Allfunds Group plc (ALLFG) AI Stock Analysis

• Market Cap: €3.95B
• Dividend Yield: 1.62%
• Average Volume (3M): 757.67K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.95
• Revenue Growth: 8.64%
• EPS Growth: -304.46%
• Country: NL
• Employees: 1,031
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): 0.20
• Shares Outstanding: 601,548,700
• 10 Day Avg. Volume: 505,570
• 30 Day Avg. Volume: 757,670
• PEG Ratio: 0.06
• Price to Book (P/B): 1.50
• Price to Sales (P/S): 5.53
• P/FCF Ratio: 4.90
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €8.40
• Price Target Upside: 4.22% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 3
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 62 Neutral
• Price Target: €8.50 ▲(5.46% Upside)

Allfunds Group plc's stock score is primarily driven by strong technical analysis, indicating bullish momentum, despite overbought signals. Financial performance shows resilience in cash flow but highlights profitability and equity challenges. Valuation concerns due to a negative P/E ratio further impact the score.

Positive Factors

Cash Flow Strength

Strong cash flow indicates robust operational efficiency and liquidity, enabling the company to invest in growth opportunities and weather economic downturns.

Revenue Growth

Continued revenue growth suggests increasing market demand and successful business expansion, supporting long-term financial health.

Platform and Partnerships

Strategic partnerships enhance platform capabilities, driving higher transaction volumes and strengthening market position.

Negative Factors

Profitability Challenges

Negative net income highlights issues in cost management, potentially impacting long-term sustainability if not addressed.

Equity Instability

Equity instability can limit financial flexibility and increase risk, necessitating careful management to maintain balance sheet health.

Profit Margin Concerns

Weak net profit margins indicate challenges in maintaining profitability, which could hinder future growth and investment capabilities.

Allfunds Group plc Business Overview & Revenue Model

Company Description

Allfunds Group plc is a leading global fund distribution network and technology provider, specializing in the investment fund industry. The company operates in the financial services sector, connecting institutional investors, wealth managers, and financial advisors with a wide range of investment fund products. Allfunds offers a comprehensive platform that provides access to over 100,000 investment funds from various asset managers, along with value-added services such as data analytics, reporting, and regulatory compliance support.

How the Company Makes Money

Allfunds generates revenue primarily through a combination of transaction fees, asset-based fees, and subscription fees for its platform services. The company charges fees to fund managers for listing their products on its platform, and to clients (such as wealth managers and institutional investors) for accessing these funds and utilizing the platform's functionalities. Key revenue streams include management fees from the assets under administration, transaction fees for trades executed on the platform, and fees for additional services such as data analytics and reporting. Significant partnerships with major asset managers and financial institutions enhance its offering and contribute to its earnings, driving higher transaction volumes and platform usage.

Allfunds Group plc Financial Statement Overview

Summary

Allfunds Group plc shows resilience in its cash flow with strong operational cash generation, which is crucial in maintaining liquidity. However, challenges in profitability and potential instability in equity levels indicate the need for strategic adjustments to improve margins and manage costs effectively.

Income Statement

The income statement shows mixed financial performance. While there is revenue growth from the previous year, the net income turned negative, indicating profitability challenges. The gross profit margin improved significantly, but net profit margin is concerning due to recent losses. This suggests issues in cost management or operational efficiency.

Balance Sheet

The balance sheet remains relatively stable, with a strong equity base and a manageable debt level, as indicated by a reasonable debt-to-equity ratio. However, the decline in stockholders' equity and fluctuating total assets suggest potential financial instability that needs monitoring.

Cash Flow

The cash flow statement is strong, with consistent operating cash flow and positive free cash flow despite recent net losses. The operating cash flow to net income ratio is high, suggesting effective cash generation from operations, which is a positive sign of liquidity and operational efficiency.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	576.81M	555.54M	491.88M	2.74B	2.67B	1.59B
Gross Profit	486.51M	420.14M	-1.94B	427.24M	411.64M	233.71M
EBITDA	417.08M	136.16M	315.03M	276.68M	256.03M	152.47M
Net Income	-156.36M	-168.51M	85.71M	49.18M	107.73M	-43.00K
Balance Sheet
Total Assets	6.00B	5.07B	5.57B	5.13B	5.55B	4.94B
Cash, Cash Equivalents and Short-Term Investments	3.68B	2.74B	2.27B	1.79B	2.25B	2.08B
Total Debt	430.41M	2.62B	390.49M	406.82M	69.84M	19.48M
Total Liabilities	4.07B	3.03B	3.22B	2.77B	3.22B	2.56B
Stockholders Equity	1.93B	2.05B	2.35B	2.35B	2.32B	2.38B
Cash Flow
Free Cash Flow	1.67B	626.68M	563.35M	-347.21M	479.04M	807.16M
Operating Cash Flow	1.67B	735.66M	643.01M	-307.49M	502.55M	835.67M
Investing Cash Flow	39.61M	-108.97M	-216.84M	-166.78M	-23.51M	-28.09M
Financing Cash Flow	-147.06M	-99.05M	66.19M	-92.81M	-137.07M	-3.47M

Allfunds Group plc Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 8.06
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For NL:ALLFG, the sentiment is Positive. The current price of 8.06 is above the 20-day moving average (MA) of 6.62, above the 50-day MA of 6.46, and above the 200-day MA of 5.92, indicating a bullish trend. The MACD of 0.27 indicates Negative momentum. The RSI at 80.55 is Negative, neither overbought nor oversold. The STOCH value of 92.10 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for NL:ALLFG.

Allfunds Group plc Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FLOW	72 Outperform	€1.02B	5.50	24.83%	1.88%	37.22%	162.92%
CVC	68 Neutral	€15.14B	20.07	―	3.14%	20.37%	54.24%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
ASRNL	66 Neutral	€12.05B	11.16	12.65%	5.55%	16.35%	67.44%
AGN	63 Neutral	€10.35B	7.89	14.93%	5.47%	-6.64%	―
VLK	63 Neutral	€2.14B	16.92	10.57%	8.06%	24.42%	―
ALLFG	62 Neutral	€3.95B	-25.14	-7.45%	1.62%	8.64%	-304.46%