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Allfunds Group plc (NL:ALLFG)
:ALLFG
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Allfunds Group plc (ALLFG) AI Stock Analysis

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NL:ALLFG

Allfunds Group plc

(ALLFG)

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Neutral 56 (OpenAI - 5.2)
Rating:56Neutral
Price Target:
€9.00
▲(3.69% Upside)
Action:Reiterated
Date:08/04/26
The score is driven primarily by mixed financial performance: improved 2025 operating metrics and a conservative latest-year balance sheet are offset by weak net profitability and highly volatile free cash flow. Technicals are supportive with price above major moving averages and positive MACD, but elevated stochastic suggests some near-term froth. Valuation is the main headwind due to the very high P/E, only partially mitigated by a modest dividend yield.
Positive Factors
Two-sided network effects
Allfunds’ open-architecture platform connects large numbers of distributors and asset managers, creating network effects that drive recurring asset- and activity-linked fees. These structural benefits increase client retention, enable cross-sell of tech/data services, and scale revenue as assets grow.
Negative Factors
Very weak net profitability
Despite healthy operating margins, near-zero net income implies material non-operating charges, tax/interest items, or one-offs that erode shareholder returns. Persistently low net profitability limits capacity to return capital and questions durability of earnings conversion to bottom-line value.
Read all positive and negative factors
Positive Factors
Negative Factors
Two-sided network effects
Allfunds’ open-architecture platform connects large numbers of distributors and asset managers, creating network effects that drive recurring asset- and activity-linked fees. These structural benefits increase client retention, enable cross-sell of tech/data services, and scale revenue as assets grow.
Read all positive factors

Allfunds Group plc (ALLFG) vs. iShares MSCI Netherlands ETF (EWN)

Allfunds Group plc Business Overview & Revenue Model

Company Description
Allfunds Group plc functions as a business-to-business (B2B) WealthTech provider, establishing connections between investment fund managers and distribution networks across the United Kingdom and globally. The company operates a pivotal open-archi...
How the Company Makes Money
Allfunds primarily makes money by charging fees linked to assets and activity processed on its platform, as well as by selling technology and data services. 1) Platform/distribution fees (asset-based): A core revenue stream is fees earned for ena...

Allfunds Group plc Financial Statement Overview

Summary
Operating performance improved in 2025 with stronger revenue growth (+7.8%) and solid operating profitability (EBIT margin ~14.1%; EBITDA margin ~41.3%). However, net income remains very weak (net margin ~0.4%) and results have been volatile across years (notably revenue drop in 2023 and a large loss in 2024). Cash flow is positive but free cash flow fell sharply (~-93% YoY) and has been historically volatile, which limits confidence in consistency.
Income Statement
54
Neutral
Balance Sheet
62
Positive
Cash Flow
45
Neutral
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue682.83M621.90M555.54M491.88M2.74B2.67B
Gross Profit456.85M452.70M420.14M-1.94B427.24M411.64M
EBITDA289.24M256.60M136.16M315.03M276.68M256.03M
Net Income40.74M2.35M-168.51M85.71M49.18M107.73M
Balance Sheet
Total Assets5.52B5.35B5.07B5.57B5.13B5.55B
Cash, Cash Equivalents and Short-Term Investments2.82B2.56B2.74B2.27B1.79B2.25B
Total Debt14.50M2.99B2.62B390.49M406.82M69.84M
Total Liabilities3.65B3.45B3.03B3.22B2.77B3.22B
Stockholders Equity1.86B1.90B2.05B2.35B2.35B2.32B
Cash Flow
Free Cash Flow-1.06B112.28M626.68M563.35M-347.21M479.04M
Operating Cash Flow-1.05B228.10M735.66M643.01M-307.49M502.55M
Investing Cash Flow-60.23M-115.82M-108.97M-216.84M-166.78M-23.51M
Financing Cash Flow-192.09M-187.67M-99.05M66.19M-92.81M-137.07M

Allfunds Group plc Technical Analysis

Technical Analysis Sentiment
Positive
Last Price8.68
Price Trends
50DMA
8.62
Positive
100DMA
8.54
Positive
200DMA
8.07
Positive
Market Momentum
MACD
0.06
Negative
RSI
55.00
Neutral
STOCH
72.29
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NL:ALLFG, the sentiment is Positive. The current price of 8.68 is below the 20-day moving average (MA) of 8.75, above the 50-day MA of 8.62, and above the 200-day MA of 8.07, indicating a bullish trend. The MACD of 0.06 indicates Negative momentum. The RSI at 55.00 is Neutral, neither overbought nor oversold. The STOCH value of 72.29 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for NL:ALLFG.

Allfunds Group plc Peers Comparison

Overall Rating
UnderperformOutperform
Sector (68)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
74
Outperform
€16.00B12.403.32%13.61%28.51%
73
Outperform
€2.79B18.8412.31%5.89%-0.08%
68
Neutral
$18.00B11.429.92%3.81%9.73%1.22%
64
Neutral
€12.18B13.2711.63%4.96%26.07%45.09%
64
Neutral
€1.18B10.892.35%-3.62%-27.97%
61
Neutral
€14.00B28.736.31%4.87%29.96%-44.65%
56
Neutral
€5.29B123.110.12%2.30%0.52%
* Financial Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
NL:ALLFG
Allfunds Group plc
8.82
2.86
47.98%
NL:AGN
Aegon NV
8.23
2.12
34.72%
NL:ASRNL
ASR Nederland N.V
70.68
12.56
21.61%
NL:VLK
Van Lanschot N.V.
65.95
10.61
19.17%
NL:FLOW
Flow Traders
27.56
3.08
12.58%
NL:CVC
CVC Capital Partners plc
15.62
-1.19
-7.05%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 04, 2026