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PostNL N.V. (NL:PNL)
:PNL

PostNL N.V. (PNL) AI Stock Analysis

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NL:PNL

PostNL N.V.

(PNL)

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Neutral 50 (OpenAI - 5.2)
Rating:50Neutral
Price Target:
€1.00
▼(-6.54% Downside)
Action:ReiteratedDate:02/25/26
The score is primarily constrained by weak and volatile profitability alongside a high-leverage, thin-equity balance sheet. This is partially offset by comparatively solid cash generation and a high dividend yield, while technical indicators are only modestly supportive.
Positive Factors
Leading market position in the Netherlands
PostNL's top-market position creates durable scale advantages: dense delivery network, established customer contracts and national coverage reduce per-unit costs and raise barriers for new entrants. That scale supports steady volume capture and negotiating leverage with retailers over the next 2–6 months.
Negative Factors
High leverage and thin equity
Very high leverage and a shrinking equity base materially reduce financial flexibility and increase vulnerability to shocks. Interest and refinancing demands constrain strategic investment and increase insolvency risk if operating performance weakens, limiting long-term resilience.
Read all positive and negative factors
Positive Factors
Negative Factors
Leading market position in the Netherlands
PostNL's top-market position creates durable scale advantages: dense delivery network, established customer contracts and national coverage reduce per-unit costs and raise barriers for new entrants. That scale supports steady volume capture and negotiating leverage with retailers over the next 2–6 months.
Read all positive factors

PostNL N.V. (PNL) vs. iShares MSCI Netherlands ETF (EWN)

PostNL N.V. Business Overview & Revenue Model

Company Description
PostNL N.V. provides postal and logistics services to businesses and consumers in the Netherlands, rest of Europe, and internationally. The company operates in two segments, Parcels, Mail in the Netherlands; and PostNL Other. It collects, sorts, t...
How the Company Makes Money
PostNL generates revenue primarily through its Mail and Parcels segments. The Mail segment earns income from delivering letters and direct mail, while the Parcels segment focuses on e-commerce deliveries, which have seen significant growth due to ...

PostNL N.V. Financial Statement Overview

Summary
Overall financials are mixed: cash flow is a relative strength with solid operating cash flow and improved 2025 free cash flow, but earnings quality is weak with repeated profit-to-loss swings and clear 2025 margin pressure. The balance sheet adds risk due to high leverage and a shrinking equity base, reducing flexibility if operations stay soft.
Income Statement
44
Neutral
Balance Sheet
36
Negative
Cash Flow
63
Positive
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue3.31B3.25B3.17B3.15B3.47B
Gross Profit111.00M402.00M440.00M487.00M697.00M
EBITDA238.00M240.00M276.00M-1.13B471.00M
Net Income-17.00M17.00M55.00M-981.00M257.00M
Balance Sheet
Total Assets2.20B2.12B2.18B2.22B2.48B
Cash, Cash Equivalents and Short-Term Investments616.00M453.00M518.00M556.00M848.00M
Total Debt1.17B972.00M1.06B1.07B1.07B
Total Liabilities2.02B1.92B1.98B2.04B2.06B
Stockholders Equity176.00M202.00M198.00M177.00M426.00M
Cash Flow
Free Cash Flow128.00M68.00M96.00M102.00M309.00M
Operating Cash Flow163.00M168.00M222.00M240.00M450.00M
Investing Cash Flow-39.00M-61.00M-102.00M-122.00M-92.00M
Financing Cash Flow90.00M-173.00M-142.00M-408.00M-186.00M

PostNL N.V. Technical Analysis

Technical Analysis Sentiment
Negative
Last Price1.07
Price Trends
50DMA
1.14
Negative
100DMA
1.08
Negative
200DMA
1.03
Positive
Market Momentum
MACD
-0.01
Positive
RSI
37.74
Neutral
STOCH
54.54
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NL:PNL, the sentiment is Negative. The current price of 1.07 is below the 20-day moving average (MA) of 1.11, below the 50-day MA of 1.14, and above the 200-day MA of 1.03, indicating a neutral trend. The MACD of -0.01 indicates Positive momentum. The RSI at 37.74 is Neutral, neither overbought nor oversold. The STOCH value of 54.54 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for NL:PNL.

PostNL N.V. Peers Comparison

Overall Rating
UnderperformOutperform
Sector (63)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
63
Neutral
$10.79B15.437.44%2.01%2.89%-14.66%
62
Neutral
€7.52B40.0130.31%0.33%
58
Neutral
€4.03B18.971.49%9.24%-3.62%-87.74%
50
Neutral
€544.29M-31.57-12.23%6.72%2.44%-179.02%
* Industrials Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
NL:PNL
PostNL N.V.
1.07
0.12
12.51%
NL:RAND
Randstad Holding NV
22.91
-15.29
-40.03%
NL:INPST
InPost S.A.
15.04
1.54
11.41%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Feb 25, 2026