MMTec (MTC) AI Stock Analysis

• Market Cap: $137.02M
• Dividend Yield: N/A
• Average Volume (3M): 555.85K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.01
• Revenue Growth: N/A
• EPS Growth: N/A
• Country: US
• Employees: 34
• Sector: Technology
• Sector Strength: 88
• Industry: Software - Application
• EPS (TTM): -1.84
• Shares Outstanding: 25,186,865
• 10 Day Avg. Volume: 139,351
• 30 Day Avg. Volume: 555,852
• PEG Ratio: <0.01
• Price to Book (P/B): -1.33
• Price to Sales (P/S): 32.75
• P/FCF Ratio: -15.72
• Enterprise Value/Market Cap: 1.16
• Enterprise Value/Revenue: 59.51
• Enterprise Value/Gross Profit: 72.40
• Enterprise Value/Ebitda: -70.75
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 47 Neutral
• Price Target: $5.50 ▲(95.04% Upside)
• Action: Reiterated Date: 04/07/26
• Date: Action: Reiterated 04/07/26

The score is primarily weighed down by weak financial performance (large losses, unstable revenue trajectory, and repeated cash burn). Technicals provide some support via a generally positive longer-term trend and positive MACD, but valuation remains constrained by a negative P/E tied to ongoing losses.

Positive Factors

Current leverage level

Despite prior swings, the company’s 2025 capital structure shows relatively low headline debt versus equity. That lower nominal leverage provides a durable, near-term financial cushion and flexibility to pursue operational fixes or raise capital without immediate heavy interest burden.

Negative Factors

Revenue collapse & large loss

A drastic revenue decline and a very large 2025 net loss materially weaken the company’s operating viability. Such severe deterioration undermines ability to invest in product, retain customers, and achieve sustainable margins, increasing the risk of further downsizing or restructuring.

MMTec Business Overview & Revenue Model

Company Description

MMTec, Inc., together with its subsidiaries, develops and deploys platforms that enable financial institutions to engage in securities market transactions and settlements worldwide. The company operates in two segments, Gujia, MM Future, MMBD Advi...

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MMTec, Inc., together with its subsidiaries, develops and deploys platforms that enable financial institutions to engage in securities market transactions and settlements worldwide. The company operates in two segments, Gujia, MM Future, MMBD Advi...

MMTec Financial Statement Overview

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	2.68M	-20.48M	1.87M	869.93K	1.07M	568.62K
Gross Profit	2.20M	-21.29M	1.53M	696.99K	868.05K	511.73K
EBITDA	-2.25M	-47.30M	-88.67M	-4.24M	-5.85M	-6.44M
Net Income	-109.23M	-56.08M	-91.17M	48.96M	-5.65M	-7.05M
Balance Sheet
Total Assets	20.30M	18.42M	65.91M	156.99M	11.42M	14.59M
Cash, Cash Equivalents and Short-Term Investments	10.19M	8.19M	2.87M	1.76M	3.83M	11.21M
Total Debt	32.42M	3.52M	32.37M	33.16M	1.05M	463.82K
Total Liabilities	40.12M	3.90M	39.30M	34.62M	2.03M	1.24M
Stockholders Equity	-19.82M	14.52M	26.60M	122.36M	9.38M	13.35M
Cash Flow
Free Cash Flow	932.42K	-3.69M	717.82K	-5.15M	-5.59M	-4.13M
Operating Cash Flow	932.40K	-3.69M	722.85K	-5.15M	-5.59M	-4.10M
Investing Cash Flow	18.00M	9.00M	629.54K	-86.54M	-3.54M	-2.59M
Financing Cash Flow	-2.79M	0.00	-241.75K	89.67M	1.75M	16.47M

MMTec Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 2.82
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For MTC, the sentiment is Positive. The current price of 2.82 is below the 20-day moving average (MA) of 5.67, below the 50-day MA of 4.63, and above the 200-day MA of 2.34, indicating a neutral trend. The MACD of 0.25 indicates Positive momentum. The RSI at 51.37 is Neutral, neither overbought nor oversold. The STOCH value of 37.98 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for MTC.

MMTec Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	61 Neutral	$37.18B	12.37	-10.20%	1.83%	8.50%	-7.62%
NTWK	59 Neutral	$39.94M	36.21	5.21%	―	7.70%	-36.01%
CNTM	55 Neutral	$32.37M	-4.76	86.81%	―	419.60%	75.23%
HKIT	52 Neutral	$16.11M	-551.70	-5.54%	―	-47.44%	-318.95%
MTC	47 Neutral	$137.02M	-0.14	-3221.58%	―	―	―
CXAI	44 Neutral	$10.28M	-0.35	-91.15%	―	-27.47%	83.06%
AIXI	39 Underperform	$10.81M	-0.28	―	―	19.01%	44.24%

MMTec Corporate Events