MMTec Inc (MTC)
NASDAQ:MTC
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MMTec
(NASDAQ:MTC)
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Rating:43Neutral
Price Target:
$2.50
▼(-11.35% Downside)
Action:Reiterated
Date:06/10/26
The score is driven primarily by weak financial performance (volatile revenue, widening losses, and persistent cash burn), reinforced by bearish technicals (price below all key moving averages with negative MACD). Valuation provides little offset because the negative P/E reflects ongoing losses and there is no dividend yield support.
Positive Factors
China-focused fintech software market
MMTec serves institutional participants in China’s financial markets, a structural area undergoing digitalization and quant adoption. This market focus offers a durable addressable market for trading and analytics platforms with multiyear demand from banks, brokers, and asset managers, supporting long-term revenue potential if product-market fit recovers.
Negative Factors
Revenue collapse and large losses
An extreme revenue decline in 2025 coupled with a very large net loss and negative operating margins signals a failing core business model in the recent period. Such material deterioration undermines recurring revenue expectations, erodes customer confidence, and makes sustained recovery dependent on fundamental product, sales, or strategy changes rather than tactical fixes.
Read all positive and negative factors
Positive Factors
Negative Factors
China-focused fintech software market
MMTec serves institutional participants in China’s financial markets, a structural area undergoing digitalization and quant adoption. This market focus offers a durable addressable market for trading and analytics platforms with multiyear demand from banks, brokers, and asset managers, supporting long-term revenue potential if product-market fit recovers.
Read all positive factors
MMTec (MTC) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$265.90M
Dividend YieldN/A
Average Volume (3M)555.85K
Price to Earnings (P/E)―
Beta (1Y)0.47
Revenue Growth-1196.43%
EPS Growth47.02%
CountryUS
Employees34
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)-2.08
Shares Outstanding99,587,814
10 Day Avg. Volume139,351
30 Day Avg. Volume555,852
Financial Highlights & Ratios
PEG Ratio0.05
Price to Book (P/B)12.62
Price to Sales (P/S)-8.94
P/FCF Ratio-49.59
Enterprise Value/Market Cap0.61
Enterprise Value/Revenue-7.90
Enterprise Value/Gross Profit-7.60
Enterprise Value/Ebitda-3.42
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
MMTec Business Overview & Revenue Model
Company Description
MMTec, Inc., along with its affiliated companies, designs and implements sophisticated technological platforms that empower financial institutions worldwide to execute securities market transactions and handle settlements. The company's operations...
How the Company Makes Money
null...
MMTec Financial Statement Overview
Summary
Income Statement
12
Very Negative
Balance Sheet
38
Negative
Cash Flow
22
Negative
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | -20.48M | 1.87M | 869.93K | 1.07M | 653.04K |
| Gross Profit | -21.29M | 1.43M | 605.42K | 709.41K | 431.47K |
| EBITDA | -47.30M | -88.67M | -3.60M | -5.60M | -7.01M |
| Net Income | -56.08M | -91.17M | -8.32M | -5.65M | -7.05M |
Balance Sheet | |||||
| Total Assets | 18.42M | 65.91M | 156.99M | 11.42M | 14.59M |
| Cash, Cash Equivalents and Short-Term Investments | 8.19M | 2.87M | 1.76M | 3.83M | 11.21M |
| Total Debt | 3.52M | 32.37M | 33.16M | 1.05M | 463.82K |
| Total Liabilities | 3.90M | 39.30M | 38.08M | 2.03M | 1.24M |
| Stockholders Equity | 14.52M | 26.60M | 118.91M | 9.38M | 13.35M |
Cash Flow | |||||
| Free Cash Flow | -3.69M | 717.82K | -5.15M | -5.59M | -4.13M |
| Operating Cash Flow | -3.69M | 722.85K | -5.15M | -5.59M | -4.10M |
| Investing Cash Flow | 9.00M | 629.54K | -86.54M | -3.54M | -2.59M |
| Financing Cash Flow | 0.00 | -241.75K | 89.67M | 1.75M | 16.47M |
MMTec Technical Analysis
Negative
2.82
Price Trends
6.01
Negative
5.20
Negative
3.49
Negative
Market Momentum
-0.79
Positive
29.38
Positive
1.81
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For MTC, the sentiment is Negative. The current price of 2.82 is below the 20-day moving average (MA) of 5.24, below the 50-day MA of 6.01, and below the 200-day MA of 3.49, indicating a bearish trend. The MACD of -0.79 indicates Positive momentum. The RSI at 29.38 is Positive, neither overbought nor oversold. The STOCH value of 1.81 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for MTC.
MMTec Risk Analysis
MMTec disclosed 67 risk factors in its most recent earnings report. MMTec reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 1 New Risks
1.
We may be deemed to be a transient investment company. Q4, 2023
MMTec Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
72 Outperform | $51.90M | 29.26 | 4.81% | ― | 12.37% | 615.79% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
52 Neutral | $15.71M | -0.64 | -106.67% | ― | -34.19% | 40.60% | |
50 Neutral | $2.47M | 0.89 | 0.51% | ― | 125.00% | ― | |
46 Neutral | $39.04M | -2.24 | 244.03% | ― | 71.54% | 82.84% | |
44 Neutral | $7.84M | -0.06 | 129.66% | ― | -82.43% | -299.27% | |
43 Neutral | $265.90M | -1.87 | 2114.79% | ― | -1196.43% | 47.02% |
* Technology Sector Average
MTC
MMTec
2.62
1.66
172.92%
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8.28
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Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.