Class A pay dividends?
Neptune Insurance Holdings, Inc. Class A pays a Quarterly dividend of $0.475 which represents an annual dividend yield of N/A. See more information on Neptune Insurance Holdings, Inc. Class A dividends here
What is Neptune Insurance Holdings, Inc. Class A’s EPS estimate?
Neptune Insurance Holdings, Inc. Class A’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Neptune Insurance Holdings, Inc. Class A have?
Neptune Insurance Holdings, Inc. Class A has 94,718,530 shares outstanding.
What happened to Neptune Insurance Holdings, Inc. Class A’s price movement after its last earnings report?
Neptune Insurance Holdings, Inc. Class A reported an EPS of $0.1 in its last earnings report, beating expectations of $0.099. Following the earnings report the stock price went up 12.741%.
Which hedge fund is a major shareholder of Neptune Insurance Holdings, Inc. Class A?
Currently, no hedge funds are holding shares in NP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Neptune Insurance Holdings, Inc. Class A Stock Smart Score
Company Description
Neptune Insurance Holdings, Inc. Class A
A data-driven managing general agent for flood insurance. Sells residential and commercial flood insurance (primary & excess), and parametric earthquake insurance. Uses AI and machine learning platforms (e.g. underwriting engine "Triton", policy management "Poseidon"), distributes via agency network, and does not take balance sheet risk or handle claims themselves; rather, insurance and reinsurance carriers do.
NP Company Deck
NP Earnings Call
Q4 2026
0:00 / 0:00
NP Stock 12 Month Forecast
Average Price Target
$26.55
▲(19.54% Upside)
Technical Analysis
Ownership Overview
12.94% Insiders
10.60% Mutual Funds
54.51% Other Institutional Investors
20.18% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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