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nCino (NCNO)
NASDAQ:NCNO
US Market

nCino (NCNO) Ratios

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nCino Ratios

NCNO's free cash flow for Q3 2026 was $0.62. For the 2026 fiscal year, NCNO's free cash flow was decreased by $ and operating cash flow was $0.00. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
1.01 1.17 1.05 3.82 3.82
Quick Ratio
1.01 1.17 1.05 3.82 3.82
Cash Ratio
0.42 0.52 0.50 3.21 3.21
Solvency Ratio
0.02 0.01 -0.05 -0.21 -0.25
Operating Cash Flow Ratio
0.32 0.27 -0.11 0.08 0.08
Short-Term Operating Cash Flow Coverage
16.27 10.54 0.00 0.00 0.00
Net Current Asset Value
$ -298.03M$ -37.05M$ -47.00M$ 307.80M$ 307.80M
Leverage Ratios
Debt-to-Assets Ratio
<0.01 0.06 0.04 0.03 0.03
Debt-to-Equity Ratio
0.01 0.07 0.05 0.04 0.04
Debt-to-Capital Ratio
0.01 0.07 0.04 0.04 0.04
Long-Term Debt-to-Capital Ratio
<0.01 0.00 0.03 0.00 0.00
Financial Leverage Ratio
1.50 1.28 1.22 1.33 1.33
Debt Service Coverage Ratio
2.68 0.61 -21.56 -465.28 -259.30
Interest Coverage Ratio
-0.58 -9.56 -47.13 -327.75 -327.75
Debt to Market Cap
<0.01 <0.01 <0.01 0.00 0.00
Interest Debt Per Share
0.20 0.70 0.46 0.17 0.18
Net Debt to EBITDA
-2.12 -5.07 0.69 5.93 10.72
Profitability Margins
Gross Profit Margin
60.12%59.82%59.32%56.86%56.86%
EBIT Margin
-1.49%-7.93%-34.68%-35.46%-19.85%
EBITDA Margin
5.90%1.57%-20.62%-29.32%-16.21%
Operating Profit Margin
-0.82%-8.29%-26.06%-20.86%-20.86%
Pretax Profit Margin
-2.30%-8.80%-27.00%-19.91%-19.91%
Net Profit Margin
-3.71%-8.89%-18.30%-20.20%-19.84%
Continuous Operations Profit Margin
-3.97%-9.13%-37.19%-24.53%-20.20%
Net Income Per EBT
161.39%100.98%67.77%101.44%99.64%
EBT Per EBIT
279.18%106.13%103.64%95.48%95.48%
Return on Assets (ROA)
-1.39%-3.16%-3.85%-7.33%-7.19%
Return on Equity (ROE)
-2.04%-4.04%-4.69%-9.71%-9.53%
Return on Capital Employed (ROCE)
-0.36%-3.51%-6.33%-9.52%-9.52%
Return on Invested Capital (ROIC)
-0.39%-3.61%-4.27%-9.56%-9.65%
Return on Tangible Assets
-6.27%-10.97%-17.94%-8.54%-8.39%
Earnings Yield
-0.77%-1.19%-1.58%-0.93%-0.60%
Efficiency Ratios
Receivables Turnover
6.75 4.22 2.75 2.74 3.68
Payables Turnover
18.67 16.17 9.38 7.75 14.70
Inventory Turnover
0.00 0.00 0.00 88.14M 88.14M
Fixed Asset Turnover
6.57 4.84 3.71 6.82 6.82
Asset Turnover
0.38 0.36 0.21 0.36 0.36
Working Capital Turnover Ratio
154.60 21.24 1.63 0.63 1.03
Cash Conversion Cycle
34.56 63.96 93.69 86.08 74.35
Days of Sales Outstanding
54.11 86.53 132.61 133.16 99.19
Days of Inventory Outstanding
0.00 0.00 0.00 <0.01 <0.01
Days of Payables Outstanding
19.55 22.57 38.91 47.07 24.84
Operating Cycle
54.11 86.53 132.61 133.16 99.19
Cash Flow Ratios
Operating Cash Flow Per Share
0.59 0.51 -0.17 0.10 0.10
Free Cash Flow Per Share
0.52 0.47 -0.22 0.05 0.05
CapEx Per Share
0.06 0.03 0.05 0.04 0.05
Free Cash Flow to Operating Cash Flow
0.89 0.93 1.28 0.53 0.53
Dividend Paid and CapEx Coverage Ratio
9.08 14.80 -3.52 2.13 2.13
Capital Expenditure Coverage Ratio
9.08 14.80 -3.52 2.13 2.13
Operating Cash Flow Coverage Ratio
4.70 0.77 -0.39 0.57 0.57
Operating Cash Flow to Sales Ratio
0.11 0.12 -0.07 0.05 0.05
Free Cash Flow Yield
2.10%1.51%-0.78%0.11%0.07%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
-129.20 -83.76 -63.12 -107.41 -166.01
Price-to-Sales (P/S) Ratio
4.85 7.44 11.55 21.70 32.94
Price-to-Book (P/B) Ratio
2.70 3.38 2.96 10.43 15.83
Price-to-Free Cash Flow (P/FCF) Ratio
47.67 66.40 -128.12 907.61 1.38K
Price-to-Operating Cash Flow Ratio
41.90 61.92 -164.52 480.68 729.69
Price-to-Earnings Growth (PEG) Ratio
-3.41 5.38 -13.57 0.00 -4.29
Price-to-Fair Value
2.70 3.38 2.96 10.43 15.83
Enterprise Value Multiple
80.11 470.20 -55.33 -68.07 -192.44
Enterprise Value
2.77B 3.51B 3.12B 4.08B 6.37B
EV to EBITDA
80.11 470.20 -55.33 -68.07 -192.44
EV to Sales
4.73 7.36 11.41 19.96 31.20
EV to Free Cash Flow
46.44 65.70 -126.54 834.90 1.31K
EV to Operating Cash Flow
41.33 61.26 -162.49 442.16 691.18
Tangible Book Value Per Share
-1.40 0.87 0.44 3.60 3.72
Shareholders’ Equity Per Share
9.10 9.31 9.65 4.40 4.54
Tax and Other Ratios
Effective Tax Rate
-0.09 -0.04 0.32 -0.01 -0.01
Revenue Per Share
5.13 4.23 2.48 2.11 2.18
Net Income Per Share
-0.19 -0.38 -0.45 -0.43 -0.43
Tax Burden
1.61 1.01 0.68 1.01 1.00
Interest Burden
1.55 1.11 0.78 0.56 1.00
Research & Development to Revenue
0.22 0.25 0.29 0.29 0.29
SG&A to Revenue
0.15 0.16 0.26 0.20 0.20
Stock-Based Compensation to Revenue
0.12 0.12 0.18 0.14 0.12
Income Quality
-3.58 -1.35 0.38 -0.22 -0.22
Currency in USD